BlastPoint's Credit Union Scorecard
NEW ENGLAND LEE
Charter #16383 · MA
NEW ENGLAND LEE has 2 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Worth Ratio: Top 0.7% in tier
- + Net Charge-Off Rate: Top 2.4% in tier
Key Concerns
Areas that may need attention
- - ROA 0.10% below tier average
- - Fee Income Per Member: Bottom 3.0% in tier
- - Total Members: Bottom 6.5% in tier
- - Total Deposits: Bottom 7.8% in tier
- - Members Per Employee (MPE): Bottom 7.9% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 63 that size in Massachusetts.
- Shares and deposits +0.0% year over year ($1.2M in shares and deposits).
- Membership: 253 members, +0.0% vs a year ago.
- Delinquency rate 0.95%.
- Return on assets 1.39%.
- Efficiency ratio 61.74% vs a 88.77% peer average.
- Loan-to-share ratio 84.33% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (MA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
253
0% YoY-1.2% QoQ
|
-2.3K |
2,585
-1.7% YoY
|
18,780
+3.1% YoY
|
34,678
+6.6% YoY
|
Bottom 6.4% in tier |
| Assets |
$2.8M
0% YoY-1.3% QoQ
|
$-27.5M |
$30.3M
+1.5% YoY
|
$364.5M
+6.9% YoY
|
$593.1M
+10.2% YoY
|
Bottom 11.8% in tier |
| Loans |
$1.0M
0% YoY+4.0% QoQ
|
$-14.4M |
$15.5M
-1.7% YoY
|
$274.7M
+7.2% YoY
|
$418.6M
+10.1% YoY
|
Bottom 11.7% in tier |
| Deposits |
$1.2M
0% YoY-3.3% QoQ
|
$-24.6M |
$25.8M
+1.1% YoY
|
$301.2M
+8.1% YoY
|
$504.8M
+10.3% YoY
|
Bottom 7.7% in tier |
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| ROA |
1.4%
0% YoY-31.2% QoQ
|
-0.1% |
1.5%
+241.5% YoY
|
0.7%
+12.3% YoY
|
1.2%
+121.4% YoY
|
77% |
| NIM |
3.2%
0% YoY-11.7% QoQ
|
-0.7% |
3.9%
+0.9% YoY
|
3.3%
+1.4% YoY
|
3.8%
+2.3% YoY
|
24% |
| Efficiency Ratio |
61.7%
0% YoY+16.0% QoQ
|
-27.0% |
88.8%
-6.9% YoY
|
80.1%
-1.4% YoY
|
83.0%
-5.3% YoY
|
Top 13.3% in tier |
| Delinquency Rate |
1.0%
0% YoY-18.7% QoQ
|
-0.6 |
1.5%
+2.1% YoY
|
0.8%
-7.5% YoY
|
1.3%
+2.6% YoY
|
60% |
| Loan To Share |
84.3%
0% YoY+7.6% QoQ
|
+25.4% |
58.9%
-3.1% YoY
|
71.9%
-1.9% YoY
|
66.4%
-1.4% YoY
|
Top 14.9% in tier |
| AMR |
$9,013
0% YoY+1.1% QoQ
|
$-6K |
$14,963
-6.8% YoY
|
$25,615
+4.4% YoY
|
$20,028
-0.9% YoY
|
23% |
| CD Concentration |
22.6%
0% YoY+8.0% QoQ
|
-1.9% | 24.6% | 25.4% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 2.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)