BlastPoint's Credit Union Scorecard
NEW ENGLAND LEE
Charter #16383 · MA
NEW ENGLAND LEE has 4 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.68% above tier average
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Net Worth Ratio: Top 0.6% in tier
- + Net Charge-Off Rate: Top 1.4% in tier
Key Concerns
Areas that may need attention
- - Fee Income Per Member: Bottom 3.9% in tier
- - Total Members: Bottom 6.4% in tier
- - Members Per Employee (MPE): Bottom 7.8% in tier
- - Total Deposits: Bottom 7.9% in tier
- - Deposit Growth Rate: Bottom 8.4% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (MA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
252
-1.2% YoY-0.4% QoQ
|
-2.4K |
2,625
-2.2% YoY
|
27,447
+2.6% YoY
|
33,089
+6.1% YoY
|
Bottom 6.3% in tier |
| Assets |
$2.7M
-2.8% YoY-2.4% QoQ
|
$-27.2M |
$29.9M
+1.1% YoY
|
$440.2M
+4.2% YoY
|
$547.7M
+7.8% YoY
|
Bottom 12.2% in tier |
| Loans |
$1.0M
+3.3% YoY-3.0% QoQ
|
$-14.8M |
$15.8M
-2.4% YoY
|
$341.2M
+2.4% YoY
|
$388.7M
+8.6% YoY
|
Bottom 11.6% in tier |
| Deposits |
$1.2M
-9.0% YoY-6.2% QoQ
|
$-24.3M |
$25.5M
+0.4% YoY
|
$366.8M
+5.5% YoY
|
$464.6M
+9.3% YoY
|
Bottom 7.9% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.4%
-18.5% YoY-1.9% QoQ
|
+0.7% |
0.7%
-731.4% YoY
|
0.7%
+17.3% YoY
|
0.7%
+273.4% YoY
|
76% |
| NIM |
3.1%
-4.0% YoY-3.1% QoQ
|
-0.8% |
3.9%
+3.8% YoY
|
3.3%
+3.8% YoY
|
3.7%
+5.0% YoY
|
22% |
| Efficiency Ratio |
59.7%
-0.6% YoY-3.3% QoQ
|
-21.7% |
81.4%
-2.4% YoY
|
80.4%
-4.7% YoY
|
79.1%
-3.3% YoY
|
Bottom 13.7% in tier |
| Delinquency Rate |
0.3%
+293.7% YoY-73.4% QoQ
|
-1.3 |
1.5%
-2.0% YoY
|
0.9%
-6.0% YoY
|
1.2%
-0.9% YoY
|
30% |
| Loan To Share |
87.2%
+13.5% YoY+3.4% QoQ
|
+26.0% |
61.2%
-3.0% YoY
|
74.2%
-1.7% YoY
|
68.0%
-1.7% YoY
|
Top 14.1% in tier |
| AMR |
$8,624
-2.5% YoY-4.3% QoQ
|
$-6K |
$14,627
-2.7% YoY
|
$24,707
+3.7% YoY
|
$19,418
+1.3% YoY
|
22% |
| CD Concentration |
24.6%
+46.3% YoY+8.5% QoQ
|
+0.2% |
24.4%
+4.2% YoY
|
24.8%
+8.8% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 1.2% | -12.7% |
14.0%
-5.7% YoY
|
2.6%
-15.5% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)