BlastPoint's Credit Union Scorecard

NEW ENGLAND LEE

Charter #16383 · MA

<100M
2508 CUs in <100M nationally 66 in MA

NEW ENGLAND LEE has 4 strengths but faces 4 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 1.88% above tier average
  • + Net Worth Ratio: Top 0.6% in tier
  • + Net Charge-Off Rate: Top 1.9% in tier
  • + Efficiency Ratio: Top 6.3% in tier

Key Concerns

Areas that may need attention

  • - Fee Income Per Member: Bottom 4.7% in tier
  • - Total Members: Bottom 6.4% in tier
  • - Total Deposits: Bottom 8.1% in tier
  • - Members Per Employee (MPE): Bottom 8.2% in tier

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (MA) National Avg Tier Percentile
Members 256
0% YoY0% QoQ
-2.4K 2,676
+1.6% YoY
33,485
+24.8% YoY
33,913
+5.7% YoY
Bottom 6.3% in tier
Assets $2.8M
0% YoY+1.1% QoQ
$-27.4M $30.2M
+1.3% YoY
$590.7M
+35.2% YoY
$578.3M
+9.0% YoY
Bottom 12.2% in tier
Loans $1.0M
0% YoY+1.9% QoQ
$-14.3M $15.3M
-2.0% YoY
$447.1M
+33.6% YoY
$402.4M
+8.7% YoY
Bottom 11.4% in tier
Deposits $1.3M
0% YoY+1.2% QoQ
$-24.5M $25.8M
+0.7% YoY
$496.3M
+36.0% YoY
$494.3M
+9.1% YoY
Bottom 8.1% in tier

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA 2.0%
-0.6% YoY+36.3% QoQ
+1.9% 0.1%
-77.6% YoY
0.7%
+27.7% YoY
0.4%
-39.2% YoY
Top 6.1% in tier
NIM 3.6%
-0.6% YoY+17.1% QoQ
-0.4% 4.0%
+4.0% YoY
3.3%
+3.6% YoY
3.8%
+4.1% YoY
42%
Efficiency Ratio 53.2%
0% YoY-15.9% QoQ
-37.4% 90.6%
+6.5% YoY
80.2%
-4.6% YoY
84.6%
+2.8% YoY
Top 6.3% in tier
Delinquency Rate 1.2%
0% YoY+148.5% QoQ
-0.3 1.5%
+3.8% YoY
0.7%
-9.8% YoY
1.2%
+3.4% YoY
68%
Loan To Share 78.4%
0% YoY+0.7% QoQ
+19.9% 58.5%
-3.0% YoY
71.5%
-1.7% YoY
65.6%
-1.4% YoY
80%
AMR $8,914
0% YoY+1.5% QoQ
$-6K $14,884
-1.7% YoY
$25,479
+3.4% YoY
$19,920
+1.6% YoY
23%
CD Concentration 21.0%
0% YoY-1.2% QoQ
-3.3% 24.3% 25.2% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 2.3% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (7 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
17
Net Worth Ratio
risk
Value: 54.22%
Peer Median: 14.28%
#17 of 2508 Top 0.6% in <100M tier
48
Net Charge-Off Rate
risk
Value: -0.90%
Peer Median: 0.07%
#48 of 2508 Top 1.9% in <100M tier
153
Return on Assets (ROA)
profitability
Value: 2.03%
Peer Median: 0.61%
#153 of 2508 Top 6.1% in <100M tier
159
Efficiency Ratio
profitability
Value: 53.22%
Peer Median: 81.45%
#159 of 2508 Top 6.3% in <100M tier
503
Loan-to-Share Ratio
balance_sheet
Value: 78.38%
Peer Median: 58.72%
#503 of 2508 Top 20.0% in <100M tier

Top Weaknesses (7 metrics)

2390
Fee Income Per Member
profitability
Value: $0.00
Peer Median: $60.42
#2390 of 2508 Bottom 4.7% in <100M tier
2349
Total Members
engagement
Value: 256
Peer Median: 1,918
#2349 of 2508 Bottom 6.4% in <100M tier
2306
Total Deposits
balance_sheet
Value: $1.28M
Peer Median: $18.77M
#2306 of 2508 Bottom 8.1% in <100M tier
2304
Members Per Employee (MPE)
engagement
Value: 128.000
Peer Median: 333.750
#2304 of 2508 Bottom 8.2% in <100M tier
2221
Total Loans
balance_sheet
Value: $1.00M
Peer Median: $9.48M
#2221 of 2508 Bottom 11.5% in <100M tier
2203
Total Assets
balance_sheet
Value: $2.81M
Peer Median: $21.86M
#2203 of 2508 Bottom 12.2% in <100M tier
1939
Average Member Relationship (AMR)
engagement
Value: $8,914
Peer Median: $13,926
#1939 of 2508 Bottom 22.7% in <100M tier
Link copied to clipboard!