BlastPoint's Credit Union Scorecard
NYMEO
Charter #16408 · MD
NYMEO has 6 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Relationship Depth Leader: Top 50.0% in tier
- + Wallet Share Momentum: Top 50.0% in tier
- + ROA 0.09% above tier average
- + Net Interest Margin 0.47% above tier average
- + Asset Growth Rate: Top 8.4% in tier
- + Total Assets: Top 9.6% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 0.30% above tier average
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MD) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
20,941
-0.1% YoY+0.4% QoQ
|
+5.8K |
15,145
-2.5% YoY
|
35,042
+5.0% YoY
|
33,913
+5.7% YoY
|
80% |
| Assets |
$408.5M
+10.6% YoY-0.1% QoQ
|
+$176.8M |
$231.7M
+0.8% YoY
|
$654.4M
+9.6% YoY
|
$578.3M
+9.0% YoY
|
Top 9.7% in tier |
| Loans |
$260.1M
+2.2% YoY-12.6% QoQ
|
+$115.9M |
$144.1M
+0.2% YoY
|
$458.0M
+7.3% YoY
|
$402.4M
+8.7% YoY
|
Top 10.9% in tier |
| Deposits |
$347.7M
+7.6% YoY+1.9% QoQ
|
+$146.5M |
$201.1M
+0.4% YoY
|
$558.1M
+9.3% YoY
|
$494.3M
+9.1% YoY
|
Top 10.8% in tier |
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| ROA |
0.8%
-0.2% YoY+11.1% QoQ
|
+0.1% |
0.7%
+5.1% YoY
|
0.5%
+20.2% YoY
|
0.4%
-39.2% YoY
|
59% |
| NIM |
4.1%
+1.1% YoY+6.7% QoQ
|
+0.5% |
3.6%
+4.6% YoY
|
3.4%
+2.6% YoY
|
3.8%
+4.1% YoY
|
79% |
| Efficiency Ratio |
75.0%
-5.7% YoY-1.6% QoQ
|
-3.0% |
78.0%
-1.7% YoY
|
82.5%
-2.2% YoY
|
84.6%
+2.8% YoY
|
38% |
| Delinquency Rate |
1.1%
-25.8% YoY-22.4% QoQ
|
+0.3 |
0.8%
+7.1% YoY
|
1.2%
+17.1% YoY
|
1.2%
+3.4% YoY
|
79% |
| Loan To Share |
74.8%
-5.0% YoY-14.3% QoQ
|
+4.4% |
70.4%
-0.4% YoY
|
63.5%
+1.0% YoY
|
65.6%
-1.4% YoY
|
55% |
| AMR |
$29,022
+5.3% YoY-5.3% QoQ
|
+$4K |
$24,918
+2.7% YoY
|
$21,172
+3.9% YoY
|
$19,920
+1.6% YoY
|
78% |
| CD Concentration |
24.9%
+2.8% YoY+2.7% QoQ
|
+0.6% | 24.3% | 21.1% | 19.8% | 50% |
| Indirect Auto % |
1.0%
-49.9% YoY-5.6% QoQ
|
-12.8% | 13.8% | 7.3% | 7.7% | 50% |
Signature Analysis
Strengths (2)
Relationship Depth Leader
growthTop-tier average member relationship within peer group, with stable or growing engagement. Strong wallet share positioning.
Wallet Share Momentum
growthAverage member relationship growing 5%+ year-over-year. Members are significantly deepening their engagement.
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)