BlastPoint's Credit Union Scorecard
DC
Charter #16411 · DC
DC has 6 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.66% above tier average
- + Total Members: Top 1.3% in tier
- + Total Loans: Top 2.5% in tier
- + Total Assets: Top 4.3% in tier
- + Total Deposits: Top 5.1% in tier
- + Fee Income Per Member: Top 6.5% in tier
Key Concerns
Areas that may need attention
- - ROA 1.39% below tier average
- - Delinquency rate 1.02% above tier average
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 17 that size in D.C..
- Shares and deposits -3.5% year over year ($74.8M in shares and deposits).
- Membership: 10,066 members, +2.8% vs a year ago.
- Delinquency rate 2.57%.
- Return on assets 0.10%.
- Efficiency ratio 88.08% vs a 88.77% peer average.
- Loan-to-share ratio 76.91% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (DC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
10,066
+2.8% YoY+1.4% QoQ
|
+7.5K |
2,585
-1.7% YoY
|
11,304
+3.6% YoY
|
34,678
+6.6% YoY
|
Top 1.4% in tier |
| Assets |
$88.9M
-2.1% YoY-1.8% QoQ
|
+$58.6M |
$30.3M
+1.5% YoY
|
$419.5M
+5.8% YoY
|
$593.1M
+10.2% YoY
|
Top 4.3% in tier |
| Loans |
$57.5M
-2.6% YoY-0.9% QoQ
|
+$42.1M |
$15.5M
-1.7% YoY
|
$248.4M
+4.8% YoY
|
$418.6M
+10.1% YoY
|
Top 2.5% in tier |
| Deposits |
$74.8M
-3.5% YoY-2.0% QoQ
|
+$49.0M |
$25.8M
+1.1% YoY
|
$364.6M
+5.5% YoY
|
$504.8M
+10.3% YoY
|
Top 5.1% in tier |
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| ROA |
0.1%
-81.7% YoY-2.9% QoQ
|
-1.4% |
1.5%
+241.5% YoY
|
1.0%
-30.4% YoY
|
1.2%
+121.4% YoY
|
Bottom 6.2% in tier |
| NIM |
4.6%
+10.0% YoY-0.5% QoQ
|
+0.7% |
3.9%
+0.9% YoY
|
3.6%
-0.1% YoY
|
3.8%
+2.3% YoY
|
78% |
| Efficiency Ratio |
88.1%
+3.7% YoY-1.8% QoQ
|
-0.7% |
88.8%
-6.9% YoY
|
84.8%
+17.5% YoY
|
83.0%
-5.3% YoY
|
68% |
| Delinquency Rate |
2.6%
+24.5% YoY+3.9% QoQ
|
+1.0 |
1.5%
+2.1% YoY
|
2.7%
+26.2% YoY
|
1.3%
+2.6% YoY
|
84% |
| Loan To Share |
76.9%
+0.9% YoY+1.1% QoQ
|
+18.0% |
58.9%
-3.1% YoY
|
60.8%
-1.7% YoY
|
66.4%
-1.4% YoY
|
76% |
| AMR |
$13,147
-5.7% YoY-2.9% QoQ
|
$-2K |
$14,963
-6.8% YoY
|
$22,625
-0.7% YoY
|
$20,028
-0.9% YoY
|
45% |
| CD Concentration |
12.8%
+15.4% YoY-1.7% QoQ
|
-11.8% | 24.6% | 15.9% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 0.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)