BlastPoint's Credit Union Scorecard
HOPEWELL CHEMICAL
Charter #16605 · VA
HOPEWELL CHEMICAL demonstrates 1 strength
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.44% above tier average
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (VA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,254
-0.3% YoY+0.3% QoQ
|
+638 |
2,615
-1.9% YoY
|
222,299
+7.3% YoY
|
33,374
+5.7% YoY
|
70% |
| Assets |
$53.3M
+4.9% YoY+1.8% QoQ
|
+$23.1M |
$30.1M
+2.1% YoY
|
$2.9B
+9.9% YoY
|
$561.6M
+9.7% YoY
|
79% |
| Loans |
$22.8M
-4.6% YoY+0.1% QoQ
|
+$7.0M |
$15.8M
-1.3% YoY
|
$2.1B
+6.6% YoY
|
$397.0M
+8.8% YoY
|
74% |
| Deposits |
$46.4M
+3.7% YoY+1.2% QoQ
|
+$20.7M |
$25.7M
+1.4% YoY
|
$2.5B
+10.1% YoY
|
$477.3M
+9.7% YoY
|
80% |
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| ROA |
1.1%
+88.5% YoY+3.1% QoQ
|
+0.4% |
0.6%
+10.8% YoY
|
0.6%
+3.1% YoY
|
0.7%
+15.9% YoY
|
68% |
| NIM |
3.3%
+9.8% YoY+1.8% QoQ
|
-0.6% |
4.0%
+4.0% YoY
|
3.9%
+2.0% YoY
|
3.8%
+5.1% YoY
|
29% |
| Efficiency Ratio |
72.4%
-13.0% YoY-0.8% QoQ
|
-10.2% |
82.6%
-2.3% YoY
|
80.2%
-0.6% YoY
|
79.7%
-3.3% YoY
|
32% |
| Delinquency Rate |
0.1%
-57.3% YoY-66.3% QoQ
|
-1.5 |
1.6%
-3.1% YoY
|
1.4%
-11.9% YoY
|
1.3%
-2.1% YoY
|
19% |
| Loan To Share |
49.2%
-8.0% YoY-1.1% QoQ
|
-11.4% |
60.6%
-3.1% YoY
|
65.1%
-5.8% YoY
|
67.4%
-1.7% YoY
|
32% |
| AMR |
$21,255
+1.1% YoY+0.6% QoQ
|
+$6K |
$14,783
-1.4% YoY
|
$18,904
+2.4% YoY
|
$19,687
+2.0% YoY
|
83% |
| CD Concentration |
16.1%
+17.3% YoY+6.6% QoQ
|
-8.3% | 24.4% | 18.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 9.6% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)