BlastPoint's Credit Union Scorecard
UARK
Charter #16946 · AR
UARK has 6 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.05% above tier average
- + Net Interest Margin 0.09% above tier average
- + Total Loans: Top 3.6% in tier
- + Total Members: Top 5.1% in tier
- + Total Assets: Top 6.8% in tier
- + Total Deposits: Top 6.9% in tier
Key Concerns
Areas that may need attention
- - Member decline: -3.4% YoY
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (AR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
7,026
-3.4% YoY+0.2% QoQ
|
+4.3K |
2,676
+1.6% YoY
|
7,947
+7.9% YoY
|
33,913
+5.7% YoY
|
Top 5.2% in tier |
| Assets |
$81.3M
-3.7% YoY-2.4% QoQ
|
+$51.1M |
$30.2M
+1.3% YoY
|
$111.4M
+12.6% YoY
|
$578.3M
+9.0% YoY
|
Top 6.8% in tier |
| Loans |
$53.2M
+2.3% YoY+0.7% QoQ
|
+$38.0M |
$15.3M
-2.0% YoY
|
$80.4M
+16.0% YoY
|
$402.4M
+8.7% YoY
|
Top 3.6% in tier |
| Deposits |
$69.7M
-5.4% YoY-2.7% QoQ
|
+$43.9M |
$25.8M
+0.7% YoY
|
$90.2M
+11.4% YoY
|
$494.3M
+9.1% YoY
|
Top 6.9% in tier |
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| ROA |
1.2%
+2.9% YoY+2.3% QoQ
|
+1.1% |
0.1%
-77.6% YoY
|
-4.0%
+7873.5% YoY
|
0.4%
-39.2% YoY
|
76% |
| NIM |
4.1%
+15.6% YoY+7.8% QoQ
|
+0.1% |
4.0%
+4.0% YoY
|
4.1%
-8.1% YoY
|
3.8%
+4.1% YoY
|
62% |
| Efficiency Ratio |
75.5%
+3.3% YoY+3.6% QoQ
|
-15.2% |
90.6%
+6.5% YoY
|
125.8%
+36.6% YoY
|
84.6%
+2.8% YoY
|
36% |
| Delinquency Rate |
0.2%
-52.1% YoY-52.8% QoQ
|
-1.3 |
1.5%
+3.8% YoY
|
1.6%
+18.4% YoY
|
1.2%
+3.4% YoY
|
29% |
| Loan To Share |
76.4%
+8.1% YoY+3.5% QoQ
|
+17.9% |
58.5%
-3.0% YoY
|
70.8%
-3.6% YoY
|
65.6%
-1.4% YoY
|
77% |
| AMR |
$17,498
+1.2% YoY-1.4% QoQ
|
+$3K |
$14,884
-1.7% YoY
|
$12,879
+3.3% YoY
|
$19,920
+1.6% YoY
|
67% |
| CD Concentration |
17.2%
-25.7% YoY+6.3% QoQ
|
-7.0% | 24.3% | 15.4% | 19.8% | 50% |
| Indirect Auto % |
3.6%
-44.2% YoY-12.6% QoQ
|
-10.2% | 13.8% | 2.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)