BlastPoint's Credit Union Scorecard
EAGLE CAN EMPLOYEES
Charter #17126 · WV
<100M
2508 CUs in <100M nationally
63 in WV
EAGLE CAN EMPLOYEES has 6 strengths but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.08% above tier average
- + Net Interest Margin 1.06% above tier average
- + Strong member growth: 5.4% YoY
- + Loan Growth Rate: Top 4.1% in tier
- + Net Worth Ratio: Top 4.5% in tier
- + Member Growth Rate: Top 6.2% in tier
Key Concerns
Areas that may need attention
- - Delinquency rate 0.60% above tier average
- - Deposit Growth Rate: Bottom 0.9% in tier
- - Asset Growth Rate: Bottom 1.5% in tier
- - Total Members: Bottom 1.9% in tier
- - AMR Growth Rate: Bottom 2.1% in tier
- - Total Deposits: Bottom 2.3% in tier
- - Total Assets: Bottom 2.8% in tier
- - Total Loans: Bottom 3.8% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (WV) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
117
+5.4% YoY+0.9% QoQ
|
-2.6K |
2,676
+1.6% YoY
|
5,081
-0.5% YoY
|
33,913
+5.7% YoY
|
Bottom 1.8% in tier |
| Assets |
$451,064
-17.2% YoY-11.5% QoQ
|
$-29.7M |
$30.2M
+1.3% YoY
|
$71.0M
+4.1% YoY
|
$578.3M
+9.0% YoY
|
Bottom 2.8% in tier |
| Loans |
$160,066
+18.6% YoY-11.4% QoQ
|
$-15.1M |
$15.3M
-2.0% YoY
|
$37.7M
-0.4% YoY
|
$402.4M
+8.7% YoY
|
Bottom 3.7% in tier |
| Deposits |
$303,981
-24.6% YoY-16.6% QoQ
|
$-25.5M |
$25.8M
+0.7% YoY
|
$60.8M
+3.5% YoY
|
$494.3M
+9.1% YoY
|
Bottom 2.3% in tier |
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| ROA |
1.2%
-27.9% YoY-36.5% QoQ
|
+1.1% |
0.1%
-77.6% YoY
|
0.8%
-6.9% YoY
|
0.4%
-39.2% YoY
|
77% |
| NIM |
5.1%
+6.7% YoY+4.0% QoQ
|
+1.1% |
4.0%
+4.0% YoY
|
4.0%
+3.8% YoY
|
3.8%
+4.1% YoY
|
Top 10.6% in tier |
| Efficiency Ratio |
75.8%
+68.8% YoY+74.9% QoQ
|
-14.8% |
90.6%
+6.5% YoY
|
76.6%
+1.6% YoY
|
84.6%
+2.8% YoY
|
36% |
| Delinquency Rate |
2.1%
-73.5% YoY
|
+0.6 |
1.5%
+3.8% YoY
|
1.3%
-25.1% YoY
|
1.2%
+3.4% YoY
|
82% |
| Loan To Share |
52.7%
+57.4% YoY+6.3% QoQ
|
-5.9% |
58.5%
-3.0% YoY
|
57.8%
-4.2% YoY
|
65.6%
-1.4% YoY
|
41% |
| AMR |
$3,966
-18.2% YoY-15.6% QoQ
|
$-11K |
$14,884
-1.7% YoY
|
$14,840
-0.3% YoY
|
$19,920
+1.6% YoY
|
Bottom 6.3% in tier |
| CD Concentration | 0.0% | -24.3% | 24.3% | 15.9% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 2.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
No strengths identified
Concerns (0)
No concerns identified
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)
Top Strengths (9 metrics)
1
Indirect Auto Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: 0.00%
#1 of 2508
Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: 3.66%
#1 of 2508
Top 0.1% in <100M tier
1
Share Certificate Concentration (%)
balance_sheet
Value:
0.00%
Peer Median: 12.45%
#1 of 2508
Top 0.1% in <100M tier
103
Loan Growth Rate
growth
Value:
18.65%
Peer Median: -2.36%
#103 of 2508
Top 4.1% in <100M tier
114
Net Worth Ratio
risk
Value:
32.41%
Peer Median: 14.28%
#114 of 2508
Top 4.5% in <100M tier
156
Member Growth Rate
growth
Value:
5.41%
Peer Median: -1.37%
#156 of 2508
Top 6.2% in <100M tier
265
Net Interest Margin (NIM)
profitability
Value:
5.07%
Peer Median: 3.83%
#265 of 2508
Top 10.5% in <100M tier
510
Net Charge-Off Rate
risk
Value:
0.00%
Peer Median: 0.07%
#510 of 2508
Top 20.3% in <100M tier
570
Return on Assets (ROA)
profitability
Value:
1.22%
Peer Median: 0.61%
#570 of 2508
Top 22.7% in <100M tier
Top Weaknesses (12 metrics)
2486
Deposit Growth Rate
growth
Value:
-24.61%
Peer Median: 0.66%
#2486 of 2508
Bottom 0.9% in <100M tier
2471
Asset Growth Rate
growth
Value:
-17.18%
Peer Median: 1.30%
#2471 of 2508
Bottom 1.5% in <100M tier
2462
Total Members
engagement
Value:
117
Peer Median: 1,918
#2462 of 2508
Bottom 1.9% in <100M tier
2456
AMR Growth Rate
growth
Value:
-18.19%
Peer Median: 1.27%
#2456 of 2508
Bottom 2.1% in <100M tier
2451
Total Deposits
balance_sheet
Value:
$303,981
Peer Median: $18.77M
#2451 of 2508
Bottom 2.3% in <100M tier
2438
Total Assets
balance_sheet
Value:
$451,064
Peer Median: $21.86M
#2438 of 2508
Bottom 2.8% in <100M tier
2414
Total Loans
balance_sheet
Value:
$160,066
Peer Median: $9.48M
#2414 of 2508
Bottom 3.8% in <100M tier
2390
Fee Income Per Member
profitability
Value:
$0.00
Peer Median: $60.42
#2390 of 2508
Bottom 4.7% in <100M tier
2351
Average Member Relationship (AMR)
engagement
Value:
$3,966
Peer Median: $13,926
#2351 of 2508
Bottom 6.3% in <100M tier
2329
Members Per Employee (MPE)
engagement
Value:
117.000
Peer Median: 333.750
#2329 of 2508
Bottom 7.2% in <100M tier