BlastPoint's Credit Union Scorecard
INTEGRIS
Charter #17218 · OK
INTEGRIS has 1 strength but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
Key Concerns
Areas that may need attention
- - ROA 1.37% below tier average
- - Efficiency ratio 13.67% above tier (higher cost structure)
- - Loan Growth Rate: Bottom 7.9% in tier
- - Loan-to-Share Ratio: Bottom 9.3% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 25 that size in Oklahoma.
- Shares and deposits +1.8% year over year ($12.9M in shares and deposits).
- Membership: 1,678 members, -1.0% vs a year ago.
- Delinquency rate 0.00%.
- Return on assets 0.12%.
- Efficiency ratio 102.44% vs a 88.77% peer average.
- Loan-to-share ratio 27.71% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (OK) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,678
-1.0% YoY-1.3% QoQ
|
-907 |
2,585
-1.7% YoY
|
28,343
+3.0% YoY
|
34,678
+6.6% YoY
|
45% |
| Assets |
$14.4M
+0.0% YoY-1.4% QoQ
|
$-15.9M |
$30.3M
+1.5% YoY
|
$422.2M
+5.5% YoY
|
$593.1M
+10.2% YoY
|
40% |
| Loans |
$3.6M
-18.7% YoY-6.9% QoQ
|
$-11.9M |
$15.5M
-1.7% YoY
|
$261.4M
+3.6% YoY
|
$418.6M
+10.1% YoY
|
27% |
| Deposits |
$12.9M
+1.8% YoY-1.8% QoQ
|
$-12.9M |
$25.8M
+1.1% YoY
|
$356.1M
+5.9% YoY
|
$504.8M
+10.3% YoY
|
42% |
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| ROA |
0.1%
-65.8% YoY-141.9% QoQ
|
-1.4% |
1.5%
+241.5% YoY
|
0.8%
+38.1% YoY
|
1.2%
+121.4% YoY
|
Bottom 7.7% in tier |
| NIM |
3.8%
-7.0% YoY+1.9% QoQ
|
-0.1% |
3.9%
+0.9% YoY
|
4.0%
+2.7% YoY
|
3.8%
+2.3% YoY
|
48% |
| Efficiency Ratio |
102.4%
+11.4% YoY-3.4% QoQ
|
+13.7% |
88.8%
-6.9% YoY
|
80.0%
+0.4% YoY
|
83.0%
-5.3% YoY
|
Bottom 11.7% in tier |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+2.1% YoY
|
0.9%
-29.0% YoY
|
1.3%
+2.6% YoY
|
Top 0.1% in tier |
| Loan To Share |
27.7%
-20.1% YoY-5.2% QoQ
|
-31.2% |
58.9%
-3.1% YoY
|
69.7%
-2.0% YoY
|
66.4%
-1.4% YoY
|
Bottom 9.2% in tier |
| AMR |
$9,788
-2.5% YoY-1.6% QoQ
|
$-5K |
$14,963
-6.8% YoY
|
$18,336
+3.3% YoY
|
$20,028
-0.9% YoY
|
27% |
| CD Concentration |
7.3%
-8.2% YoY-6.8% QoQ
|
-17.3% | 24.6% | 22.8% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 14.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)