BlastPoint's Credit Union Scorecard
INTEGRIS
Charter #17218 · OK
INTEGRIS has 1 strength but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
Key Concerns
Areas that may need attention
- - ROA 0.43% below tier average
- - Efficiency ratio 15.38% above tier (higher cost structure)
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (OK) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,700
-1.3% YoY+0.7% QoQ
|
-976 |
2,676
+1.6% YoY
|
27,625
+2.9% YoY
|
33,913
+5.7% YoY
|
45% |
| Assets |
$14.6M
-1.2% YoY+4.9% QoQ
|
$-15.6M |
$30.2M
+1.3% YoY
|
$413.6M
+5.6% YoY
|
$578.3M
+9.0% YoY
|
40% |
| Loans |
$3.8M
-13.1% YoY-8.2% QoQ
|
$-11.5M |
$15.3M
-2.0% YoY
|
$253.0M
+3.1% YoY
|
$402.4M
+8.7% YoY
|
28% |
| Deposits |
$13.1M
+0.6% YoY+5.7% QoQ
|
$-12.7M |
$25.8M
+0.7% YoY
|
$348.7M
+5.1% YoY
|
$494.3M
+9.1% YoY
|
42% |
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| ROA |
-0.3%
-312.5% QoQ
|
-0.4% |
0.1%
-77.6% YoY
|
0.3%
+194.5% YoY
|
0.4%
-39.2% YoY
|
16% |
| NIM |
3.8%
-5.2% YoY-13.9% QoQ
|
-0.2% |
4.0%
+4.0% YoY
|
3.9%
+1.6% YoY
|
3.8%
+4.1% YoY
|
48% |
| Efficiency Ratio |
106.0%
+10.1% YoY+9.5% QoQ
|
+15.4% |
90.6%
+6.5% YoY
|
85.0%
-0.4% YoY
|
84.6%
+2.8% YoY
|
Bottom 11.8% in tier |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+3.8% YoY
|
1.0%
-16.7% YoY
|
1.2%
+3.4% YoY
|
Top 0.1% in tier |
| Loan To Share |
29.2%
-13.6% YoY-13.1% QoQ
|
-29.3% |
58.5%
-3.0% YoY
|
68.5%
-1.8% YoY
|
65.6%
-1.4% YoY
|
Bottom 10.8% in tier |
| AMR |
$9,951
-1.6% YoY+1.5% QoQ
|
$-5K |
$14,884
-1.7% YoY
|
$18,267
+3.9% YoY
|
$19,920
+1.6% YoY
|
28% |
| CD Concentration |
7.8%
-3.6% YoY-3.1% QoQ
|
-16.4% | 24.3% | 22.8% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 14.5% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)