BlastPoint's Credit Union Scorecard
SEVENFOLD
Charter #1725 · LA
SEVENFOLD has 2 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.12% above tier average
- + Fee Income Per Member: Top 2.5% in tier
Key Concerns
Areas that may need attention
- - Member decline: -2.8% YoY
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,530
-2.8% YoY-0.2% QoQ
|
+853 |
2,676
+1.6% YoY
|
9,512
+2.6% YoY
|
33,913
+5.7% YoY
|
74% |
| Assets |
$53.5M
+4.4% YoY+1.2% QoQ
|
+$23.3M |
$30.2M
+1.3% YoY
|
$128.1M
+5.9% YoY
|
$578.3M
+9.0% YoY
|
79% |
| Loans |
$22.7M
-3.5% YoY-2.1% QoQ
|
+$7.4M |
$15.3M
-2.0% YoY
|
$89.6M
+5.7% YoY
|
$402.4M
+8.7% YoY
|
75% |
| Deposits |
$46.0M
+4.8% YoY+1.0% QoQ
|
+$20.3M |
$25.8M
+0.7% YoY
|
$109.6M
+6.0% YoY
|
$494.3M
+9.1% YoY
|
79% |
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| ROA |
1.3%
-3.8% YoY+68.2% QoQ
|
+1.1% |
0.1%
-77.6% YoY
|
0.1%
-79.1% YoY
|
0.4%
-39.2% YoY
|
78% |
| NIM |
3.9%
-9.1% YoY-4.8% QoQ
|
-0.1% |
4.0%
+4.0% YoY
|
4.2%
-0.4% YoY
|
3.8%
+4.1% YoY
|
55% |
| Efficiency Ratio |
75.4%
+0.1% YoY-7.4% QoQ
|
-15.2% |
90.6%
+6.5% YoY
|
88.0%
+2.9% YoY
|
84.6%
+2.8% YoY
|
35% |
| Delinquency Rate |
1.3%
-2.2% YoY-0.1% QoQ
|
-0.2 |
1.5%
+3.8% YoY
|
1.7%
-21.7% YoY
|
1.2%
+3.4% YoY
|
71% |
| Loan To Share |
49.3%
-8.0% YoY-3.0% QoQ
|
-9.2% |
58.5%
-3.0% YoY
|
68.2%
-2.4% YoY
|
65.6%
-1.4% YoY
|
35% |
| AMR |
$19,471
+4.8% YoY+0.2% QoQ
|
+$5K |
$14,884
-1.7% YoY
|
$13,483
+2.5% YoY
|
$19,920
+1.6% YoY
|
76% |
| CD Concentration |
18.7%
-0.4% YoY-6.4% QoQ
|
-5.6% | 24.3% | 14.9% | 19.8% | 50% |
| Indirect Auto % |
3.3%
-35.3% YoY-9.4% QoQ
|
-10.5% | 13.8% | 5.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)