BlastPoint's Credit Union Scorecard
CO-NE
Charter #17250 · CO
CO-NE has 2 strengths but faces 6 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.68% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
Key Concerns
Areas that may need attention
- - ROA 1.36% below tier average
- - Efficiency ratio 13.57% above tier (higher cost structure)
- - Member decline: -6.9% YoY
- - Asset Growth Rate: Bottom 3.5% in tier
- - Deposit Growth Rate: Bottom 4.8% in tier
- - Net Worth Ratio: Bottom 8.0% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 25 that size in Colorado.
- Shares and deposits -12.6% year over year ($3.9M in shares and deposits).
- Membership: 649 members, -6.9% vs a year ago.
- Delinquency rate 0.00%.
- Return on assets 0.13%.
- Efficiency ratio 102.34% vs a 88.77% peer average.
- Loan-to-share ratio 65.95% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (CO) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
649
-6.9% YoY-4.1% QoQ
|
-1.9K |
2,585
-1.7% YoY
|
46,494
+29.3% YoY
|
34,678
+6.6% YoY
|
18% |
| Assets |
$4.2M
-11.8% YoY-5.3% QoQ
|
$-26.0M |
$30.3M
+1.5% YoY
|
$894.3M
+37.1% YoY
|
$593.1M
+10.2% YoY
|
16% |
| Loans |
$2.5M
-10.3% YoY-1.3% QoQ
|
$-12.9M |
$15.5M
-1.7% YoY
|
$702.2M
+37.3% YoY
|
$418.6M
+10.1% YoY
|
22% |
| Deposits |
$3.9M
-12.6% YoY-6.0% QoQ
|
$-21.9M |
$25.8M
+1.1% YoY
|
$750.1M
+37.6% YoY
|
$504.8M
+10.3% YoY
|
18% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.1%
-110.4% YoY-120.2% QoQ
|
-1.4% |
1.5%
+241.5% YoY
|
0.7%
+37.8% YoY
|
1.2%
+121.4% YoY
|
Bottom 8.0% in tier |
| NIM |
4.6%
+20.3% YoY+6.6% QoQ
|
+0.7% |
3.9%
+0.9% YoY
|
3.5%
+0.2% YoY
|
3.8%
+2.3% YoY
|
78% |
| Efficiency Ratio |
102.3%
-13.1% YoY-9.6% QoQ
|
+13.6% |
88.8%
-6.9% YoY
|
79.8%
-0.6% YoY
|
83.0%
-5.3% YoY
|
Bottom 11.8% in tier |
| Delinquency Rate |
0.0%
-100.0% YoY
|
-1.5 |
1.5%
+2.1% YoY
|
0.8%
-1.8% YoY
|
1.3%
+2.6% YoY
|
Top 0.1% in tier |
| Loan To Share |
65.9%
+2.7% YoY+5.0% QoQ
|
+7.1% |
58.9%
-3.1% YoY
|
72.6%
-0.3% YoY
|
66.4%
-1.4% YoY
|
60% |
| AMR |
$9,860
-5.2% YoY-0.0% QoQ
|
$-5K |
$14,963
-6.8% YoY
|
$24,334
+6.4% YoY
|
$20,028
-0.9% YoY
|
27% |
| CD Concentration |
25.1%
-3.8% YoY-8.5% QoQ
|
+0.5% | 24.6% | 27.0% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 12.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)