BlastPoint's Credit Union Scorecard
MILE HIGH
Charter #1739 · MT
MILE HIGH has 4 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.78% above tier average
- + Net Interest Margin 0.39% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - Member decline: -4.1% YoY
- - Deposit Growth Rate: Bottom 8.1% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (MT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,735
-4.1% YoY-0.7% QoQ
|
-890 |
2,625
-2.2% YoY
|
10,775
+3.4% YoY
|
33,089
+6.1% YoY
|
46% |
| Assets |
$28.5M
-6.4% YoY-3.4% QoQ
|
$-1.3M |
$29.9M
+1.1% YoY
|
$192.0M
+6.5% YoY
|
$547.7M
+7.8% YoY
|
58% |
| Loans |
$10.4M
-0.3% YoY+2.8% QoQ
|
$-5.4M |
$15.8M
-2.4% YoY
|
$128.7M
+5.8% YoY
|
$388.7M
+8.6% YoY
|
52% |
| Deposits |
$24.2M
-9.4% YoY-4.4% QoQ
|
$-1.3M |
$25.5M
+0.4% YoY
|
$165.1M
+6.8% YoY
|
$464.6M
+9.3% YoY
|
58% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.5%
+22.9% YoY+0.4% QoQ
|
+0.8% |
0.7%
-731.4% YoY
|
0.8%
-56.8% YoY
|
0.7%
+273.4% YoY
|
79% |
| NIM |
4.3%
+20.1% YoY+2.7% QoQ
|
+0.4% |
3.9%
+3.8% YoY
|
3.7%
+3.8% YoY
|
3.7%
+5.0% YoY
|
67% |
| Efficiency Ratio |
70.9%
-1.0% YoY+1.7% QoQ
|
-10.5% |
81.4%
-2.4% YoY
|
75.4%
+3.6% YoY
|
79.1%
-3.3% YoY
|
33% |
| Delinquency Rate |
0.0%
-29.5% QoQ
|
-1.5 |
1.5%
-2.0% YoY
|
1.0%
-7.2% YoY
|
1.2%
-0.9% YoY
|
Bottom 13.5% in tier |
| Loan To Share |
43.0%
+10.1% YoY+7.5% QoQ
|
-18.3% |
61.2%
-3.0% YoY
|
68.8%
-2.3% YoY
|
68.0%
-1.7% YoY
|
23% |
| AMR |
$19,939
-2.9% YoY-1.7% QoQ
|
+$5K |
$14,627
-2.7% YoY
|
$21,496
+3.0% YoY
|
$19,418
+1.3% YoY
|
79% |
| CD Concentration |
3.6%
-57.8% YoY-1.2% QoQ
|
-20.8% |
24.4%
+4.2% YoY
|
17.7%
+8.0% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
6.1%
-1.9% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)