BlastPoint's Credit Union Scorecard
MAINE SOLUTIONS
Charter #17436 · ME
MAINE SOLUTIONS has 3 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.13% above tier average
- + Average Member Relationship (AMR): Top 6.9% in tier
- + Loan-to-Member Ratio (LMR): Top 8.9% in tier
Key Concerns
Areas that may need attention
- - Member decline: -7.8% YoY
- - First Mortgage Concentration (%): Bottom 7.6% in tier
- - Member Growth Rate: Bottom 8.9% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (ME) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,175
-7.8% YoY-0.7% QoQ
|
-1.5K |
2,676
+1.6% YoY
|
16,050
+1.9% YoY
|
33,913
+5.7% YoY
|
33% |
| Assets |
$21.5M
+3.1% YoY+4.4% QoQ
|
$-8.7M |
$30.2M
+1.3% YoY
|
$279.7M
+5.3% YoY
|
$578.3M
+9.0% YoY
|
49% |
| Loans |
$11.4M
-3.1% YoY-3.0% QoQ
|
$-3.9M |
$15.3M
-2.0% YoY
|
$190.6M
+4.6% YoY
|
$402.4M
+8.7% YoY
|
55% |
| Deposits |
$19.4M
+3.0% YoY+4.6% QoQ
|
$-6.4M |
$25.8M
+0.7% YoY
|
$245.5M
+5.2% YoY
|
$494.3M
+9.1% YoY
|
51% |
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| ROA |
0.3%
-53.9% YoY-37.2% QoQ
|
+0.1% |
0.1%
-77.6% YoY
|
0.8%
+5.6% YoY
|
0.4%
-39.2% YoY
|
34% |
| NIM |
2.8%
-9.9% YoY-8.8% QoQ
|
-1.2% |
4.0%
+4.0% YoY
|
3.5%
+1.0% YoY
|
3.8%
+4.1% YoY
|
Bottom 12.5% in tier |
| Efficiency Ratio |
86.9%
+5.8% YoY+0.2% QoQ
|
-3.7% |
90.6%
+6.5% YoY
|
77.8%
-1.1% YoY
|
84.6%
+2.8% YoY
|
62% |
| Delinquency Rate |
0.9%
+3.1% QoQ
|
-0.6 |
1.5%
+3.8% YoY
|
0.7%
+13.3% YoY
|
1.2%
+3.4% YoY
|
60% |
| Loan To Share |
59.0%
-5.9% YoY-7.3% QoQ
|
+0.5% |
58.5%
-3.0% YoY
|
72.9%
-1.6% YoY
|
65.6%
-1.4% YoY
|
50% |
| AMR |
$26,211
+9.2% YoY+2.4% QoQ
|
+$11K |
$14,884
-1.7% YoY
|
$25,927
+3.7% YoY
|
$19,920
+1.6% YoY
|
Top 6.9% in tier |
| CD Concentration |
27.0%
-2.7% YoY-1.4% QoQ
|
+2.7% | 24.3% | 25.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 16.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)