BlastPoint's Credit Union Scorecard
G E A EMPLOYEES
Charter #17675 · VA
G E A EMPLOYEES faces 7 concerns requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - ROA 0.44% below tier average
- - Member decline: -2.3% YoY
- - Members Per Employee (MPE): Bottom 0.1% in tier
- - Fee Income Per Member: Bottom 3.0% in tier
- - Total Members: Bottom 8.1% in tier
- - Total Assets: Bottom 9.5% in tier
- - Total Deposits: Bottom 9.7% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 49 that size in Virginia.
- Shares and deposits +4.3% year over year ($1.6M in shares and deposits).
- Membership: 303 members, -2.3% vs a year ago.
- Delinquency rate 0.10%.
- Return on assets 1.05%.
- Efficiency ratio 63.68% vs a 88.77% peer average.
- Loan-to-share ratio 57.89% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (VA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
303
-2.3% YoY-0.7% QoQ
|
-2.3K |
2,585
-1.7% YoY
|
226,164
+4.4% YoY
|
34,678
+6.6% YoY
|
Bottom 8.1% in tier |
| Assets |
$2.1M
+3.7% YoY-0.0% QoQ
|
$-28.2M |
$30.3M
+1.5% YoY
|
$3.0B
+6.1% YoY
|
$593.1M
+10.2% YoY
|
Bottom 9.4% in tier |
| Loans |
$904,469
+1.5% YoY+6.2% QoQ
|
$-14.6M |
$15.5M
-1.7% YoY
|
$2.2B
+5.0% YoY
|
$418.6M
+10.1% YoY
|
Bottom 10.8% in tier |
| Deposits |
$1.6M
+4.3% YoY-0.3% QoQ
|
$-24.2M |
$25.8M
+1.1% YoY
|
$2.6B
+6.5% YoY
|
$504.8M
+10.3% YoY
|
Bottom 9.7% in tier |
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| ROA |
1.1%
-20.2% YoY-30.8% QoQ
|
-0.4% |
1.5%
+241.5% YoY
|
1.1%
+69.8% YoY
|
1.2%
+121.4% YoY
|
63% |
| NIM |
2.9%
-11.7% YoY-2.2% QoQ
|
-1.0% |
3.9%
+0.9% YoY
|
3.9%
+0.9% YoY
|
3.8%
+2.3% YoY
|
Bottom 14.1% in tier |
| Efficiency Ratio |
63.7%
+6.3% YoY+30.8% QoQ
|
-25.1% |
88.8%
-6.9% YoY
|
79.7%
-1.2% YoY
|
83.0%
-5.3% YoY
|
16% |
| Delinquency Rate | 0.1% | -1.4 |
1.5%
+2.1% YoY
|
1.5%
-1.1% YoY
|
1.3%
+2.6% YoY
|
20% |
| Loan To Share |
57.9%
-2.7% YoY+6.4% QoQ
|
-1.0% |
58.9%
-3.1% YoY
|
64.2%
-3.9% YoY
|
66.4%
-1.4% YoY
|
49% |
| AMR |
$8,141
+5.6% YoY+2.7% QoQ
|
$-7K |
$14,963
-6.8% YoY
|
$18,993
+1.8% YoY
|
$20,028
-0.9% YoY
|
20% |
| CD Concentration | 0.0% | -24.6% | 24.6% | 18.0% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 9.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)