BlastPoint's Credit Union Scorecard
NEW CASTLE COUNTY DELAWARE EM
Charter #17687 · DE
NEW CASTLE COUNTY DELAWARE EM has 4 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.28% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Members Per Employee (MPE): Top 3.2% in tier
- + Efficiency Ratio: Top 10.0% in tier
Key Concerns
Areas that may need attention
- - Loan-to-Share Ratio: Bottom 6.5% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (DE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,359
-1.0% YoY-0.5% QoQ
|
-317 |
2,676
+1.6% YoY
|
16,940
+7.4% YoY
|
33,913
+5.7% YoY
|
58% |
| Assets |
$32.1M
+0.0% YoY-0.1% QoQ
|
+$1.9M |
$30.2M
+1.3% YoY
|
$214.1M
+16.8% YoY
|
$578.3M
+9.0% YoY
|
61% |
| Loans |
$6.5M
-5.9% YoY-3.9% QoQ
|
$-8.8M |
$15.3M
-2.0% YoY
|
$130.7M
+18.0% YoY
|
$402.4M
+8.7% YoY
|
40% |
| Deposits |
$28.1M
-1.1% YoY-0.5% QoQ
|
+$2.3M |
$25.8M
+0.7% YoY
|
$190.3M
+16.8% YoY
|
$494.3M
+9.1% YoY
|
62% |
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| ROA |
1.4%
+13.9% YoY-0.8% QoQ
|
+1.3% |
0.1%
-77.6% YoY
|
1.6%
+9.6% YoY
|
0.4%
-39.2% YoY
|
83% |
| NIM |
3.4%
+4.6% YoY+1.5% QoQ
|
-0.6% |
4.0%
+4.0% YoY
|
3.5%
+6.1% YoY
|
3.8%
+4.1% YoY
|
31% |
| Efficiency Ratio |
57.9%
-4.3% YoY+0.5% QoQ
|
-32.7% |
90.6%
+6.5% YoY
|
78.7%
-23.9% YoY
|
84.6%
+2.8% YoY
|
Top 10.0% in tier |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+3.8% YoY
|
2.3%
+13.1% YoY
|
1.2%
+3.4% YoY
|
Top 0.1% in tier |
| Loan To Share |
23.1%
-4.9% YoY-3.5% QoQ
|
-35.4% |
58.5%
-3.0% YoY
|
46.7%
+1.2% YoY
|
65.6%
-1.4% YoY
|
Bottom 6.4% in tier |
| AMR |
$14,657
-1.0% YoY-0.7% QoQ
|
$-227 |
$14,884
-1.7% YoY
|
$14,274
+3.2% YoY
|
$19,920
+1.6% YoY
|
54% |
| CD Concentration |
4.5%
-26.5% YoY-0.0% QoQ
|
-19.8% | 24.3% | 13.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)