BlastPoint's Credit Union Scorecard
NEW CASTLE COUNTY DELAWARE EM
Charter #17687 · DE
NEW CASTLE COUNTY DELAWARE EM has 6 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.81% above tier average
- + Total Delinquency Rate (60+ days): Top 0.0% in tier
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Members Per Employee (MPE): Top 3.2% in tier
- + Efficiency Ratio: Top 9.0% in tier
Key Concerns
Areas that may need attention
- - Loan-to-Share Ratio: Bottom 6.5% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (DE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,370
-0.8% YoY-0.1% QoQ
|
-245 |
2,615
-1.9% YoY
|
17,002
+8.0% YoY
|
33,374
+5.7% YoY
|
58% |
| Assets |
$32.2M
+4.3% YoY+0.7% QoQ
|
+$2.0M |
$30.1M
+2.1% YoY
|
$210.6M
+17.0% YoY
|
$561.6M
+9.7% YoY
|
62% |
| Loans |
$6.8M
-3.5% YoY-2.9% QoQ
|
$-9.0M |
$15.8M
-1.3% YoY
|
$130.5M
+17.1% YoY
|
$397.0M
+8.8% YoY
|
41% |
| Deposits |
$28.2M
+3.4% YoY+0.1% QoQ
|
+$2.5M |
$25.7M
+1.4% YoY
|
$186.4M
+17.6% YoY
|
$477.3M
+9.7% YoY
|
62% |
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| ROA |
1.4%
+34.4% YoY+2.1% QoQ
|
+0.8% |
0.6%
+10.8% YoY
|
2.3%
+136.3% YoY
|
0.7%
+15.9% YoY
|
82% |
| NIM |
3.3%
+8.7% YoY+1.7% QoQ
|
-0.6% |
4.0%
+4.0% YoY
|
3.4%
+5.3% YoY
|
3.8%
+5.1% YoY
|
28% |
| Efficiency Ratio |
57.6%
-10.7% YoY+0.3% QoQ
|
-24.9% |
82.6%
-2.3% YoY
|
76.4%
-7.9% YoY
|
79.7%
-3.3% YoY
|
Bottom 9.0% in tier |
| Delinquency Rate |
0.0%
-100.0% YoY
|
-1.6 |
1.6%
-3.1% YoY
|
1.8%
-3.1% YoY
|
1.3%
-2.1% YoY
|
Bottom 0.0% in tier |
| Loan To Share |
24.0%
-6.7% YoY-3.0% QoQ
|
-36.7% |
60.6%
-3.1% YoY
|
48.0%
+1.1% YoY
|
67.4%
-1.7% YoY
|
Bottom 6.4% in tier |
| AMR |
$14,757
+2.7% YoY-0.4% QoQ
|
$-26 |
$14,783
-1.4% YoY
|
$14,177
+3.6% YoY
|
$19,687
+2.0% YoY
|
55% |
| CD Concentration |
4.5%
-23.1% YoY+60.2% QoQ
|
-19.9% | 24.4% | 13.2% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.6% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)