BlastPoint's Credit Union Scorecard
NEW CASTLE COUNTY DELAWARE EM
Charter #17687 · DE
NEW CASTLE COUNTY DELAWARE EM has 5 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.72% above tier average
- + Total Delinquency Rate (60+ days): Top 0.0% in tier
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Members Per Employee (MPE): Top 3.0% in tier
Key Concerns
Areas that may need attention
- - Loan-to-Share Ratio: Bottom 6.7% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (DE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,372
-0.7% YoY-0.5% QoQ
|
-253 |
2,625
-2.2% YoY
|
17,253
+10.0% YoY
|
33,089
+6.1% YoY
|
58% |
| Assets |
$31.9M
+3.2% YoY-1.9% QoQ
|
+$2.1M |
$29.9M
+1.1% YoY
|
$195.2M
+8.0% YoY
|
$547.7M
+7.8% YoY
|
62% |
| Loans |
$7.0M
-0.3% YoY+0.1% QoQ
|
$-8.8M |
$15.8M
-2.4% YoY
|
$121.5M
+9.1% YoY
|
$388.7M
+8.6% YoY
|
42% |
| Deposits |
$28.2M
+2.5% YoY-1.9% QoQ
|
+$2.7M |
$25.5M
+0.4% YoY
|
$172.1M
+8.7% YoY
|
$464.6M
+9.3% YoY
|
63% |
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| ROA |
1.4%
+35.3% YoY+5.7% QoQ
|
+0.7% |
0.7%
-731.4% YoY
|
2.8%
+77.8% YoY
|
0.7%
+273.4% YoY
|
77% |
| NIM |
3.3%
+8.3% YoY+2.5% QoQ
|
-0.7% |
3.9%
+3.8% YoY
|
3.3%
+6.1% YoY
|
3.7%
+5.0% YoY
|
26% |
| Efficiency Ratio |
57.4%
-11.6% YoY+0.8% QoQ
|
-24.0% |
81.4%
-2.4% YoY
|
77.7%
-4.8% YoY
|
79.1%
-3.3% YoY
|
Bottom 11.3% in tier |
| Delinquency Rate |
0.0%
-100.0% YoY
|
-1.5 |
1.5%
-2.0% YoY
|
2.7%
+22.3% YoY
|
1.2%
-0.9% YoY
|
Bottom 0.0% in tier |
| Loan To Share |
24.7%
-2.7% YoY+2.0% QoQ
|
-36.5% |
61.2%
-3.0% YoY
|
48.0%
+0.7% YoY
|
68.0%
-1.7% YoY
|
Bottom 6.5% in tier |
| AMR |
$14,811
+2.7% YoY-1.0% QoQ
|
+$184 |
$14,627
-2.7% YoY
|
$13,877
+1.3% YoY
|
$19,418
+1.3% YoY
|
56% |
| CD Concentration |
2.8%
-50.9% YoY-53.2% QoQ
|
-21.6% |
24.4%
+4.2% YoY
|
12.6%
+3.7% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
7.8%
-5.9% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)