BlastPoint's Credit Union Scorecard
NEW CASTLE COUNTY DELAWARE EM
Charter #17687 · DE
NEW CASTLE COUNTY DELAWARE EM has 3 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Members Per Employee (MPE): Top 8.1% in tier
- + Efficiency Ratio: Top 9.5% in tier
Key Concerns
Areas that may need attention
- - ROA 0.07% below tier average
- - Loan-to-Share Ratio: Bottom 6.1% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 9 that size in Delaware.
- Shares and deposits +1.6% year over year ($29.2M in shares and deposits).
- Membership: 2,354 members, -1.3% vs a year ago.
- Delinquency rate 0.00%.
- Return on assets 1.42%.
- Efficiency ratio 57.52% vs a 88.77% peer average.
- Loan-to-share ratio 21.75% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (DE) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,354
-1.3% YoY-0.2% QoQ
|
-231 |
2,585
-1.7% YoY
|
17,843
+5.5% YoY
|
34,678
+6.6% YoY
|
59% |
| Assets |
$33.3M
+2.4% YoY+3.8% QoQ
|
+$3.0M |
$30.3M
+1.5% YoY
|
$212.9M
+9.3% YoY
|
$593.1M
+10.2% YoY
|
63% |
| Loans |
$6.3M
-8.8% YoY-2.3% QoQ
|
$-9.1M |
$15.5M
-1.7% YoY
|
$132.7M
+10.6% YoY
|
$418.6M
+10.1% YoY
|
40% |
| Deposits |
$29.2M
+1.6% YoY+3.9% QoQ
|
+$3.4M |
$25.8M
+1.1% YoY
|
$188.9M
+9.2% YoY
|
$504.8M
+10.3% YoY
|
63% |
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| ROA |
1.4%
+6.6% YoY-0.4% QoQ
|
-0.1% |
1.5%
+241.5% YoY
|
1.1%
-28.8% YoY
|
1.2%
+121.4% YoY
|
77% |
| NIM |
3.4%
+5.4% YoY-0.4% QoQ
|
-0.5% |
3.9%
+0.9% YoY
|
3.5%
+5.6% YoY
|
3.8%
+2.3% YoY
|
29% |
| Efficiency Ratio |
57.5%
+1.0% YoY-0.7% QoQ
|
-31.2% |
88.8%
-6.9% YoY
|
79.3%
-0.3% YoY
|
83.0%
-5.3% YoY
|
Top 9.5% in tier |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+2.1% YoY
|
2.3%
-27.7% YoY
|
1.3%
+2.6% YoY
|
Top 0.1% in tier |
| Loan To Share |
21.8%
-10.2% YoY-6.0% QoQ
|
-37.1% |
58.9%
-3.1% YoY
|
47.6%
-0.9% YoY
|
66.4%
-1.4% YoY
|
Bottom 6.0% in tier |
| AMR |
$15,086
+0.9% YoY+2.9% QoQ
|
+$124 |
$14,963
-6.8% YoY
|
$14,118
+1.5% YoY
|
$20,028
-0.9% YoY
|
56% |
| CD Concentration |
5.0%
-17.2% YoY+10.5% QoQ
|
-19.6% | 24.6% | 13.4% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 7.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)