BlastPoint's Credit Union Scorecard
PMI EMPLOYEES
Charter #17691 · DC
PMI EMPLOYEES has 4 strengths but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.56% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Net Charge-Off Rate: Top 1.8% in tier
- + Net Worth Ratio: Top 9.4% in tier
Key Concerns
Areas that may need attention
- - Efficiency ratio 98.63% above tier (higher cost structure)
- - Members Per Employee (MPE): Bottom 0.1% in tier
- - Total Members: Bottom 0.4% in tier
- - Total Deposits: Bottom 0.7% in tier
- - Total Assets: Bottom 0.7% in tier
- - Total Loans: Bottom 1.5% in tier
- - Fee Income Per Member: Bottom 3.0% in tier
- - Average Member Relationship (AMR): Bottom 3.5% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 17 that size in D.C..
- Shares and deposits -3.1% year over year ($113K in shares and deposits).
- Membership: 56 members, +0.0% vs a year ago.
- Delinquency rate 0.00%.
- Return on assets 2.05%.
- Efficiency ratio 187.40% vs a 88.77% peer average.
- Loan-to-share ratio 26.55% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (DC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
56
0% YoY0% QoQ
|
-2.5K |
2,585
-1.7% YoY
|
11,304
+3.6% YoY
|
34,678
+6.6% YoY
|
Bottom 0.4% in tier |
| Assets |
$155,455
-10.5% YoY-4.0% QoQ
|
$-30.1M |
$30.3M
+1.5% YoY
|
$419.5M
+5.8% YoY
|
$593.1M
+10.2% YoY
|
Bottom 0.7% in tier |
| Loans |
$30,061
-20.8% YoY+38.0% QoQ
|
$-15.4M |
$15.5M
-1.7% YoY
|
$248.4M
+4.8% YoY
|
$418.6M
+10.1% YoY
|
Bottom 1.5% in tier |
| Deposits |
$113,241
-3.1% YoY-5.4% QoQ
|
$-25.7M |
$25.8M
+1.1% YoY
|
$364.6M
+5.5% YoY
|
$504.8M
+10.3% YoY
|
Bottom 0.6% in tier |
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| ROA |
2.1%
-282.6% YoY-200.8% QoQ
|
+0.6% |
1.5%
+241.5% YoY
|
1.0%
-30.4% YoY
|
1.2%
+121.4% YoY
|
Top 9.0% in tier |
| NIM |
2.4%
+0.8% YoY+8.7% QoQ
|
-1.5% |
3.9%
+0.9% YoY
|
3.6%
-0.1% YoY
|
3.8%
+2.3% YoY
|
Bottom 5.4% in tier |
| Efficiency Ratio |
187.4%
+26.6% YoY-3.5% QoQ
|
+98.6% |
88.8%
-6.9% YoY
|
84.8%
+17.5% YoY
|
83.0%
-5.3% YoY
|
Bottom 1.6% in tier |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+2.1% YoY
|
2.7%
+26.2% YoY
|
1.3%
+2.6% YoY
|
Top 0.1% in tier |
| Loan To Share |
26.5%
-18.3% YoY+45.8% QoQ
|
-32.3% |
58.9%
-3.1% YoY
|
60.8%
-1.7% YoY
|
66.4%
-1.4% YoY
|
Bottom 8.3% in tier |
| AMR |
$2,559
-7.4% YoY+1.3% QoQ
|
$-12K |
$14,963
-6.8% YoY
|
$22,625
-0.7% YoY
|
$20,028
-0.9% YoY
|
Bottom 3.4% in tier |
| CD Concentration | 0.0% | -24.6% | 24.6% | 15.9% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 0.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)