BlastPoint's Credit Union Scorecard
MAUI TEACHERS
Charter #1817 · HI
MAUI TEACHERS has 7 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Average Member Relationship (AMR): Top 1.7% in tier
- + AMR Growth Rate: Top 4.3% in tier
- + Asset Growth Rate: Top 4.4% in tier
- + Deposit Growth Rate: Top 5.5% in tier
- + Loan Growth Rate: Top 7.8% in tier
- + Loan-to-Member Ratio (LMR): Top 9.1% in tier
Key Concerns
Areas that may need attention
- - ROA 0.89% below tier average
- - Member decline: -3.5% YoY
- - Net Interest Margin (NIM): Bottom 3.7% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 20 that size in Hawaii.
- Shares and deposits +12.3% year over year ($33.2M in shares and deposits).
- Membership: 1,264 members, -3.5% vs a year ago.
- Delinquency rate 0.00%.
- Return on assets 0.60%.
- Efficiency ratio 71.41% vs a 88.77% peer average.
- Loan-to-share ratio 37.70% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (HI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,264
-3.5% YoY-0.2% QoQ
|
-1.3K |
2,585
-1.7% YoY
|
19,590
+0.5% YoY
|
34,678
+6.6% YoY
|
35% |
| Assets |
$38.5M
+11.9% YoY+5.4% QoQ
|
+$8.2M |
$30.3M
+1.5% YoY
|
$386.0M
+4.8% YoY
|
$593.1M
+10.2% YoY
|
68% |
| Loans |
$12.5M
+12.2% YoY+9.6% QoQ
|
$-2.9M |
$15.5M
-1.7% YoY
|
$197.3M
+5.5% YoY
|
$418.6M
+10.1% YoY
|
57% |
| Deposits |
$33.2M
+12.3% YoY+6.3% QoQ
|
+$7.4M |
$25.8M
+1.1% YoY
|
$341.6M
+4.3% YoY
|
$504.8M
+10.3% YoY
|
68% |
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| ROA |
0.6%
+25.3% YoY-7.4% QoQ
|
-0.9% |
1.5%
+241.5% YoY
|
1.0%
+38.1% YoY
|
1.2%
+121.4% YoY
|
38% |
| NIM |
2.1%
+3.6% YoY-8.2% QoQ
|
-1.8% |
3.9%
+0.9% YoY
|
3.2%
+7.0% YoY
|
3.8%
+2.3% YoY
|
Bottom 3.7% in tier |
| Efficiency Ratio |
71.4%
-7.5% YoY-0.4% QoQ
|
-17.4% |
88.8%
-6.9% YoY
|
73.0%
-3.2% YoY
|
83.0%
-5.3% YoY
|
29% |
| Delinquency Rate |
0.0%
-100.0% YoY
|
-1.5 |
1.5%
+2.1% YoY
|
1.3%
-1.1% YoY
|
1.3%
+2.6% YoY
|
Top 0.1% in tier |
| Loan To Share |
37.7%
-0.2% YoY+3.1% QoQ
|
-21.2% |
58.9%
-3.1% YoY
|
53.4%
-3.2% YoY
|
66.4%
-1.4% YoY
|
19% |
| AMR |
$36,183
+16.4% YoY+7.4% QoQ
|
+$21K |
$14,963
-6.8% YoY
|
$23,604
+3.8% YoY
|
$20,028
-0.9% YoY
|
Top 1.8% in tier |
| CD Concentration |
35.7%
+42.8% YoY+18.0% QoQ
|
+11.2% | 24.6% | 25.0% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 4.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)