BlastPoint's Credit Union Scorecard
MAUI TEACHERS
Charter #1817 · HI
MAUI TEACHERS has 6 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.50% above tier average
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
- + Average Member Relationship (AMR): Top 2.4% in tier
- + AMR Growth Rate: Top 4.7% in tier
- + Asset Growth Rate: Top 7.1% in tier
- + Deposit Growth Rate: Top 9.1% in tier
Key Concerns
Areas that may need attention
- - Member decline: -4.4% YoY
- - Net Interest Margin (NIM): Bottom 5.4% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (HI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,267
-4.4% YoY-0.9% QoQ
|
-1.4K |
2,676
+1.6% YoY
|
19,510
+0.1% YoY
|
33,913
+5.7% YoY
|
35% |
| Assets |
$36.5M
+10.1% YoY+2.6% QoQ
|
+$6.3M |
$30.2M
+1.3% YoY
|
$385.1M
+5.4% YoY
|
$578.3M
+9.0% YoY
|
66% |
| Loans |
$11.4M
+9.9% YoY-1.7% QoQ
|
$-3.9M |
$15.3M
-2.0% YoY
|
$193.9M
+4.9% YoY
|
$402.4M
+8.7% YoY
|
55% |
| Deposits |
$31.3M
+9.6% YoY+2.9% QoQ
|
+$5.5M |
$25.8M
+0.7% YoY
|
$341.1M
+4.6% YoY
|
$494.3M
+9.1% YoY
|
66% |
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| ROA |
0.7%
+38.5% YoY+9.7% QoQ
|
+0.5% |
0.1%
-77.6% YoY
|
0.8%
-0.9% YoY
|
0.4%
-39.2% YoY
|
52% |
| NIM |
2.2%
+13.3% YoY+8.4% QoQ
|
-1.8% |
4.0%
+4.0% YoY
|
3.2%
+6.8% YoY
|
3.8%
+4.1% YoY
|
Bottom 5.3% in tier |
| Efficiency Ratio |
71.7%
-7.4% YoY-1.1% QoQ
|
-19.0% |
90.6%
+6.5% YoY
|
73.4%
-3.4% YoY
|
84.6%
+2.8% YoY
|
28% |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+3.8% YoY
|
1.1%
+17.2% YoY
|
1.2%
+3.4% YoY
|
Top 0.1% in tier |
| Loan To Share |
36.6%
+0.3% YoY-4.5% QoQ
|
-21.9% |
58.5%
-3.0% YoY
|
53.2%
-3.6% YoY
|
65.6%
-1.4% YoY
|
18% |
| AMR |
$33,686
+14.7% YoY+2.5% QoQ
|
+$19K |
$14,884
-1.7% YoY
|
$23,509
+4.4% YoY
|
$19,920
+1.6% YoY
|
Top 2.4% in tier |
| CD Concentration |
30.3%
+58.2% YoY+16.8% QoQ
|
+6.0% | 24.3% | 24.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 4.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)