BlastPoint's Credit Union Scorecard
PRIORITY
Charter #18353 · AR
PRIORITY has 2 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.36% above tier average
- + Net Charge-Off Rate: Top 8.1% in tier
Key Concerns
Areas that may need attention
- - ROA 0.53% below tier average
- - Efficiency ratio 32.14% above tier (higher cost structure)
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 42 that size in Arkansas.
- Shares and deposits +0.4% year over year ($7.1M in shares and deposits).
- Membership: 1,986 members, +0.8% vs a year ago.
- Delinquency rate 0.22%.
- Return on assets 0.96%.
- Efficiency ratio 120.90% vs a 88.77% peer average.
- Loan-to-share ratio 85.78% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (AR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,986
+0.8% YoY+0.6% QoQ
|
-599 |
2,585
-1.7% YoY
|
8,161
+10.4% YoY
|
34,678
+6.6% YoY
|
52% |
| Assets |
$7.9M
-0.4% YoY+1.7% QoQ
|
$-22.3M |
$30.3M
+1.5% YoY
|
$115.8M
+17.0% YoY
|
$593.1M
+10.2% YoY
|
27% |
| Loans |
$6.1M
+7.9% YoY+9.5% QoQ
|
$-9.4M |
$15.5M
-1.7% YoY
|
$84.2M
+19.9% YoY
|
$418.6M
+10.1% YoY
|
39% |
| Deposits |
$7.1M
+0.4% YoY+2.3% QoQ
|
$-18.7M |
$25.8M
+1.1% YoY
|
$93.4M
+13.5% YoY
|
$504.8M
+10.3% YoY
|
29% |
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| ROA |
1.0%
-1009.8% YoY
|
-0.5% |
1.5%
+241.5% YoY
|
1.6%
+705.7% YoY
|
1.2%
+121.4% YoY
|
58% |
| NIM |
4.3%
-1.5% YoY+3.6% QoQ
|
+0.4% |
3.9%
+0.9% YoY
|
4.1%
-5.5% YoY
|
3.8%
+2.3% YoY
|
68% |
| Efficiency Ratio |
120.9%
+19.5% YoY+14.2% QoQ
|
+32.1% |
88.8%
-6.9% YoY
|
86.5%
+3.6% YoY
|
83.0%
-5.3% YoY
|
Bottom 4.9% in tier |
| Delinquency Rate |
0.2%
-66.2% YoY-27.4% QoQ
|
-1.3 |
1.5%
+2.1% YoY
|
1.9%
+36.9% YoY
|
1.3%
+2.6% YoY
|
27% |
| Loan To Share |
85.8%
+7.4% YoY+7.0% QoQ
|
+26.9% |
58.9%
-3.1% YoY
|
71.8%
-1.2% YoY
|
66.4%
-1.4% YoY
|
Top 13.3% in tier |
| AMR |
$6,617
+2.9% YoY+4.9% QoQ
|
$-8K |
$14,963
-6.8% YoY
|
$12,982
+3.9% YoY
|
$20,028
-0.9% YoY
|
Bottom 13.5% in tier |
| CD Concentration |
3.0%
-49.8% YoY-2.1% QoQ
|
-21.5% | 24.6% | 15.4% | 20.0% | 50% |
| Indirect Auto % |
0.0%
-100.0% YoY-100.0% QoQ
|
-13.6% | 13.6% | 2.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)