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BlastPoint's Credit Union Scorecard

HAWAIIAN ELECTRIC EMPLOYEES

Charter #1869 · HI

<100M
2508 CUs in <100M nationally 20 in HI

HAWAIIAN ELECTRIC EMPLOYEES demonstrates 2 strengths

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.78% above tier average
  • + Average Member Relationship (AMR): Top 8.9% in tier

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (HI) National Avg Tier Percentile
Members 1,838
-0.8% YoY-0.2% QoQ
-838 2,676
+1.6% YoY
19,510
+0.1% YoY
33,913
+5.7% YoY
48%
Assets $36.0M
+2.9% YoY+2.4% QoQ
+$5.8M $30.2M
+1.3% YoY
$385.1M
+5.4% YoY
$578.3M
+9.0% YoY
65%
Loans $16.2M
-2.0% YoY-2.3% QoQ
+$928K $15.3M
-2.0% YoY
$193.9M
+4.9% YoY
$402.4M
+8.7% YoY
64%
Deposits $29.1M
+2.2% YoY+2.9% QoQ
+$3.3M $25.8M
+0.7% YoY
$341.1M
+4.6% YoY
$494.3M
+9.1% YoY
63%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 0.9%
-26.5% YoY+3.0% QoQ
+0.8% 0.1%
-77.6% YoY
0.8%
-0.9% YoY
0.4%
-39.2% YoY
66%
NIM 3.2%
+4.6% YoY-0.5% QoQ
-0.8% 4.0%
+4.0% YoY
3.2%
+6.8% YoY
3.8%
+4.1% YoY
23%
Efficiency Ratio 86.3%
-0.4% YoY+9.9% QoQ
-4.3% 90.6%
+6.5% YoY
73.4%
-3.4% YoY
84.6%
+2.8% YoY
61%
Delinquency Rate 1.2%
+66.9% YoY+1.6% QoQ
-0.3 1.5%
+3.8% YoY
1.1%
+17.2% YoY
1.2%
+3.4% YoY
68%
Loan To Share 55.7%
-4.2% YoY-5.0% QoQ
-2.9% 58.5%
-3.0% YoY
53.2%
-3.6% YoY
65.6%
-1.4% YoY
46%
AMR $24,664
+1.4% YoY+1.2% QoQ
+$10K $14,884
-1.7% YoY
$23,509
+4.4% YoY
$19,920
+1.6% YoY
Top 8.9% in tier
CD Concentration 21.6%
+23.7% YoY+9.2% QoQ
-2.7% 24.3% 24.4% 19.8% 50%
Indirect Auto % 0.0% -13.8% 13.8% 4.9% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (3 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2508 Top 0.1% in <100M tier
223
Average Member Relationship (AMR)
engagement
Value: $24,664
Peer Median: $13,926
#223 of 2508 Top 8.9% in <100M tier
316
Loan-to-Member Ratio (LMR)
engagement
Value: $8,819
Peer Median: $4,923
#316 of 2508 Top 12.6% in <100M tier

Top Weaknesses (1 metrics)

1927
Net Interest Margin (NIM)
profitability
Value: 3.17%
Peer Median: 3.83%
#1927 of 2508 Bottom 23.2% in <100M tier
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