BlastPoint's Credit Union Scorecard
HAWAIIAN ELECTRIC EMPLOYEES
Charter #1869 · HI
HAWAIIAN ELECTRIC EMPLOYEES has 1 strength but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Average Member Relationship (AMR): Top 9.2% in tier
Key Concerns
Areas that may need attention
- - ROA 0.49% below tier average
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 20 that size in Hawaii.
- Shares and deposits +8.1% year over year ($30.1M in shares and deposits).
- Membership: 1,828 members, -0.8% vs a year ago.
- Delinquency rate 1.02%.
- Return on assets 1.00%.
- Efficiency ratio 79.28% vs a 88.77% peer average.
- Loan-to-share ratio 51.64% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (HI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,828
-0.8% YoY-0.5% QoQ
|
-757 |
2,585
-1.7% YoY
|
19,590
+0.5% YoY
|
34,678
+6.6% YoY
|
48% |
| Assets |
$37.1M
+7.8% YoY+3.1% QoQ
|
+$6.9M |
$30.3M
+1.5% YoY
|
$386.0M
+4.8% YoY
|
$593.1M
+10.2% YoY
|
66% |
| Loans |
$15.6M
-5.5% YoY-4.0% QoQ
|
+$102K |
$15.5M
-1.7% YoY
|
$197.3M
+5.5% YoY
|
$418.6M
+10.1% YoY
|
63% |
| Deposits |
$30.1M
+8.1% YoY+3.5% QoQ
|
+$4.3M |
$25.8M
+1.1% YoY
|
$341.6M
+4.3% YoY
|
$504.8M
+10.3% YoY
|
64% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.0%
+4.4% YoY+7.8% QoQ
|
-0.5% |
1.5%
+241.5% YoY
|
1.0%
+38.1% YoY
|
1.2%
+121.4% YoY
|
61% |
| NIM |
3.2%
+5.1% YoY+2.3% QoQ
|
-0.7% |
3.9%
+0.9% YoY
|
3.2%
+7.0% YoY
|
3.8%
+2.3% YoY
|
25% |
| Efficiency Ratio |
79.3%
-3.6% YoY-8.1% QoQ
|
-9.5% |
88.8%
-6.9% YoY
|
73.0%
-3.2% YoY
|
83.0%
-5.3% YoY
|
47% |
| Delinquency Rate |
1.0%
+29.3% YoY-13.8% QoQ
|
-0.5 |
1.5%
+2.1% YoY
|
1.3%
-1.1% YoY
|
1.3%
+2.6% YoY
|
62% |
| Loan To Share |
51.6%
-12.6% YoY-7.2% QoQ
|
-7.3% |
58.9%
-3.1% YoY
|
53.4%
-3.2% YoY
|
66.4%
-1.4% YoY
|
39% |
| AMR |
$24,997
+3.9% YoY+1.3% QoQ
|
+$10K |
$14,963
-6.8% YoY
|
$23,604
+3.8% YoY
|
$20,028
-0.9% YoY
|
Top 9.2% in tier |
| CD Concentration |
22.3%
+40.4% YoY+3.5% QoQ
|
-2.2% | 24.6% | 25.0% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 4.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)