BlastPoint's Credit Union Scorecard
HAWAIIAN ELECTRIC EMPLOYEES
Charter #1869 · HI
HAWAIIAN ELECTRIC EMPLOYEES has 3 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.27% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Average Member Relationship (AMR): Top 9.1% in tier
Key Concerns
Areas that may need attention
- - Member decline: -2.9% YoY
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (HI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,837
-2.9% YoY-0.3% QoQ
|
-788 |
2,625
-2.2% YoY
|
19,538
+4.7% YoY
|
33,089
+6.1% YoY
|
48% |
| Assets |
$35.0M
+5.0% YoY+1.6% QoQ
|
+$5.2M |
$29.9M
+1.1% YoY
|
$371.1M
+11.7% YoY
|
$547.7M
+7.8% YoY
|
65% |
| Loans |
$16.6M
-0.2% YoY+0.5% QoQ
|
+$786K |
$15.8M
-2.4% YoY
|
$190.1M
+8.2% YoY
|
$388.7M
+8.6% YoY
|
64% |
| Deposits |
$28.2M
+4.2% YoY+1.0% QoQ
|
+$2.7M |
$25.5M
+0.4% YoY
|
$328.7M
+11.9% YoY
|
$464.6M
+9.3% YoY
|
63% |
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| ROA |
1.0%
+51.8% YoY-0.6% QoQ
|
+0.3% |
0.7%
-731.4% YoY
|
0.8%
+109.8% YoY
|
0.7%
+273.4% YoY
|
59% |
| NIM |
3.2%
-0.1% YoY+2.4% QoQ
|
-0.8% |
3.9%
+3.8% YoY
|
3.1%
+10.9% YoY
|
3.7%
+5.0% YoY
|
23% |
| Efficiency Ratio |
78.8%
+1.9% YoY-4.2% QoQ
|
-2.6% |
81.4%
-2.4% YoY
|
73.4%
-6.7% YoY
|
79.1%
-3.3% YoY
|
51% |
| Delinquency Rate |
0.5%
-2.3% YoY-33.6% QoQ
|
-1.0 |
1.5%
-2.0% YoY
|
1.2%
-0.3% YoY
|
1.2%
-0.9% YoY
|
43% |
| Loan To Share |
58.8%
-4.2% YoY-0.5% QoQ
|
-2.4% |
61.2%
-3.0% YoY
|
55.2%
-1.0% YoY
|
68.0%
-1.7% YoY
|
47% |
| AMR |
$24,339
+5.6% YoY+1.1% QoQ
|
+$10K |
$14,627
-2.7% YoY
|
$22,988
+5.6% YoY
|
$19,418
+1.3% YoY
|
Top 9.1% in tier |
| CD Concentration |
16.2%
+21.5% YoY+1.8% QoQ
|
-8.2% |
24.4%
+4.2% YoY
|
23.5%
+10.2% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
5.1%
-6.8% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)