BlastPoint's Credit Union Scorecard
705
Charter #18749 · LA
705 has 1 strength but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Fee Income Per Member: Top 4.3% in tier
Key Concerns
Areas that may need attention
- - ROA 0.07% below tier average
- - Efficiency ratio 5.92% above tier (higher cost structure)
- - Delinquency rate 0.74% above tier average
- - Net Worth Ratio: Bottom 3.5% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,744
+1.5% YoY+0.4% QoQ
|
+1.1K |
2,676
+1.6% YoY
|
9,512
+2.6% YoY
|
33,913
+5.7% YoY
|
77% |
| Assets |
$44.7M
-3.5% YoY+2.5% QoQ
|
+$14.5M |
$30.2M
+1.3% YoY
|
$128.1M
+5.9% YoY
|
$578.3M
+9.0% YoY
|
73% |
| Loans |
$31.0M
-2.5% YoY-2.7% QoQ
|
+$15.7M |
$15.3M
-2.0% YoY
|
$89.6M
+5.7% YoY
|
$402.4M
+8.7% YoY
|
84% |
| Deposits |
$40.8M
-3.6% YoY+0.1% QoQ
|
+$15.1M |
$25.8M
+0.7% YoY
|
$109.6M
+6.0% YoY
|
$494.3M
+9.1% YoY
|
76% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.1%
-106.9% YoY-131.1% QoQ
|
-0.1% |
0.1%
-77.6% YoY
|
0.1%
-79.1% YoY
|
0.4%
-39.2% YoY
|
24% |
| NIM |
3.4%
+21.0% YoY+8.5% QoQ
|
-0.6% |
4.0%
+4.0% YoY
|
4.2%
-0.4% YoY
|
3.8%
+4.1% YoY
|
33% |
| Efficiency Ratio |
96.6%
-13.0% YoY-0.7% QoQ
|
+5.9% |
90.6%
+6.5% YoY
|
88.0%
+2.9% YoY
|
84.6%
+2.8% YoY
|
81% |
| Delinquency Rate |
2.2%
+215.6% YoY-21.4% QoQ
|
+0.7 |
1.5%
+3.8% YoY
|
1.7%
-21.7% YoY
|
1.2%
+3.4% YoY
|
83% |
| Loan To Share |
75.8%
+1.1% YoY-2.9% QoQ
|
+17.3% |
58.5%
-3.0% YoY
|
68.2%
-2.4% YoY
|
65.6%
-1.4% YoY
|
76% |
| AMR |
$19,181
-4.5% YoY-1.5% QoQ
|
+$4K |
$14,884
-1.7% YoY
|
$13,483
+2.5% YoY
|
$19,920
+1.6% YoY
|
75% |
| CD Concentration |
20.2%
-15.6% YoY-3.5% QoQ
|
-4.1% | 24.3% | 14.9% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)