BlastPoint's Credit Union Scorecard
HONOLULU FIRE DEPARTMENT
Charter #1880 · HI
HONOLULU FIRE DEPARTMENT has 6 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.13% above tier average
- + Members Per Employee (MPE): Top 1.9% in tier
- + Total Loans: Top 4.6% in tier
- + Total Deposits: Top 5.5% in tier
- + Total Assets: Top 5.9% in tier
- + Total Members: Top 7.8% in tier
Key Concerns
Areas that may need attention
- - ROA 0.84% below tier average
- - Indirect Auto Concentration (%): Bottom 3.4% in tier
- - AMR Growth Rate: Bottom 8.7% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 20 that size in Hawaii.
- Shares and deposits -6.9% year over year ($73.2M in shares and deposits).
- Membership: 6,213 members, +1.0% vs a year ago.
- Delinquency rate 0.99%.
- Return on assets 0.65%.
- Efficiency ratio 74.39% vs a 88.77% peer average.
- Loan-to-share ratio 70.42% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (HI) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
6,213
+1.0% YoY+0.1% QoQ
|
+3.6K |
2,585
-1.7% YoY
|
19,590
+0.5% YoY
|
34,678
+6.6% YoY
|
Top 7.9% in tier |
| Assets |
$84.5M
-5.2% YoY-1.3% QoQ
|
+$54.2M |
$30.3M
+1.5% YoY
|
$386.0M
+4.8% YoY
|
$593.1M
+10.2% YoY
|
Top 5.9% in tier |
| Loans |
$51.6M
-9.5% YoY-4.1% QoQ
|
+$36.1M |
$15.5M
-1.7% YoY
|
$197.3M
+5.5% YoY
|
$418.6M
+10.1% YoY
|
Top 4.6% in tier |
| Deposits |
$73.2M
-6.9% YoY-1.9% QoQ
|
+$47.4M |
$25.8M
+1.1% YoY
|
$341.6M
+4.3% YoY
|
$504.8M
+10.3% YoY
|
Top 5.6% in tier |
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| ROA |
0.6%
+34.8% YoY+5.6% QoQ
|
-0.8% |
1.5%
+241.5% YoY
|
1.0%
+38.1% YoY
|
1.2%
+121.4% YoY
|
40% |
| NIM |
4.0%
+21.8% YoY+1.5% QoQ
|
+0.1% |
3.9%
+0.9% YoY
|
3.2%
+7.0% YoY
|
3.8%
+2.3% YoY
|
58% |
| Efficiency Ratio |
74.4%
-0.7% YoY+0.2% QoQ
|
-14.4% |
88.8%
-6.9% YoY
|
73.0%
-3.2% YoY
|
83.0%
-5.3% YoY
|
35% |
| Delinquency Rate |
1.0%
+30.4% YoY+48.6% QoQ
|
-0.6 |
1.5%
+2.1% YoY
|
1.3%
-1.1% YoY
|
1.3%
+2.6% YoY
|
61% |
| Loan To Share |
70.4%
-2.8% YoY-2.3% QoQ
|
+11.5% |
58.9%
-3.1% YoY
|
53.4%
-3.2% YoY
|
66.4%
-1.4% YoY
|
67% |
| AMR |
$20,083
-8.9% YoY-2.9% QoQ
|
+$5K |
$14,963
-6.8% YoY
|
$23,604
+3.8% YoY
|
$20,028
-0.9% YoY
|
78% |
| CD Concentration |
8.2%
-28.1% YoY+22.8% QoQ
|
-16.3% | 24.6% | 25.0% | 20.0% | 50% |
| Indirect Auto % |
31.3%
-7.6% YoY-4.1% QoQ
|
+17.7% | 13.6% | 4.8% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)