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BlastPoint's Credit Union Scorecard

CALCASIEU PARISH EMPLOYEES

Charter #18962 · LA

<100M
2437 CUs in <100M nationally 107 in LA

CALCASIEU PARISH EMPLOYEES has 3 strengths but faces 3 concerns

Key Strengths

Areas where this CU excels compared to peers

  • + Net Interest Margin 0.71% above tier average
  • + AMR Growth Rate: Top 4.5% in tier
  • + Deposit Growth Rate: Top 9.4% in tier

Key Concerns

Areas that may need attention

  • - ROA 1.30% below tier average
  • - Member decline: -6.6% YoY
  • - Share Certificate Concentration (%): Bottom 7.3% in tier

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 107 that size in Louisiana.
  • Shares and deposits +9.3% year over year ($15.5M in shares and deposits).
  • Membership: 2,004 members, -6.6% vs a year ago.
  • Delinquency rate 1.51%.
  • Return on assets 0.20%.
  • Efficiency ratio 81.41% vs a 88.77% peer average.
  • Loan-to-share ratio 72.25% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (LA) National Avg Tier Percentile
Members 2,004
-6.6% YoY-1.3% QoQ
-581 2,585
-1.7% YoY
9,550
+2.7% YoY
34,678
+6.6% YoY
52%
Assets $18.6M
+8.2% YoY+0.2% QoQ
$-11.7M $30.3M
+1.5% YoY
$130.2M
+7.1% YoY
$593.1M
+10.2% YoY
46%
Loans $11.2M
+7.6% YoY+2.5% QoQ
$-4.3M $15.5M
-1.7% YoY
$92.6M
+7.3% YoY
$418.6M
+10.1% YoY
55%
Deposits $15.5M
+9.3% YoY+0.2% QoQ
$-10.3M $25.8M
+1.1% YoY
$111.6M
+7.6% YoY
$504.8M
+10.3% YoY
46%

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
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ROA 0.2%
-79.0% YoY-115.2% QoQ
-1.3% 1.5%
+241.5% YoY
1.1%
+258.0% YoY
1.2%
+121.4% YoY
Bottom 12.3% in tier
NIM 4.6%
-13.0% YoY+0.3% QoQ
+0.7% 3.9%
+0.9% YoY
4.2%
-0.2% YoY
3.8%
+2.3% YoY
79%
Efficiency Ratio 81.4%
+26.9% YoY-0.5% QoQ
-7.4% 88.8%
-6.9% YoY
89.3%
+0.7% YoY
83.0%
-5.3% YoY
52%
Delinquency Rate 1.5%
-36.3% YoY-33.9% QoQ
+0.0 1.5%
+2.1% YoY
2.0%
+21.9% YoY
1.3%
+2.6% YoY
72%
Loan To Share 72.2%
-1.5% YoY+2.2% QoQ
+13.4% 58.9%
-3.1% YoY
68.1%
-2.7% YoY
66.4%
-1.4% YoY
70%
AMR $13,323
+16.2% YoY+2.5% QoQ
$-2K $14,963
-6.8% YoY
$13,536
+2.7% YoY
$20,028
-0.9% YoY
46%
CD Concentration 40.9%
+43.9% YoY-2.9% QoQ
+16.3% 24.6% 15.1% 20.0% 50%
Indirect Auto % 0.0% -13.6% 13.6% 5.1% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (7 metrics)

1
Indirect Auto Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 0.00%
#1 of 2437 Top 0.1% in <100M tier
1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.59%
#1 of 2437 Top 0.1% in <100M tier
111
AMR Growth Rate
growth
Value: 16.24%
Peer Median: 1.04%
#111 of 2437 Top 4.5% in <100M tier
230
Deposit Growth Rate
growth
Value: 9.25%
Peer Median: 0.92%
#230 of 2437 Top 9.4% in <100M tier
251
Asset Growth Rate
growth
Value: 8.25%
Peer Median: 1.25%
#251 of 2437 Top 10.3% in <100M tier
330
Loan Growth Rate
growth
Value: 7.59%
Peer Median: -2.63%
#330 of 2437 Top 13.5% in <100M tier
512
Net Interest Margin (NIM)
profitability
Value: 4.60%
Peer Median: 3.87%
#512 of 2437 Top 21.0% in <100M tier

Top Weaknesses (4 metrics)

2259
Share Certificate Concentration (%)
balance_sheet
Value: 40.86%
Peer Median: 12.77%
#2259 of 2437 Bottom 7.3% in <100M tier
2153
Member Growth Rate
growth
Value: -6.62%
Peer Median: -1.37%
#2153 of 2437 Bottom 11.7% in <100M tier
2138
Return on Assets (ROA)
profitability
Value: 0.20%
Peer Median: 0.81%
#2138 of 2437 Bottom 12.3% in <100M tier
2132
Fee Income Per Member
profitability
Value: $3.98
Peer Median: $63.89
#2132 of 2437 Bottom 12.6% in <100M tier
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