BlastPoint's Credit Union Scorecard
CALCASIEU PARISH EMPLOYEES
Charter #18962 · LA
CALCASIEU PARISH EMPLOYEES has 6 strengths but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.92% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Deposit Growth Rate: Top 1.2% in tier
- + Asset Growth Rate: Top 1.7% in tier
- + AMR Growth Rate: Top 4.9% in tier
Key Concerns
Areas that may need attention
- - ROA 1.09% below tier average
- - Member decline: -3.3% YoY
- - Share Certificate Concentration (%): Bottom 6.4% in tier
- - Net Charge-Off Rate: Bottom 7.8% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,094
-3.3% YoY-2.4% QoQ
|
-531 |
2,625
-2.2% YoY
|
9,352
+2.6% YoY
|
33,089
+6.1% YoY
|
53% |
| Assets |
$19.2M
+20.6% YoY+11.8% QoQ
|
$-10.7M |
$29.9M
+1.1% YoY
|
$121.4M
+4.9% YoY
|
$547.7M
+7.8% YoY
|
47% |
| Loans |
$10.5M
-6.7% YoY+0.5% QoQ
|
$-5.3M |
$15.8M
-2.4% YoY
|
$86.9M
+5.1% YoY
|
$388.7M
+8.6% YoY
|
52% |
| Deposits |
$16.1M
+25.2% YoY+13.7% QoQ
|
$-9.3M |
$25.5M
+0.4% YoY
|
$103.9M
+6.5% YoY
|
$464.6M
+9.3% YoY
|
47% |
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| ROA |
-0.4%
-131.2% YoY-144.1% QoQ
|
-1.1% |
0.7%
-731.4% YoY
|
0.5%
+1.1% YoY
|
0.7%
+273.4% YoY
|
Bottom 9.8% in tier |
| NIM |
4.9%
-6.2% YoY-8.2% QoQ
|
+0.9% |
3.9%
+3.8% YoY
|
4.3%
+3.2% YoY
|
3.7%
+5.0% YoY
|
83% |
| Efficiency Ratio |
64.2%
+0.5% YoY+0.1% QoQ
|
-17.2% |
81.4%
-2.4% YoY
|
82.9%
-3.6% YoY
|
79.1%
-3.3% YoY
|
20% |
| Delinquency Rate |
1.4%
+37.5% YoY-41.2% QoQ
|
-0.1 |
1.5%
-2.0% YoY
|
1.8%
-12.2% YoY
|
1.2%
-0.9% YoY
|
71% |
| Loan To Share |
64.9%
-25.5% YoY-11.6% QoQ
|
+3.6% |
61.2%
-3.0% YoY
|
70.9%
-2.6% YoY
|
68.0%
-1.7% YoY
|
55% |
| AMR |
$12,701
+14.2% YoY+10.8% QoQ
|
$-2K |
$14,627
-2.7% YoY
|
$13,297
+2.9% YoY
|
$19,418
+1.3% YoY
|
44% |
| CD Concentration |
41.3%
+107.4% YoY+45.5% QoQ
|
+16.9% |
24.4%
+4.2% YoY
|
15.0%
+9.1% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
5.3%
+10.6% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)