BlastPoint's Credit Union Scorecard
PURDUE
Charter #19307 · IN
PURDUE has 4 strengths but faces 2 concerns
How does the industry compare?
What's your peer group doing?
How does IN stack up?
Key Strengths
Areas where this CU excels compared to peers
- + Organic Growth Engine: Top 36.8% in tier
- + Organic Growth Leader: Top 36.8% in tier
- + Total Delinquency Rate (60+ days): Top 3.3% in tier
- + Share Certificate Concentration (%): Top 9.2% in tier
Key Concerns
Areas that may need attention
- - ROA 0.05% below tier average
- - Efficiency ratio 5.25% above tier (higher cost structure)
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (IN) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
111,816
+3.3% YoY+0.7% QoQ
|
+15.8K |
96,048
-2.7% YoY
|
22,524
+2.8% YoY
|
33,913
+5.7% YoY
|
70% |
| Assets |
$2.1B
+3.5% YoY+2.5% QoQ
|
+$427.9M |
$1.7B
+0.4% YoY
|
$399.0M
+8.5% YoY
|
$578.3M
+9.0% YoY
|
74% |
| Loans |
$1.5B
+2.8% YoY-0.4% QoQ
|
+$300.1M |
$1.2B
+0.2% YoY
|
$281.9M
+8.4% YoY
|
$402.4M
+8.7% YoY
|
73% |
| Deposits |
$1.8B
+3.0% YoY+2.0% QoQ
|
+$372.0M |
$1.5B
+0.5% YoY
|
$336.4M
+8.1% YoY
|
$494.3M
+9.1% YoY
|
75% |
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| ROA |
0.7%
+43.1% YoY-21.4% QoQ
|
-0.1% |
0.7%
+27.6% YoY
|
0.6%
-3.4% YoY
|
0.4%
-39.2% YoY
|
50% |
| NIM |
3.2%
+8.4% YoY+5.9% QoQ
|
-0.1% |
3.4%
+6.2% YoY
|
3.7%
-1.2% YoY
|
3.8%
+4.1% YoY
|
38% |
| Efficiency Ratio |
79.9%
-5.3% YoY+2.7% QoQ
|
+5.2% |
74.6%
-3.0% YoY
|
86.7%
+4.4% YoY
|
84.6%
+2.8% YoY
|
71% |
| Delinquency Rate |
0.1%
-1.8% YoY-21.7% QoQ
|
-0.6 |
0.8%
+6.9% YoY
|
1.1%
+11.5% YoY
|
1.2%
+3.4% YoY
|
Top 3.3% in tier |
| Loan To Share |
82.4%
-0.1% YoY-2.3% QoQ
|
-0.8% |
83.2%
-0.4% YoY
|
67.3%
+1.1% YoY
|
65.6%
-1.4% YoY
|
40% |
| AMR |
$29,973
-0.3% YoY+0.2% QoQ
|
+$321 |
$29,652
+2.3% YoY
|
$18,911
+5.2% YoY
|
$19,920
+1.6% YoY
|
60% |
| CD Concentration |
17.3%
-4.1% YoY-6.0% QoQ
|
-11.6% | 28.8% | 18.9% | 19.8% | Bottom 8.6% in tier |
| Indirect Auto % |
0.5%
+13.5% YoY+9.6% QoQ
|
-17.6% | 18.1% | 10.4% | 7.7% | 16% |
Signature Analysis
Strengths (2)
Organic Growth Engine
growthGrowing membership while maintaining profitability. Healthy fundamentals in place.
Organic Growth Leader
growthAttracting members (0.5-50% YoY) without heavy indirect auto dependency (<15%). Healthy, sustainable growth model.
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)