BlastPoint's Credit Union Scorecard
DFCU TULSA
Charter #19355 · OK
DFCU TULSA has 5 strengths but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.05% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Members Per Employee (MPE): Top 1.0% in tier
- + Total Members: Top 3.7% in tier
- + Total Loans: Top 8.1% in tier
Key Concerns
Areas that may need attention
- - Member decline: -3.1% YoY
- - Share Certificate Concentration (%): Bottom 1.2% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (OK) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
8,012
-3.1% YoY-0.2% QoQ
|
+5.4K |
2,625
-2.2% YoY
|
27,533
+2.7% YoY
|
33,089
+6.1% YoY
|
Top 3.7% in tier |
| Assets |
$61.2M
+4.1% YoY+0.3% QoQ
|
+$31.3M |
$29.9M
+1.1% YoY
|
$405.5M
+5.4% YoY
|
$547.7M
+7.8% YoY
|
84% |
| Loans |
$43.9M
-0.3% YoY+1.5% QoQ
|
+$28.1M |
$15.8M
-2.4% YoY
|
$252.8M
+1.3% YoY
|
$388.7M
+8.6% YoY
|
Top 8.2% in tier |
| Deposits |
$52.1M
+4.0% YoY+0.2% QoQ
|
+$26.6M |
$25.5M
+0.4% YoY
|
$336.4M
+4.6% YoY
|
$464.6M
+9.3% YoY
|
83% |
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| ROA |
0.7%
+115.3% YoY+5.0% QoQ
|
+0.1% |
0.7%
-731.4% YoY
|
0.6%
+31.7% YoY
|
0.7%
+273.4% YoY
|
49% |
| NIM |
3.5%
+11.7% YoY+0.1% QoQ
|
-0.5% |
3.9%
+3.8% YoY
|
3.9%
+3.8% YoY
|
3.7%
+5.0% YoY
|
34% |
| Efficiency Ratio |
69.4%
-9.3% YoY-1.5% QoQ
|
-11.9% |
81.4%
-2.4% YoY
|
79.2%
-1.1% YoY
|
79.1%
-3.3% YoY
|
30% |
| Delinquency Rate |
1.3%
-44.2% YoY-18.5% QoQ
|
-0.2 |
1.5%
-2.0% YoY
|
1.1%
-4.2% YoY
|
1.2%
-0.9% YoY
|
69% |
| Loan To Share |
84.3%
-4.2% YoY+1.3% QoQ
|
+23.0% |
61.2%
-3.0% YoY
|
71.1%
-2.1% YoY
|
68.0%
-1.7% YoY
|
82% |
| AMR |
$11,972
+5.3% YoY+1.0% QoQ
|
$-3K |
$14,627
-2.7% YoY
|
$17,893
+3.6% YoY
|
$19,418
+1.3% YoY
|
39% |
| CD Concentration |
61.4%
+7.9% YoY+2.2% QoQ
|
+37.0% |
24.4%
+4.2% YoY
|
23.2%
+1.7% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
15.2%
-17.2% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)