BlastPoint's Credit Union Scorecard
DFCU TULSA
Charter #19355 · OK
DFCU TULSA has 3 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Members Per Employee (MPE): Top 0.6% in tier
- + Total Members: Top 3.4% in tier
- + Total Loans: Top 7.6% in tier
Key Concerns
Areas that may need attention
- - ROA 0.89% below tier average
- - Delinquency rate 0.68% above tier average
- - Share Certificate Concentration (%): Bottom 1.1% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 25 that size in Oklahoma.
- Shares and deposits +8.2% year over year ($56.2M in shares and deposits).
- Membership: 7,891 members, -1.7% vs a year ago.
- Delinquency rate 2.23%.
- Return on assets 0.60%.
- Efficiency ratio 72.91% vs a 88.77% peer average.
- Loan-to-share ratio 79.65% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (OK) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
7,891
-1.7% YoY-0.5% QoQ
|
+5.3K |
2,585
-1.7% YoY
|
28,343
+3.0% YoY
|
34,678
+6.6% YoY
|
Top 3.5% in tier |
| Assets |
$65.5M
+7.5% YoY+1.7% QoQ
|
+$35.3M |
$30.3M
+1.5% YoY
|
$422.2M
+5.5% YoY
|
$593.1M
+10.2% YoY
|
Top 14.2% in tier |
| Loans |
$44.8M
+3.6% YoY+2.0% QoQ
|
+$29.3M |
$15.5M
-1.7% YoY
|
$261.4M
+3.6% YoY
|
$418.6M
+10.1% YoY
|
Top 7.6% in tier |
| Deposits |
$56.2M
+8.2% YoY+2.0% QoQ
|
+$30.4M |
$25.8M
+1.1% YoY
|
$356.1M
+5.9% YoY
|
$504.8M
+10.3% YoY
|
Top 14.6% in tier |
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| ROA |
0.6%
-13.8% YoY+61.8% QoQ
|
-0.9% |
1.5%
+241.5% YoY
|
0.8%
+38.1% YoY
|
1.2%
+121.4% YoY
|
38% |
| NIM |
3.2%
-9.3% YoY+1.9% QoQ
|
-0.7% |
3.9%
+0.9% YoY
|
4.0%
+2.7% YoY
|
3.8%
+2.3% YoY
|
22% |
| Efficiency Ratio |
72.9%
+3.4% YoY-8.2% QoQ
|
-15.9% |
88.8%
-6.9% YoY
|
80.0%
+0.4% YoY
|
83.0%
-5.3% YoY
|
32% |
| Delinquency Rate |
2.2%
+37.3% YoY+39.4% QoQ
|
+0.7 |
1.5%
+2.1% YoY
|
0.9%
-29.0% YoY
|
1.3%
+2.6% YoY
|
82% |
| Loan To Share |
79.7%
-4.2% YoY+0.0% QoQ
|
+20.8% |
58.9%
-3.1% YoY
|
69.7%
-2.0% YoY
|
66.4%
-1.4% YoY
|
80% |
| AMR |
$12,801
+7.9% YoY+2.5% QoQ
|
$-2K |
$14,963
-6.8% YoY
|
$18,336
+3.3% YoY
|
$20,028
-0.9% YoY
|
43% |
| CD Concentration |
62.1%
+3.4% YoY+0.2% QoQ
|
+37.6% | 24.6% | 22.8% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 14.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)