BlastPoint's Credit Union Scorecard

NORTHWEST ARKANSAS

Charter #195 · AR

<100M
2508 CUs in <100M nationally 43 in AR

NORTHWEST ARKANSAS demonstrates 1 strength

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.77% above tier average

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2026-Q1

Metric Current vs Tier Tier Avg State Avg (AR) National Avg Tier Percentile
Members 2,338
+0.6% YoY+0.6% QoQ
-338 2,676
+1.6% YoY
7,947
+7.9% YoY
33,913
+5.7% YoY
58%
Assets $20.3M
-1.2% YoY+1.5% QoQ
$-9.9M $30.2M
+1.3% YoY
$111.4M
+12.6% YoY
$578.3M
+9.0% YoY
48%
Loans $11.7M
-10.8% YoY-0.9% QoQ
$-3.5M $15.3M
-2.0% YoY
$80.4M
+16.0% YoY
$402.4M
+8.7% YoY
56%
Deposits $18.4M
-2.5% YoY+1.5% QoQ
$-7.4M $25.8M
+0.7% YoY
$90.2M
+11.4% YoY
$494.3M
+9.1% YoY
50%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA 0.9%
+97.6% YoY+3.6% QoQ
+0.8% 0.1%
-77.6% YoY
-4.0%
+7873.5% YoY
0.4%
-39.2% YoY
65%
NIM 3.9%
+7.2% YoY-0.6% QoQ
-0.1% 4.0%
+4.0% YoY
4.1%
-8.1% YoY
3.8%
+4.1% YoY
54%
Efficiency Ratio 76.4%
-14.4% YoY-5.9% QoQ
-14.2% 90.6%
+6.5% YoY
125.8%
+36.6% YoY
84.6%
+2.8% YoY
38%
Delinquency Rate 0.8%
+587.0% YoY+11.9% QoQ
-0.7 1.5%
+3.8% YoY
1.6%
+18.4% YoY
1.2%
+3.4% YoY
58%
Loan To Share 63.7%
-8.5% YoY-2.3% QoQ
+5.2% 58.5%
-3.0% YoY
70.8%
-3.6% YoY
65.6%
-1.4% YoY
58%
AMR $12,901
-6.4% YoY-0.1% QoQ
$-2K $14,884
-1.7% YoY
$12,879
+3.3% YoY
$19,920
+1.6% YoY
44%
CD Concentration 25.9%
-24.0% YoY-1.6% QoQ
+1.7% 24.3% 15.4% 19.8% 50%
Indirect Auto % 0.6%
-41.2% YoY-28.8% QoQ
-13.2% 13.8% 2.4% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2508 peers in tier

Top Strengths (2 metrics)

1
First Mortgage Concentration (%)
balance_sheet
Value: 0.00%
Peer Median: 3.66%
#1 of 2508 Top 0.1% in <100M tier
458
Members Per Employee (MPE)
engagement
Value: 467.600
Peer Median: 333.750
#458 of 2508 Top 18.2% in <100M tier

Top Weaknesses (6 metrics)

2244
Net Worth Ratio
risk
Value: 9.07%
Peer Median: 14.28%
#2244 of 2508 Bottom 10.6% in <100M tier
2182
AMR Growth Rate
growth
Value: -6.42%
Peer Median: 1.27%
#2182 of 2508 Bottom 13.0% in <100M tier
2155
Indirect Auto Concentration (%)
balance_sheet
Value: 0.64%
Peer Median: 0.00%
#2155 of 2508 Bottom 14.1% in <100M tier
2006
Loan Growth Rate
growth
Value: -10.80%
Peer Median: -2.36%
#2006 of 2508 Bottom 20.1% in <100M tier
2005
Net Charge-Off Rate
risk
Value: 0.68%
Peer Median: 0.07%
#2005 of 2508 Bottom 20.1% in <100M tier
1918
Share Certificate Concentration (%)
balance_sheet
Value: 25.95%
Peer Median: 12.45%
#1918 of 2508 Bottom 23.6% in <100M tier
Link copied to clipboard!