BlastPoint's Credit Union Scorecard
MCKEESPORT AREA PUBLIC SCHOOL EMP
Charter #2003 · PA
MCKEESPORT AREA PUBLIC SCHOOL EMP has 7 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.46% above tier average
- + Net Interest Margin 1.48% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Loan-to-Share Ratio: Top 1.0% in tier
- + Efficiency Ratio: Top 4.5% in tier
- + Net Worth Ratio: Top 9.5% in tier
Key Concerns
Areas that may need attention
- - Fee Income Per Member: Bottom 8.2% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (PA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
542
+2.8% YoY+0.6% QoQ
|
-2.1K |
2,625
-2.2% YoY
|
17,552
+5.9% YoY
|
33,089
+6.1% YoY
|
Bottom 14.9% in tier |
| Assets |
$4.0M
-1.6% YoY-0.5% QoQ
|
$-25.8M |
$29.9M
+1.1% YoY
|
$283.8M
+10.6% YoY
|
$547.7M
+7.8% YoY
|
16% |
| Loans |
$3.5M
+4.1% YoY-0.8% QoQ
|
$-12.3M |
$15.8M
-2.4% YoY
|
$193.1M
+8.6% YoY
|
$388.7M
+8.6% YoY
|
26% |
| Deposits |
$3.0M
-4.2% YoY-1.4% QoQ
|
$-22.5M |
$25.5M
+0.4% YoY
|
$243.3M
+10.9% YoY
|
$464.6M
+9.3% YoY
|
16% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
2.1%
+3.5% YoY-0.7% QoQ
|
+1.5% |
0.7%
-731.4% YoY
|
0.8%
+22.9% YoY
|
0.7%
+273.4% YoY
|
Top 7.0% in tier |
| NIM |
5.4%
+21.8% YoY+5.3% QoQ
|
+1.5% |
3.9%
+3.8% YoY
|
3.5%
+4.5% YoY
|
3.7%
+5.0% YoY
|
Top 8.3% in tier |
| Efficiency Ratio |
46.5%
-10.8% YoY+1.8% QoQ
|
-34.9% |
81.4%
-2.4% YoY
|
76.2%
-1.5% YoY
|
79.1%
-3.3% YoY
|
Bottom 4.5% in tier |
| Delinquency Rate |
0.1%
-85.2% YoY-94.1% QoQ
|
-1.4 |
1.5%
-2.0% YoY
|
1.3%
-8.2% YoY
|
1.2%
-0.9% YoY
|
20% |
| Loan To Share |
117.0%
+8.7% YoY+0.6% QoQ
|
+55.7% |
61.2%
-3.0% YoY
|
55.4%
-2.3% YoY
|
68.0%
-1.7% YoY
|
Top 1.2% in tier |
| AMR |
$11,830
-2.7% YoY-1.6% QoQ
|
$-3K |
$14,627
-2.7% YoY
|
$16,339
+4.2% YoY
|
$19,418
+1.3% YoY
|
38% |
| CD Concentration |
13.1%
-5.8% YoY+8.3% QoQ
|
-11.3% |
24.4%
+4.2% YoY
|
15.5%
+9.2% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
8.0%
+2.0% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)