BlastPoint's Credit Union Scorecard
MCKEESPORT AREA PUBLIC SCHOOL EMP
Charter #2003 · PA
MCKEESPORT AREA PUBLIC SCHOOL EMP has 5 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 2.57% above tier average
- + Net Interest Margin 1.82% above tier average
- + Loan-to-Share Ratio: Top 0.6% in tier
- + Efficiency Ratio: Top 6.5% in tier
- + Net Worth Ratio: Top 8.7% in tier
Key Concerns
Areas that may need attention
- - Fee Income Per Member: Bottom 9.1% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (PA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
544
+2.3% YoY+0.7% QoQ
|
-2.1K |
2,676
+1.6% YoY
|
18,228
+6.1% YoY
|
33,913
+5.7% YoY
|
Bottom 15.0% in tier |
| Assets |
$4.1M
+1.4% YoY+1.4% QoQ
|
$-26.1M |
$30.2M
+1.3% YoY
|
$307.3M
+11.2% YoY
|
$578.3M
+9.0% YoY
|
16% |
| Loans |
$3.5M
+3.9% YoY+1.8% QoQ
|
$-11.7M |
$15.3M
-2.0% YoY
|
$202.4M
+9.8% YoY
|
$402.4M
+8.7% YoY
|
27% |
| Deposits |
$3.0M
-0.7% YoY+1.0% QoQ
|
$-22.8M |
$25.8M
+0.7% YoY
|
$264.3M
+10.7% YoY
|
$494.3M
+9.1% YoY
|
15% |
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| ROA |
2.7%
+10.4% YoY+47.5% QoQ
|
+2.6% |
0.1%
-77.6% YoY
|
0.8%
+3.2% YoY
|
0.4%
-39.2% YoY
|
Top 2.7% in tier |
| NIM |
5.8%
+10.5% YoY+11.9% QoQ
|
+1.8% |
4.0%
+4.0% YoY
|
3.5%
+3.1% YoY
|
3.8%
+4.1% YoY
|
Top 4.5% in tier |
| Efficiency Ratio |
53.5%
+29.5% YoY-0.5% QoQ
|
-37.2% |
90.6%
+6.5% YoY
|
78.0%
-8.8% YoY
|
84.6%
+2.8% YoY
|
Top 6.5% in tier |
| Delinquency Rate |
0.5%
-69.9% YoY-18.4% QoQ
|
-1.0 |
1.5%
+3.8% YoY
|
1.2%
-7.0% YoY
|
1.2%
+3.4% YoY
|
44% |
| Loan To Share |
117.8%
+4.7% YoY+0.8% QoQ
|
+59.3% |
58.5%
-3.0% YoY
|
52.5%
-2.7% YoY
|
65.6%
-1.4% YoY
|
Top 0.7% in tier |
| AMR |
$12,056
-0.5% YoY+0.7% QoQ
|
$-3K |
$14,884
-1.7% YoY
|
$16,757
+3.3% YoY
|
$19,920
+1.6% YoY
|
39% |
| CD Concentration |
13.8%
+17.3% YoY-4.6% QoQ
|
-10.5% | 24.3% | 15.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 8.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)