BlastPoint's Credit Union Scorecard
FIRST STREET
Charter #20417 · LA
FIRST STREET demonstrates 4 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.70% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
- + Share Certificate Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,336
+1.4% YoY0% QoQ
|
+710 |
2,625
-2.2% YoY
|
9,352
+2.6% YoY
|
33,089
+6.1% YoY
|
72% |
| Assets |
$56.6M
+4.2% YoY+2.6% QoQ
|
+$26.8M |
$29.9M
+1.1% YoY
|
$121.4M
+4.9% YoY
|
$547.7M
+7.8% YoY
|
81% |
| Loans |
$29.4M
-2.3% YoY-0.7% QoQ
|
+$13.6M |
$15.8M
-2.4% YoY
|
$86.9M
+5.1% YoY
|
$388.7M
+8.6% YoY
|
82% |
| Deposits |
$47.2M
+3.3% YoY+2.7% QoQ
|
+$21.8M |
$25.5M
+0.4% YoY
|
$103.9M
+6.5% YoY
|
$464.6M
+9.3% YoY
|
80% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.4%
+16.1% YoY+0.9% QoQ
|
+0.7% |
0.7%
-731.4% YoY
|
0.5%
+1.1% YoY
|
0.7%
+273.4% YoY
|
77% |
| NIM |
2.7%
+12.9% YoY+1.7% QoQ
|
-1.2% |
3.9%
+3.8% YoY
|
4.3%
+3.2% YoY
|
3.7%
+5.0% YoY
|
Bottom 11.3% in tier |
| Efficiency Ratio |
55.8%
-3.7% YoY+0.6% QoQ
|
-25.6% |
81.4%
-2.4% YoY
|
82.9%
-3.6% YoY
|
79.1%
-3.3% YoY
|
Bottom 10.2% in tier |
| Delinquency Rate |
0.1%
+80.7% YoY+350.8% QoQ
|
-1.4 |
1.5%
-2.0% YoY
|
1.8%
-12.2% YoY
|
1.2%
-0.9% YoY
|
22% |
| Loan To Share |
62.1%
-5.4% YoY-3.2% QoQ
|
+0.9% |
61.2%
-3.0% YoY
|
70.9%
-2.6% YoY
|
68.0%
-1.7% YoY
|
51% |
| AMR |
$22,965
-0.3% YoY+1.4% QoQ
|
+$8K |
$14,627
-2.7% YoY
|
$13,297
+2.9% YoY
|
$19,418
+1.3% YoY
|
Top 12.0% in tier |
| CD Concentration | 0.0% | -24.4% |
24.4%
+4.2% YoY
|
15.0%
+9.1% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
5.3%
+10.6% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)