BlastPoint's Credit Union Scorecard
G. C. A.
Charter #20529 · LA
G. C. A. has 2 strengths but faces 6 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.25% above tier average
- + Net Worth Ratio: Top 5.5% in tier
Key Concerns
Areas that may need attention
- - Member decline: -3.6% YoY
- - Deposit Growth Rate: Bottom 3.6% in tier
- - Asset Growth Rate: Bottom 5.6% in tier
- - Loan-to-Member Ratio (LMR): Bottom 7.4% in tier
- - Average Member Relationship (AMR): Bottom 8.7% in tier
- - AMR Growth Rate: Bottom 9.8% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
778
-3.6% YoY-0.5% QoQ
|
-1.9K |
2,676
+1.6% YoY
|
9,512
+2.6% YoY
|
33,913
+5.7% YoY
|
22% |
| Assets |
$4.1M
-9.2% YoY-3.1% QoQ
|
$-26.1M |
$30.2M
+1.3% YoY
|
$128.1M
+5.9% YoY
|
$578.3M
+9.0% YoY
|
16% |
| Loans |
$964,247
-3.4% YoY-2.5% QoQ
|
$-14.3M |
$15.3M
-2.0% YoY
|
$89.6M
+5.7% YoY
|
$402.4M
+8.7% YoY
|
Bottom 11.2% in tier |
| Deposits |
$2.8M
-13.9% YoY-5.2% QoQ
|
$-23.0M |
$25.8M
+0.7% YoY
|
$109.6M
+6.0% YoY
|
$494.3M
+9.1% YoY
|
Bottom 14.7% in tier |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.4%
-72.9% YoY-57.5% QoQ
|
+0.3% |
0.1%
-77.6% YoY
|
0.1%
-79.1% YoY
|
0.4%
-39.2% YoY
|
40% |
| NIM |
3.7%
-17.2% YoY-15.0% QoQ
|
-0.3% |
4.0%
+4.0% YoY
|
4.2%
-0.4% YoY
|
3.8%
+4.1% YoY
|
45% |
| Efficiency Ratio |
89.8%
+29.8% YoY+11.7% QoQ
|
-0.8% |
90.6%
+6.5% YoY
|
88.0%
+2.9% YoY
|
84.6%
+2.8% YoY
|
68% |
| Delinquency Rate |
0.3%
-79.6% YoY-77.9% QoQ
|
-1.2 |
1.5%
+3.8% YoY
|
1.7%
-21.7% YoY
|
1.2%
+3.4% YoY
|
35% |
| Loan To Share |
34.4%
+12.3% YoY+2.9% QoQ
|
-24.1% |
58.5%
-3.0% YoY
|
68.2%
-2.4% YoY
|
65.6%
-1.4% YoY
|
15% |
| AMR |
$4,845
-8.1% YoY-4.0% QoQ
|
$-10K |
$14,884
-1.7% YoY
|
$13,483
+2.5% YoY
|
$19,920
+1.6% YoY
|
Bottom 8.7% in tier |
| CD Concentration |
15.1%
+149.7% YoY+6.4% QoQ
|
-9.2% | 24.3% | 14.9% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)