BlastPoint's Credit Union Scorecard
DAVIESS COUNTY TEACHERS
Charter #20684 · KY
DAVIESS COUNTY TEACHERS has 6 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.96% above tier average
- + Asset Growth Rate: Top 4.8% in tier
- + Deposit Growth Rate: Top 5.6% in tier
- + Total Loans: Top 7.3% in tier
- + Total Deposits: Top 8.7% in tier
- + Total Assets: Top 9.4% in tier
Key Concerns
Areas that may need attention
- - Indirect Auto Concentration (%): Bottom 4.4% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (KY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,432
+1.8% YoY+0.3% QoQ
|
+2.8K |
2,676
+1.6% YoY
|
19,049
+8.0% YoY
|
33,913
+5.7% YoY
|
Top 11.2% in tier |
| Assets |
$75.4M
+12.1% YoY+4.2% QoQ
|
+$45.2M |
$30.2M
+1.3% YoY
|
$318.2M
+13.2% YoY
|
$578.3M
+9.0% YoY
|
Top 9.5% in tier |
| Loans |
$44.0M
-1.1% YoY+1.1% QoQ
|
+$28.8M |
$15.3M
-2.0% YoY
|
$224.2M
+14.2% YoY
|
$402.4M
+8.7% YoY
|
Top 7.3% in tier |
| Deposits |
$66.2M
+12.4% YoY+4.5% QoQ
|
+$40.4M |
$25.8M
+0.7% YoY
|
$268.6M
+13.0% YoY
|
$494.3M
+9.1% YoY
|
Top 8.7% in tier |
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| ROA |
1.1%
-34.6% YoY-14.0% QoQ
|
+1.0% |
0.1%
-77.6% YoY
|
-0.2%
-46.7% YoY
|
0.4%
-39.2% YoY
|
73% |
| NIM |
4.0%
-5.6% YoY+0.1% QoQ
|
+0.0% |
4.0%
+4.0% YoY
|
3.3%
-7.9% YoY
|
3.8%
+4.1% YoY
|
57% |
| Efficiency Ratio |
62.8%
+4.5% YoY-1.0% QoQ
|
-27.9% |
90.6%
+6.5% YoY
|
83.1%
-14.8% YoY
|
84.6%
+2.8% YoY
|
15% |
| Delinquency Rate |
0.6%
-19.0% YoY+15.4% QoQ
|
-0.9 |
1.5%
+3.8% YoY
|
0.9%
-11.3% YoY
|
1.2%
+3.4% YoY
|
50% |
| Loan To Share |
66.5%
-12.1% YoY-3.3% QoQ
|
+8.0% |
58.5%
-3.0% YoY
|
64.5%
+0.1% YoY
|
65.6%
-1.4% YoY
|
62% |
| AMR |
$20,289
+4.7% YoY+2.8% QoQ
|
+$5K |
$14,884
-1.7% YoY
|
$17,696
+5.9% YoY
|
$19,920
+1.6% YoY
|
79% |
| CD Concentration |
27.8%
+10.1% YoY-0.6% QoQ
|
+3.5% | 24.3% | 22.8% | 19.8% | 50% |
| Indirect Auto % |
27.0%
-13.6% YoY-3.4% QoQ
|
+13.2% | 13.8% | 7.7% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)