BlastPoint's Credit Union Scorecard
METRO REALTORS
Charter #20857 · NY
METRO REALTORS faces 8 concerns requiring attention
Key Strengths
Areas where this CU excels compared to peers
No key strengths identified
Key Concerns
Areas that may need attention
- - ROA 3.08% below tier average
- - Efficiency ratio 104.09% above tier (higher cost structure)
- - Member decline: -9.9% YoY
- - First Mortgage Concentration (%): Bottom 4.6% in tier
- - Asset Growth Rate: Bottom 4.7% in tier
- - Net Interest Margin (NIM): Bottom 6.3% in tier
- - Member Growth Rate: Bottom 6.3% in tier
- - Share Certificate Concentration (%): Bottom 6.7% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,599
-9.9% YoY-1.4% QoQ
|
-1.1K |
2,676
+1.6% YoY
|
27,572
+9.2% YoY
|
33,913
+5.7% YoY
|
43% |
| Assets |
$11.1M
-9.8% YoY+0.2% QoQ
|
$-19.1M |
$30.2M
+1.3% YoY
|
$497.6M
+8.1% YoY
|
$578.3M
+9.0% YoY
|
34% |
| Loans |
$8.2M
-18.4% YoY-6.2% QoQ
|
$-7.1M |
$15.3M
-2.0% YoY
|
$329.7M
+7.8% YoY
|
$402.4M
+8.7% YoY
|
46% |
| Deposits |
$10.0M
-9.5% YoY+1.1% QoQ
|
$-15.8M |
$25.8M
+0.7% YoY
|
$425.1M
+7.9% YoY
|
$494.3M
+9.1% YoY
|
36% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
-2.9%
+1082.3% YoY+121.3% QoQ
|
-3.1% |
0.1%
-77.6% YoY
|
0.7%
-43.8% YoY
|
0.4%
-39.2% YoY
|
Bottom 3.5% in tier |
| NIM |
2.3%
-19.5% YoY-27.8% QoQ
|
-1.7% |
4.0%
+4.0% YoY
|
3.5%
-2.6% YoY
|
3.8%
+4.1% YoY
|
Bottom 6.2% in tier |
| Efficiency Ratio |
194.7%
+65.5% YoY+43.9% QoQ
|
+104.1% |
90.6%
+6.5% YoY
|
81.8%
+0.3% YoY
|
84.6%
+2.8% YoY
|
Bottom 1.8% in tier |
| Delinquency Rate |
0.7%
-71.2% YoY-67.0% QoQ
|
-0.8 |
1.5%
+3.8% YoY
|
1.5%
-10.1% YoY
|
1.2%
+3.4% YoY
|
50% |
| Loan To Share |
82.1%
-9.9% YoY-7.3% QoQ
|
+23.6% |
58.5%
-3.0% YoY
|
58.9%
-2.1% YoY
|
65.6%
-1.4% YoY
|
84% |
| AMR |
$11,331
-4.3% YoY-1.0% QoQ
|
$-4K |
$14,884
-1.7% YoY
|
$19,395
-21.8% YoY
|
$19,920
+1.6% YoY
|
35% |
| CD Concentration |
41.3%
+4.4% YoY+1.6% QoQ
|
+17.1% | 24.3% | 16.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 2.6% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)