BlastPoint's Credit Union Scorecard

MEDISYS EMPLOYEES

Charter #20885 · NY

<100M

2508 CUs in <100M nationally 179 in NY

MEDISYS EMPLOYEES demonstrates 2 strengths

National Analysis

How does the industry compare?

NY Analysis

How does NY stack up?

Key Strengths

Areas where this CU excels compared to peers

+ ROA 0.76% above tier average
+ Net Interest Margin 0.55% above tier average

Key Concerns

Areas that may need attention

No key concerns identified

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (NY)	National Avg	Tier Percentile
Members	3,506 +1.9% YoY+0.2% QoQ	+829	2,676 +1.6% YoY	27,572 +9.2% YoY	33,913 +5.7% YoY	74%
Assets	$33.5M +1.9% YoY+2.7% QoQ	+$3.3M	$30.2M +1.3% YoY	$497.6M +8.1% YoY	$578.3M +9.0% YoY	63%
Loans	$9.5M -2.0% YoY-6.2% QoQ	$-5.8M	$15.3M -2.0% YoY	$329.7M +7.8% YoY	$402.4M +8.7% YoY	50%
Deposits	$30.4M +1.0% YoY+2.5% QoQ	+$4.6M	$25.8M +0.7% YoY	$425.1M +7.9% YoY	$494.3M +9.1% YoY	65%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA	0.9% +23.1% QoQ	+0.8%	0.1% -77.6% YoY	0.7% -43.8% YoY	0.4% -39.2% YoY	65%
NIM	4.6% +18.8% YoY+10.2% QoQ	+0.5%	4.0% +4.0% YoY	3.5% -2.6% YoY	3.8% +4.1% YoY	78%
Efficiency Ratio	74.1% -13.1% YoY-3.1% QoQ	-16.5%	90.6% +6.5% YoY	81.8% +0.3% YoY	84.6% +2.8% YoY	33%
Delinquency Rate	0.4% +46.7% YoY+7.1% QoQ	-1.1	1.5% +3.8% YoY	1.5% -10.1% YoY	1.2% +3.4% YoY	41%
Loan To Share	31.2% -2.9% YoY-8.5% QoQ	-27.3%	58.5% -3.0% YoY	58.9% -2.1% YoY	65.6% -1.4% YoY	Bottom 12.5% in tier
AMR	$11,368 -1.6% YoY+0.2% QoQ	$-4K	$14,884 -1.7% YoY	$19,395 -21.8% YoY	$19,920 +1.6% YoY	35%
CD Concentration	7.9% -8.9% YoY-2.9% QoQ	-16.4%	24.3%	16.4%	19.8%	50%
Indirect Auto %	4.0% -32.1% YoY-4.1% QoQ	-9.8%	13.8%	2.6%	7.7%	50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 2508 peers in tier

Top Strengths (3 metrics)

356

Members Per Employee (MPE)

engagement

Value: 500.857

Peer Median: 333.750

#356 of 2508 Top 14.2% in <100M tier

439

Member Growth Rate

growth

Value: 1.89%

Peer Median: -1.37%

#439 of 2508 Top 17.5% in <100M tier

544

Net Interest Margin (NIM)

profitability

Value: 4.55%

Peer Median: 3.83%

#544 of 2508 Top 21.7% in <100M tier

Top Weaknesses (5 metrics)

2225

Indirect Auto Concentration (%)

balance_sheet

Value: 4.03%

Peer Median: 0.00%

#2225 of 2508 Bottom 11.3% in <100M tier

2216

Net Worth Ratio

risk

Value: 9.20%

Peer Median: 14.28%

#2216 of 2508 Bottom 11.7% in <100M tier

2192

Loan-to-Share Ratio

balance_sheet

Value: 31.25%

Peer Median: 58.72%

#2192 of 2508 Bottom 12.6% in <100M tier

2045

Net Charge-Off Rate

risk

Value: 0.78%

Peer Median: 0.07%

#2045 of 2508 Bottom 18.5% in <100M tier

1974

Loan-to-Member Ratio (LMR)

engagement

Value: $2,706

Peer Median: $4,923

#1974 of 2508 Bottom 21.3% in <100M tier