BlastPoint's Credit Union Scorecard
REGIONAL MEDICAL CTR HOPKINS CO EMP
Charter #21126 · KY
REGIONAL MEDICAL CTR HOPKINS CO EMP has 1 strength but faces 2 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.44% above tier average
Key Concerns
Areas that may need attention
- - ROA 0.39% below tier average
- - Member decline: -3.8% YoY
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 34 that size in Kentucky.
- Shares and deposits -2.8% year over year ($8.0M in shares and deposits).
- Membership: 1,327 members, -3.8% vs a year ago.
- Delinquency rate 0.25%.
- Return on assets 1.10%.
- Efficiency ratio 75.93% vs a 88.77% peer average.
- Loan-to-share ratio 63.37% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (KY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,327
-3.8% YoY-0.2% QoQ
|
-1.3K |
2,585
-1.7% YoY
|
19,704
+8.5% YoY
|
34,678
+6.6% YoY
|
37% |
| Assets |
$9.3M
-1.2% YoY-2.5% QoQ
|
$-21.0M |
$30.3M
+1.5% YoY
|
$329.2M
+13.7% YoY
|
$593.1M
+10.2% YoY
|
30% |
| Loans |
$5.1M
+0.1% YoY-0.6% QoQ
|
$-10.4M |
$15.5M
-1.7% YoY
|
$234.8M
+15.2% YoY
|
$418.6M
+10.1% YoY
|
35% |
| Deposits |
$8.0M
-2.8% YoY-3.2% QoQ
|
$-17.8M |
$25.8M
+1.1% YoY
|
$276.9M
+13.5% YoY
|
$504.8M
+10.3% YoY
|
31% |
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| ROA |
1.1%
-32.9% YoY-9.0% QoQ
|
-0.4% |
1.5%
+241.5% YoY
|
1.2%
+141.8% YoY
|
1.2%
+121.4% YoY
|
65% |
| NIM |
4.3%
-9.1% YoY+1.4% QoQ
|
+0.4% |
3.9%
+0.9% YoY
|
3.7%
+2.3% YoY
|
3.8%
+2.3% YoY
|
71% |
| Efficiency Ratio |
75.9%
+15.3% YoY+3.5% QoQ
|
-12.8% |
88.8%
-6.9% YoY
|
83.2%
+1.5% YoY
|
83.0%
-5.3% YoY
|
38% |
| Delinquency Rate |
0.3%
-3.4% QoQ
|
-1.3 |
1.5%
+2.1% YoY
|
1.1%
+18.9% YoY
|
1.3%
+2.6% YoY
|
29% |
| Loan To Share |
63.4%
+3.0% YoY+2.7% QoQ
|
+4.5% |
58.9%
-3.1% YoY
|
64.3%
-0.2% YoY
|
66.4%
-1.4% YoY
|
57% |
| AMR |
$9,876
+2.2% YoY-2.0% QoQ
|
$-5K |
$14,963
-6.8% YoY
|
$17,761
+5.3% YoY
|
$20,028
-0.9% YoY
|
27% |
| CD Concentration |
10.2%
+170.5% YoY+25.2% QoQ
|
-14.3% | 24.6% | 23.1% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 7.6% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)