BlastPoint's Credit Union Scorecard
REGIONAL MEDICAL CTR HOPKINS CO EMP
Charter #21126 · KY
REGIONAL MEDICAL CTR HOPKINS CO EMP has 5 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.89% above tier average
- + Net Interest Margin 0.90% above tier average
- + Total Delinquency Rate (60+ days): Top 0.0% in tier
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - Member decline: -3.7% YoY
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (KY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,349
-3.7% YoY-1.0% QoQ
|
-1.3K |
2,615
-1.9% YoY
|
18,352
+6.1% YoY
|
33,374
+5.7% YoY
|
37% |
| Assets |
$9.0M
+0.2% YoY-5.5% QoQ
|
$-21.1M |
$30.1M
+2.1% YoY
|
$297.6M
+11.0% YoY
|
$561.6M
+9.7% YoY
|
30% |
| Loans |
$5.4M
+7.6% YoY-3.0% QoQ
|
$-10.4M |
$15.8M
-1.3% YoY
|
$214.0M
+12.0% YoY
|
$397.0M
+8.8% YoY
|
36% |
| Deposits |
$7.8M
-1.6% YoY-6.5% QoQ
|
$-17.9M |
$25.7M
+1.4% YoY
|
$249.6M
+10.9% YoY
|
$477.3M
+9.7% YoY
|
31% |
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| ROA |
1.5%
-12.7% YoY-15.0% QoQ
|
+0.9% |
0.6%
+10.8% YoY
|
0.3%
-193.7% YoY
|
0.7%
+15.9% YoY
|
84% |
| NIM |
4.9%
+1.0% YoY+1.6% QoQ
|
+0.9% |
4.0%
+4.0% YoY
|
3.7%
-0.4% YoY
|
3.8%
+5.1% YoY
|
83% |
| Efficiency Ratio |
69.7%
+9.3% YoY+9.5% QoQ
|
-12.9% |
82.6%
-2.3% YoY
|
85.5%
-17.8% YoY
|
79.7%
-3.3% YoY
|
27% |
| Delinquency Rate | 0.0% | -1.6 |
1.6%
-3.1% YoY
|
1.1%
-5.8% YoY
|
1.3%
-2.1% YoY
|
Bottom 0.0% in tier |
| Loan To Share |
69.1%
+9.3% YoY+3.8% QoQ
|
+8.5% |
60.6%
-3.1% YoY
|
65.9%
-3.9% YoY
|
67.4%
-1.7% YoY
|
63% |
| AMR |
$9,746
+5.9% YoY-4.2% QoQ
|
$-5K |
$14,783
-1.4% YoY
|
$17,204
+6.4% YoY
|
$19,687
+2.0% YoY
|
27% |
| CD Concentration |
7.8%
+95.5% YoY+101.9% QoQ
|
-16.7% | 24.4% | 22.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.7% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)