BlastPoint's Credit Union Scorecard
REGIONAL MEDICAL CTR HOPKINS CO EMP
Charter #21126 · KY
REGIONAL MEDICAL CTR HOPKINS CO EMP has 5 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.09% above tier average
- + Net Interest Margin 0.85% above tier average
- + Total Delinquency Rate (60+ days): Top 0.0% in tier
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - Member decline: -3.5% YoY
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (KY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,362
-3.5% YoY-1.3% QoQ
|
-1.3K |
2,625
-2.2% YoY
|
18,350
+6.5% YoY
|
33,089
+6.1% YoY
|
37% |
| Assets |
$9.6M
+2.5% YoY+1.2% QoQ
|
$-20.3M |
$29.9M
+1.1% YoY
|
$291.9M
+10.4% YoY
|
$547.7M
+7.8% YoY
|
31% |
| Loans |
$5.5M
+5.1% YoY+9.1% QoQ
|
$-10.2M |
$15.8M
-2.4% YoY
|
$208.5M
+10.3% YoY
|
$388.7M
+8.6% YoY
|
37% |
| Deposits |
$8.3M
+1.0% YoY+0.8% QoQ
|
$-17.1M |
$25.5M
+0.4% YoY
|
$245.3M
+10.3% YoY
|
$464.6M
+9.3% YoY
|
33% |
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| ROA |
1.8%
-2.2% YoY+8.5% QoQ
|
+1.1% |
0.7%
-731.4% YoY
|
0.2%
-216.5% YoY
|
0.7%
+273.4% YoY
|
Top 13.0% in tier |
| NIM |
4.8%
+1.0% YoY+0.1% QoQ
|
+0.8% |
3.9%
+3.8% YoY
|
3.6%
+4.6% YoY
|
3.7%
+5.0% YoY
|
81% |
| Efficiency Ratio |
63.6%
+2.5% YoY-3.4% QoQ
|
-17.8% |
81.4%
-2.4% YoY
|
85.0%
-21.4% YoY
|
79.1%
-3.3% YoY
|
19% |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
-2.0% YoY
|
0.8%
-26.3% YoY
|
1.2%
-0.9% YoY
|
Bottom 0.0% in tier |
| Loan To Share |
66.6%
+4.1% YoY+8.2% QoQ
|
+5.3% |
61.2%
-3.0% YoY
|
65.5%
-4.4% YoY
|
68.0%
-1.7% YoY
|
57% |
| AMR |
$10,174
+6.4% YoY+5.3% QoQ
|
$-4K |
$14,627
-2.7% YoY
|
$16,917
+3.2% YoY
|
$19,418
+1.3% YoY
|
30% |
| CD Concentration |
3.8%
+60.9% YoY+1.8% QoQ
|
-20.6% |
24.4%
+4.2% YoY
|
22.1%
-0.3% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
7.8%
-3.4% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)