BlastPoint's Credit Union Scorecard
DILLARD'S
Charter #21268 · AR
DILLARD'S has 1 strength but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Members Per Employee (MPE): Top 5.5% in tier
Key Concerns
Areas that may need attention
- - ROA 0.26% below tier average
- - Member decline: -5.3% YoY
- - Indirect Auto Concentration (%): Bottom 9.5% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 42 that size in Arkansas.
- Shares and deposits +2.8% year over year ($21.6M in shares and deposits).
- Membership: 3,351 members, -5.3% vs a year ago.
- Delinquency rate 0.06%.
- Return on assets 1.23%.
- Efficiency ratio 69.39% vs a 88.77% peer average.
- Loan-to-share ratio 39.05% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (AR) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,351
-5.3% YoY-2.5% QoQ
|
+765 |
2,585
-1.7% YoY
|
8,161
+10.4% YoY
|
34,678
+6.6% YoY
|
72% |
| Assets |
$24.8M
+3.7% YoY-2.8% QoQ
|
$-5.4M |
$30.3M
+1.5% YoY
|
$115.8M
+17.0% YoY
|
$593.1M
+10.2% YoY
|
54% |
| Loans |
$8.4M
-1.1% YoY+4.8% QoQ
|
$-7.0M |
$15.5M
-1.7% YoY
|
$84.2M
+19.9% YoY
|
$418.6M
+10.1% YoY
|
47% |
| Deposits |
$21.6M
+2.8% YoY-3.5% QoQ
|
$-4.2M |
$25.8M
+1.1% YoY
|
$93.4M
+13.5% YoY
|
$504.8M
+10.3% YoY
|
54% |
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| ROA |
1.2%
-13.7% YoY-8.6% QoQ
|
-0.3% |
1.5%
+241.5% YoY
|
1.6%
+705.7% YoY
|
1.2%
+121.4% YoY
|
71% |
| NIM |
3.7%
-2.8% YoY+1.4% QoQ
|
-0.2% |
3.9%
+0.9% YoY
|
4.1%
-5.5% YoY
|
3.8%
+2.3% YoY
|
44% |
| Efficiency Ratio |
69.4%
+8.6% YoY+6.3% QoQ
|
-19.4% |
88.8%
-6.9% YoY
|
86.5%
+3.6% YoY
|
83.0%
-5.3% YoY
|
25% |
| Delinquency Rate |
0.1%
-63.3% YoY-17.2% QoQ
|
-1.5 |
1.5%
+2.1% YoY
|
1.9%
+36.9% YoY
|
1.3%
+2.6% YoY
|
17% |
| Loan To Share |
39.0%
-3.8% YoY+8.6% QoQ
|
-19.8% |
58.9%
-3.1% YoY
|
71.8%
-1.2% YoY
|
66.4%
-1.4% YoY
|
20% |
| AMR |
$8,948
+7.3% YoY+1.2% QoQ
|
$-6K |
$14,963
-6.8% YoY
|
$12,982
+3.9% YoY
|
$20,028
-0.9% YoY
|
22% |
| CD Concentration |
0.0%
-73.2% YoY
|
-24.5% | 24.6% | 15.4% | 20.0% | 50% |
| Indirect Auto % |
8.3%
-40.0% YoY-17.7% QoQ
|
-5.4% | 13.6% | 2.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)