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BlastPoint's Credit Union Scorecard

DOMINO

Charter #21383 · TX

<100M
2437 CUs in <100M nationally 239 in TX

DOMINO demonstrates 6 strengths

Key Strengths

Areas where this CU excels compared to peers

  • + ROA 0.47% above tier average
  • + Net Interest Margin 0.09% above tier average
  • + Fee Income Per Member: Top 1.5% in tier
  • + Total Assets: Top 5.0% in tier
  • + Total Deposits: Top 6.6% in tier
  • + Loan Growth Rate: Top 8.9% in tier

Key Concerns

Areas that may need attention

No key concerns identified

NEW · Q2 2026 RECAP

Your Quarter, Wrapped

A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.

Q2 2026 at a glance

  • One of 2,437 credit unions with under $100M in assets nationally, and 1 of 239 that size in Texas.
  • Shares and deposits +3.0% year over year ($71.0M in shares and deposits).
  • Membership: 5,248 members, +0.2% vs a year ago.
  • Delinquency rate 0.35%.
  • Return on assets 1.96%.
  • Efficiency ratio 65.50% vs a 88.77% peer average.
  • Loan-to-share ratio 53.94% vs a 58.89% peer average.

Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.

Core Metrics

As of 2026-Q2

Metric Current vs Tier Tier Avg State Avg (TX) National Avg Tier Percentile
Members 5,248
+0.2% YoY+1.1% QoQ
+2.7K 2,585
-1.7% YoY
27,284
+2.5% YoY
34,678
+6.6% YoY
Top 11.9% in tier
Assets $86.6M
+4.5% YoY+1.2% QoQ
+$56.3M $30.3M
+1.5% YoY
$429.8M
+5.9% YoY
$593.1M
+10.2% YoY
Top 5.0% in tier
Loans $38.3M
+11.1% YoY+5.7% QoQ
+$22.9M $15.5M
-1.7% YoY
$305.6M
+4.5% YoY
$418.6M
+10.1% YoY
Top 11.2% in tier
Deposits $71.0M
+3.0% YoY+0.7% QoQ
+$45.2M $25.8M
+1.1% YoY
$357.0M
+5.3% YoY
$504.8M
+10.3% YoY
Top 6.6% in tier

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Tier 1
50+ financial metrics with peer benchmarks
Performance signatures (strengths & concerns)
AI-generated insights and rankings

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ROA 2.0%
+74.6% YoY-3.3% QoQ
+0.5% 1.5%
+241.5% YoY
1.4%
-298.3% YoY
1.2%
+121.4% YoY
Top 10.1% in tier
NIM 4.0%
+4.2% YoY+1.3% QoQ
+0.1% 3.9%
+0.9% YoY
3.9%
+2.6% YoY
3.8%
+2.3% YoY
56%
Efficiency Ratio 65.5%
-12.0% YoY-1.5% QoQ
-23.3% 88.8%
-6.9% YoY
89.3%
-7.8% YoY
83.0%
-5.3% YoY
18%
Delinquency Rate 0.4%
-22.0% YoY+537.9% QoQ
-1.2 1.5%
+2.1% YoY
1.3%
+10.3% YoY
1.3%
+2.6% YoY
34%
Loan To Share 53.9%
+7.9% YoY+5.0% QoQ
-5.0% 58.9%
-3.1% YoY
70.0%
-2.3% YoY
66.4%
-1.4% YoY
43%
AMR $20,833
+5.5% YoY+1.3% QoQ
+$6K $14,963
-6.8% YoY
$17,919
+2.5% YoY
$20,028
-0.9% YoY
81%
CD Concentration 33.7%
-0.4% YoY+1.3% QoQ
+9.1% 24.6% 21.6% 20.0% 50%
Indirect Auto % 6.4% -7.2% 13.6% 6.9% 7.7% 50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)

Comparing against 2437 peers in tier

Top Strengths (11 metrics)

38
Fee Income Per Member
profitability
Value: $303.60
Peer Median: $63.89
#38 of 2437 Top 1.5% in <100M tier
122
Total Assets
balance_sheet
Value: $86.61M
Peer Median: $21.91M
#122 of 2437 Top 5.0% in <100M tier
161
Total Deposits
balance_sheet
Value: $71.02M
Peer Median: $18.69M
#161 of 2437 Top 6.6% in <100M tier
217
Loan Growth Rate
growth
Value: 11.13%
Peer Median: -2.63%
#217 of 2437 Top 8.9% in <100M tier
246
Return on Assets (ROA)
profitability
Value: 1.96%
Peer Median: 0.81%
#246 of 2437 Top 10.1% in <100M tier
272
Total Loans
balance_sheet
Value: $38.31M
Peer Median: $9.49M
#272 of 2437 Top 11.1% in <100M tier
289
Total Members
engagement
Value: 5,248
Peer Median: 1,902
#289 of 2437 Top 11.8% in <100M tier
445
Efficiency Ratio
profitability
Value: 65.50%
Peer Median: 80.65%
#445 of 2437 Top 18.2% in <100M tier
472
Average Member Relationship (AMR)
engagement
Value: $20,833
Peer Median: $13,967
#472 of 2437 Top 19.3% in <100M tier
557
AMR Growth Rate
growth
Value: 5.49%
Peer Median: 1.04%
#557 of 2437 Top 22.8% in <100M tier

Top Weaknesses (3 metrics)

2190
Indirect Auto Concentration (%)
balance_sheet
Value: 6.40%
Peer Median: 0.00%
#2190 of 2437 Bottom 10.2% in <100M tier
2111
Share Certificate Concentration (%)
balance_sheet
Value: 33.67%
Peer Median: 12.77%
#2111 of 2437 Bottom 13.4% in <100M tier
1848
First Mortgage Concentration (%)
balance_sheet
Value: 26.57%
Peer Median: 3.59%
#1848 of 2437 Bottom 24.2% in <100M tier
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