BlastPoint's Credit Union Scorecard
UKRAINIAN SELFRELIANCE OF WEST. PA.
Charter #21530 · PA
UKRAINIAN SELFRELIANCE OF WEST. PA. has 1 strength but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.32% above tier average
Key Concerns
Areas that may need attention
- - ROA 0.96% below tier average
- - Efficiency ratio 15.95% above tier (higher cost structure)
- - Delinquency rate 0.55% above tier average
- - Indirect Auto Concentration (%): Bottom 7.2% in tier
- - Share Certificate Concentration (%): Bottom 8.2% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 183 that size in Pennsylvania.
- Shares and deposits +4.6% year over year ($6.0M in shares and deposits).
- Membership: 814 members, +2.3% vs a year ago.
- Delinquency rate 2.10%.
- Return on assets 0.54%.
- Efficiency ratio 104.72% vs a 88.77% peer average.
- Loan-to-share ratio 72.26% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (PA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
814
+2.3% YoY-0.5% QoQ
|
-1.8K |
2,585
-1.7% YoY
|
18,280
+5.8% YoY
|
34,678
+6.6% YoY
|
23% |
| Assets |
$6.7M
+2.9% YoY-0.0% QoQ
|
$-23.5M |
$30.3M
+1.5% YoY
|
$308.6M
+9.9% YoY
|
$593.1M
+10.2% YoY
|
24% |
| Loans |
$4.4M
-8.8% YoY-7.2% QoQ
|
$-11.1M |
$15.5M
-1.7% YoY
|
$207.1M
+9.1% YoY
|
$418.6M
+10.1% YoY
|
31% |
| Deposits |
$6.0M
+4.6% YoY+0.0% QoQ
|
$-19.8M |
$25.8M
+1.1% YoY
|
$264.2M
+9.3% YoY
|
$504.8M
+10.3% YoY
|
26% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.5%
-372.8% YoY-154.5% QoQ
|
-1.0% |
1.5%
+241.5% YoY
|
1.0%
+23.3% YoY
|
1.2%
+121.4% YoY
|
34% |
| NIM |
4.2%
-3.4% YoY+0.4% QoQ
|
+0.3% |
3.9%
+0.9% YoY
|
3.5%
+2.1% YoY
|
3.8%
+2.3% YoY
|
66% |
| Efficiency Ratio |
104.7%
+6.7% YoY-7.0% QoQ
|
+15.9% |
88.8%
-6.9% YoY
|
76.6%
-2.6% YoY
|
83.0%
-5.3% YoY
|
Bottom 10.7% in tier |
| Delinquency Rate |
2.1%
+528.5% YoY+30.1% QoQ
|
+0.5 |
1.5%
+2.1% YoY
|
1.2%
-8.4% YoY
|
1.3%
+2.6% YoY
|
80% |
| Loan To Share |
72.3%
-12.8% YoY-7.2% QoQ
|
+13.4% |
58.9%
-3.1% YoY
|
53.4%
-2.0% YoY
|
66.4%
-1.4% YoY
|
70% |
| AMR |
$12,775
-3.7% YoY-2.7% QoQ
|
$-2K |
$14,963
-6.8% YoY
|
$16,967
+3.7% YoY
|
$20,028
-0.9% YoY
|
43% |
| CD Concentration |
39.5%
+5.5% YoY-0.8% QoQ
|
+15.0% | 24.6% | 15.6% | 20.0% | 50% |
| Indirect Auto % |
13.3%
+66.3% YoY-3.6% QoQ
|
-0.4% | 13.6% | 8.4% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)