BlastPoint's Credit Union Scorecard
UKRAINIAN SELFRELIANCE OF WEST. PA.
Charter #21530 · PA
UKRAINIAN SELFRELIANCE OF WEST. PA. has 1 strength but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.19% above tier average
Key Concerns
Areas that may need attention
- - ROA 1.13% below tier average
- - Efficiency ratio 21.98% above tier (higher cost structure)
- - Delinquency rate 0.11% above tier average
- - Indirect Auto Concentration (%): Bottom 7.1% in tier
- - Share Certificate Concentration (%): Bottom 7.9% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (PA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
818
+3.5% YoY+1.1% QoQ
|
-1.9K |
2,676
+1.6% YoY
|
18,228
+6.1% YoY
|
33,913
+5.7% YoY
|
24% |
| Assets |
$6.7M
+4.9% YoY+3.4% QoQ
|
$-23.5M |
$30.2M
+1.3% YoY
|
$307.3M
+11.2% YoY
|
$578.3M
+9.0% YoY
|
24% |
| Loans |
$4.7M
+1.4% YoY-1.3% QoQ
|
$-10.6M |
$15.3M
-2.0% YoY
|
$202.4M
+9.8% YoY
|
$402.4M
+8.7% YoY
|
33% |
| Deposits |
$6.0M
+6.8% YoY+4.2% QoQ
|
$-19.7M |
$25.8M
+0.7% YoY
|
$264.3M
+10.7% YoY
|
$494.3M
+9.1% YoY
|
26% |
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| ROA |
-1.0%
+651.4% YoY+9.1% QoQ
|
-1.1% |
0.1%
-77.6% YoY
|
0.8%
+3.2% YoY
|
0.4%
-39.2% YoY
|
Bottom 8.5% in tier |
| NIM |
4.2%
-3.7% YoY-6.2% QoQ
|
+0.2% |
4.0%
+4.0% YoY
|
3.5%
+3.1% YoY
|
3.8%
+4.1% YoY
|
67% |
| Efficiency Ratio |
112.6%
+9.8% YoY+13.0% QoQ
|
+22.0% |
90.6%
+6.5% YoY
|
78.0%
-8.8% YoY
|
84.6%
+2.8% YoY
|
Bottom 8.5% in tier |
| Delinquency Rate |
1.6%
+844.0% YoY+112.7% QoQ
|
+0.1 |
1.5%
+3.8% YoY
|
1.2%
-7.0% YoY
|
1.2%
+3.4% YoY
|
76% |
| Loan To Share |
77.9%
-5.0% YoY-5.2% QoQ
|
+19.4% |
58.5%
-3.0% YoY
|
52.5%
-2.7% YoY
|
65.6%
-1.4% YoY
|
79% |
| AMR |
$13,126
+0.8% YoY+0.6% QoQ
|
$-2K |
$14,884
-1.7% YoY
|
$16,757
+3.3% YoY
|
$19,920
+1.6% YoY
|
46% |
| CD Concentration |
39.8%
+9.9% YoY+3.9% QoQ
|
+15.6% | 24.3% | 15.4% | 19.8% | 50% |
| Indirect Auto % |
13.8%
+53.8% YoY-10.8% QoQ
|
+0.0% | 13.8% | 8.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)