BlastPoint's Credit Union Scorecard
NORTHWESTERN ENERGY EMPLOYEES
Charter #21609 · MT
NORTHWESTERN ENERGY EMPLOYEES demonstrates 2 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.33% above tier average
- + Net Interest Margin 0.13% above tier average
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MT) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,889
-0.3% YoY-0.1% QoQ
|
+212 |
2,676
+1.6% YoY
|
10,888
+4.4% YoY
|
33,913
+5.7% YoY
|
66% |
| Assets |
$35.3M
+3.0% YoY+4.4% QoQ
|
+$5.1M |
$30.2M
+1.3% YoY
|
$199.2M
+7.2% YoY
|
$578.3M
+9.0% YoY
|
65% |
| Loans |
$27.0M
+2.0% YoY-1.7% QoQ
|
+$11.7M |
$15.3M
-2.0% YoY
|
$130.6M
+6.8% YoY
|
$402.4M
+8.7% YoY
|
80% |
| Deposits |
$31.2M
+2.6% YoY+4.5% QoQ
|
+$5.4M |
$25.8M
+0.7% YoY
|
$171.8M
+7.2% YoY
|
$494.3M
+9.1% YoY
|
66% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.5%
-46.6% YoY-48.1% QoQ
|
+0.3% |
0.1%
-77.6% YoY
|
0.8%
+356.3% YoY
|
0.4%
-39.2% YoY
|
44% |
| NIM |
4.1%
-0.2% YoY-5.1% QoQ
|
+0.1% |
4.0%
+4.0% YoY
|
3.6%
+0.6% YoY
|
3.8%
+4.1% YoY
|
64% |
| Efficiency Ratio |
87.4%
+6.8% YoY+8.9% QoQ
|
-3.2% |
90.6%
+6.5% YoY
|
77.3%
-4.1% YoY
|
84.6%
+2.8% YoY
|
64% |
| Delinquency Rate |
0.1%
+17.0% YoY-37.7% QoQ
|
-1.4 |
1.5%
+3.8% YoY
|
0.9%
-3.4% YoY
|
1.2%
+3.4% YoY
|
23% |
| Loan To Share |
86.4%
-0.5% YoY-6.0% QoQ
|
+27.9% |
58.5%
-3.0% YoY
|
64.8%
-3.7% YoY
|
65.6%
-1.4% YoY
|
Top 11.0% in tier |
| AMR |
$20,152
+2.6% YoY+1.6% QoQ
|
+$5K |
$14,884
-1.7% YoY
|
$22,075
+3.7% YoY
|
$19,920
+1.6% YoY
|
78% |
| CD Concentration |
4.2%
+46.5% QoQ
|
-20.1% | 24.3% | 18.1% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.6% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)