BlastPoint's Credit Union Scorecard
MARSHALL COUNTY
Charter #21713 · WV
MARSHALL COUNTY demonstrates 3 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.95% above tier average
- + Net Interest Margin 0.05% above tier average
- + Efficiency Ratio: Top 2.4% in tier
Key Concerns
Areas that may need attention
No key concerns identified
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 63 that size in West Virginia.
- Shares and deposits +0.9% year over year ($22.8M in shares and deposits).
- Membership: 2,511 members, -0.8% vs a year ago.
- Delinquency rate 0.12%.
- Return on assets 2.44%.
- Efficiency ratio 44.47% vs a 88.77% peer average.
- Loan-to-share ratio 43.69% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (WV) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,511
-0.8% YoY+0.8% QoQ
|
-74 |
2,585
-1.7% YoY
|
5,079
-0.5% YoY
|
34,678
+6.6% YoY
|
61% |
| Assets |
$26.8M
+3.4% YoY-0.6% QoQ
|
$-3.4M |
$30.3M
+1.5% YoY
|
$71.2M
+3.6% YoY
|
$593.1M
+10.2% YoY
|
56% |
| Loans |
$10.0M
+5.6% YoY+2.6% QoQ
|
$-5.5M |
$15.5M
-1.7% YoY
|
$38.5M
+1.2% YoY
|
$418.6M
+10.1% YoY
|
52% |
| Deposits |
$22.8M
+0.9% YoY-1.5% QoQ
|
$-3.0M |
$25.8M
+1.1% YoY
|
$60.8M
+2.9% YoY
|
$504.8M
+10.3% YoY
|
56% |
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| ROA |
2.4%
+3.4% YoY+6.7% QoQ
|
+1.0% |
1.5%
+241.5% YoY
|
1.1%
+25.0% YoY
|
1.2%
+121.4% YoY
|
Top 5.9% in tier |
| NIM |
4.0%
+1.5% YoY+1.7% QoQ
|
+0.1% |
3.9%
+0.9% YoY
|
3.9%
+2.6% YoY
|
3.8%
+2.3% YoY
|
54% |
| Efficiency Ratio |
44.5%
-2.0% YoY-5.1% QoQ
|
-44.3% |
88.8%
-6.9% YoY
|
78.0%
+6.1% YoY
|
83.0%
-5.3% YoY
|
Top 2.4% in tier |
| Delinquency Rate |
0.1%
-19.9% YoY-9.8% QoQ
|
-1.4 |
1.5%
+2.1% YoY
|
1.4%
+1.7% YoY
|
1.3%
+2.6% YoY
|
22% |
| Loan To Share |
43.7%
+4.7% YoY+4.1% QoQ
|
-15.2% |
58.9%
-3.1% YoY
|
58.3%
-3.5% YoY
|
66.4%
-1.4% YoY
|
27% |
| AMR |
$13,041
+3.1% YoY-1.1% QoQ
|
$-2K |
$14,963
-6.8% YoY
|
$15,001
+0.4% YoY
|
$20,028
-0.9% YoY
|
45% |
| CD Concentration |
0.6%
-53.1% YoY-47.9% QoQ
|
-24.0% | 24.6% | 16.8% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 1.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)