BlastPoint's Credit Union Scorecard
SUNY FREDONIA
Charter #21851 · NY
SUNY FREDONIA demonstrates 3 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 2.59% above tier average
- + Efficiency Ratio: Top 1.5% in tier
- + Members Per Employee (MPE): Top 10.0% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,330
-0.4% YoY-0.6% QoQ
|
+653 |
2,676
+1.6% YoY
|
27,572
+9.2% YoY
|
33,913
+5.7% YoY
|
72% |
| Assets |
$48.2M
+6.0% YoY+4.6% QoQ
|
+$18.0M |
$30.2M
+1.3% YoY
|
$497.6M
+8.1% YoY
|
$578.3M
+9.0% YoY
|
76% |
| Loans |
$15.7M
-5.0% YoY-4.6% QoQ
|
+$397K |
$15.3M
-2.0% YoY
|
$329.7M
+7.8% YoY
|
$402.4M
+8.7% YoY
|
63% |
| Deposits |
$39.4M
+3.9% YoY+4.9% QoQ
|
+$13.6M |
$25.8M
+0.7% YoY
|
$425.1M
+7.9% YoY
|
$494.3M
+9.1% YoY
|
74% |
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| ROA |
2.7%
-7.9% YoY-4.8% QoQ
|
+2.6% |
0.1%
-77.6% YoY
|
0.7%
-43.8% YoY
|
0.4%
-39.2% YoY
|
Top 2.6% in tier |
| NIM |
3.8%
-8.7% YoY-9.3% QoQ
|
-0.2% |
4.0%
+4.0% YoY
|
3.5%
-2.6% YoY
|
3.8%
+4.1% YoY
|
48% |
| Efficiency Ratio |
35.7%
-5.2% YoY-4.2% QoQ
|
-54.9% |
90.6%
+6.5% YoY
|
81.8%
+0.3% YoY
|
84.6%
+2.8% YoY
|
Top 1.5% in tier |
| Delinquency Rate |
0.3%
-14.9% QoQ
|
-1.2 |
1.5%
+3.8% YoY
|
1.5%
-10.1% YoY
|
1.2%
+3.4% YoY
|
36% |
| Loan To Share |
39.8%
-8.6% YoY-9.0% QoQ
|
-18.7% |
58.5%
-3.0% YoY
|
58.9%
-2.1% YoY
|
65.6%
-1.4% YoY
|
22% |
| AMR |
$16,532
+1.6% YoY+2.6% QoQ
|
+$2K |
$14,884
-1.7% YoY
|
$19,395
-21.8% YoY
|
$19,920
+1.6% YoY
|
63% |
| CD Concentration |
7.7%
+10.0% YoY+16.6% QoQ
|
-16.6% | 24.3% | 16.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 2.6% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)