BlastPoint's Credit Union Scorecard
JOHN WESLEY AME ZION CHURCH
Charter #22323 · DC
JOHN WESLEY AME ZION CHURCH has 1 strength but faces 8 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Total Delinquency Rate (60+ days): Top 0.1% in tier
Key Concerns
Areas that may need attention
- - ROA 1.17% below tier average
- - Efficiency ratio 35.48% above tier (higher cost structure)
- - Member decline: -9.1% YoY
- - Members Per Employee (MPE): Bottom 0.1% in tier
- - Total Assets: Bottom 0.3% in tier
- - Total Loans: Bottom 0.4% in tier
- - Loan-to-Member Ratio (LMR): Bottom 0.4% in tier
- - Total Deposits: Bottom 0.5% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 17 that size in D.C..
- Shares and deposits -23.7% year over year ($70K in shares and deposits).
- Membership: 100 members, -9.1% vs a year ago.
- Delinquency rate 0.00%.
- Return on assets 0.32%.
- Efficiency ratio 124.25% vs a 88.77% peer average.
- Loan-to-share ratio 0.40% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (DC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
100
-9.1% YoY-2.0% QoQ
|
-2.5K |
2,585
-1.7% YoY
|
11,304
+3.6% YoY
|
34,678
+6.6% YoY
|
Bottom 1.1% in tier |
| Assets |
$79,647
-21.7% YoY-1.8% QoQ
|
$-30.2M |
$30.3M
+1.5% YoY
|
$419.5M
+5.8% YoY
|
$593.1M
+10.2% YoY
|
Bottom 0.3% in tier |
| Loans |
$284.0
-80.4% YoY-78.5% QoQ
|
$-15.5M |
$15.5M
-1.7% YoY
|
$248.4M
+4.8% YoY
|
$418.6M
+10.1% YoY
|
Bottom 0.4% in tier |
| Deposits |
$70,363
-23.7% YoY-1.8% QoQ
|
$-25.7M |
$25.8M
+1.1% YoY
|
$364.6M
+5.5% YoY
|
$504.8M
+10.3% YoY
|
Bottom 0.4% in tier |
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| ROA |
0.3%
-69.1% YoY
|
-1.2% |
1.5%
+241.5% YoY
|
1.0%
-30.4% YoY
|
1.2%
+121.4% YoY
|
20% |
| NIM |
1.4%
-36.5% YoY-47.0% QoQ
|
-2.5% |
3.9%
+0.9% YoY
|
3.6%
-0.1% YoY
|
3.8%
+2.3% YoY
|
Bottom 1.5% in tier |
| Efficiency Ratio |
124.2%
+72.4% YoY+25.1% QoQ
|
+35.5% |
88.8%
-6.9% YoY
|
84.8%
+17.5% YoY
|
83.0%
-5.3% YoY
|
Bottom 4.4% in tier |
| Delinquency Rate | 0.0% | -1.5 |
1.5%
+2.1% YoY
|
2.7%
+26.2% YoY
|
1.3%
+2.6% YoY
|
Top 0.1% in tier |
| Loan To Share |
0.4%
-74.3% YoY-78.1% QoQ
|
-58.5% |
58.9%
-3.1% YoY
|
60.8%
-1.7% YoY
|
66.4%
-1.4% YoY
|
Bottom 0.3% in tier |
| AMR |
$706.5
-17.0% YoY-1.2% QoQ
|
$-14K |
$14,963
-6.8% YoY
|
$22,625
-0.7% YoY
|
$20,028
-0.9% YoY
|
Bottom 0.5% in tier |
| CD Concentration | 0.0% | -24.6% | 24.6% | 15.9% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 0.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)