BlastPoint's Credit Union Scorecard
LOCAL 41 I.B.E.W.
Charter #22447 · NY
LOCAL 41 I.B.E.W. has 6 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.96% above tier average
- + Net Interest Margin 0.56% above tier average
- + Strong member growth: 18.5% YoY
- + Total Delinquency Rate (60+ days): Top 0.0% in tier
- + Member Growth Rate: Top 1.8% in tier
- + Members Per Employee (MPE): Top 8.0% in tier
Key Concerns
Areas that may need attention
- - AMR Growth Rate: Bottom 6.3% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (NY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,341
+18.5% YoY+6.8% QoQ
|
-274 |
2,615
-1.9% YoY
|
26,134
+5.1% YoY
|
33,374
+5.7% YoY
|
58% |
| Assets |
$17.9M
+7.1% YoY+3.7% QoQ
|
$-12.2M |
$30.1M
+2.1% YoY
|
$482.3M
+7.4% YoY
|
$561.6M
+9.7% YoY
|
45% |
| Loans |
$9.8M
+7.5% YoY-2.9% QoQ
|
$-6.0M |
$15.8M
-1.3% YoY
|
$324.6M
+7.8% YoY
|
$397.0M
+8.8% YoY
|
50% |
| Deposits |
$15.7M
+6.1% YoY+3.8% QoQ
|
$-10.0M |
$25.7M
+1.4% YoY
|
$411.3M
+7.7% YoY
|
$477.3M
+9.7% YoY
|
46% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.6%
-28.6% YoY-6.4% QoQ
|
+1.0% |
0.6%
+10.8% YoY
|
0.7%
+147.7% YoY
|
0.7%
+15.9% YoY
|
Top 14.1% in tier |
| NIM |
4.5%
-4.4% YoY-3.4% QoQ
|
+0.6% |
4.0%
+4.0% YoY
|
3.6%
+4.1% YoY
|
3.8%
+5.1% YoY
|
74% |
| Efficiency Ratio |
61.7%
+8.2% YoY+4.2% QoQ
|
-20.9% |
82.6%
-2.3% YoY
|
80.7%
-3.4% YoY
|
79.7%
-3.3% YoY
|
Top 13.2% in tier |
| Delinquency Rate |
0.0%
-100.0% YoY
|
-1.6 |
1.6%
-3.1% YoY
|
1.6%
-19.7% YoY
|
1.3%
-2.1% YoY
|
Top 0.1% in tier |
| Loan To Share |
62.3%
+1.3% YoY-6.5% QoQ
|
+1.7% |
60.6%
-3.1% YoY
|
60.4%
-2.5% YoY
|
67.4%
-1.7% YoY
|
52% |
| AMR |
$10,853
-10.0% YoY-5.4% QoQ
|
$-4K |
$14,783
-1.4% YoY
|
$19,178
-21.9% YoY
|
$19,687
+2.0% YoY
|
33% |
| CD Concentration |
2.2%
-11.1% YoY-23.4% QoQ
|
-22.2% | 24.4% | 16.3% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 2.6% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)