BlastPoint's Credit Union Scorecard
PARLIN DUPONT EMPLOYEES
Charter #2246 · NJ
PARLIN DUPONT EMPLOYEES has 3 strengths but faces 6 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.84% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + First Mortgage Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.44% below tier average
- - Efficiency ratio 12.92% above tier (higher cost structure)
- - Delinquency rate 1.39% above tier average
- - AMR Growth Rate: Bottom 3.5% in tier
- - Asset Growth Rate: Bottom 3.7% in tier
- - Deposit Growth Rate: Bottom 4.1% in tier
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (NJ) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
829
+3.5% YoY+1.0% QoQ
|
-1.8K |
2,625
-2.2% YoY
|
7,324
+5.9% YoY
|
33,089
+6.1% YoY
|
24% |
| Assets |
$5.0M
-11.9% YoY-8.1% QoQ
|
$-24.8M |
$29.9M
+1.1% YoY
|
$116.8M
+7.2% YoY
|
$547.7M
+7.8% YoY
|
19% |
| Loans |
$2.3M
-9.8% YoY-2.8% QoQ
|
$-13.5M |
$15.8M
-2.4% YoY
|
$73.2M
+8.5% YoY
|
$388.7M
+8.6% YoY
|
20% |
| Deposits |
$4.5M
-13.4% YoY-9.0% QoQ
|
$-21.0M |
$25.5M
+0.4% YoY
|
$98.4M
+6.8% YoY
|
$464.6M
+9.3% YoY
|
21% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.2%
-37.6% YoY+3.2% QoQ
|
-0.4% |
0.7%
-731.4% YoY
|
0.5%
+264.7% YoY
|
0.7%
+273.4% YoY
|
26% |
| NIM |
4.8%
+4.2% YoY+4.7% QoQ
|
+0.8% |
3.9%
+3.8% YoY
|
3.8%
+6.0% YoY
|
3.7%
+5.0% YoY
|
81% |
| Efficiency Ratio |
94.3%
+10.1% YoY-0.9% QoQ
|
+12.9% |
81.4%
-2.4% YoY
|
84.8%
-21.5% YoY
|
79.1%
-3.3% YoY
|
83% |
| Delinquency Rate |
2.9%
+418.5% YoY+249.4% QoQ
|
+1.4 |
1.5%
-2.0% YoY
|
1.9%
+8.8% YoY
|
1.2%
-0.9% YoY
|
Top 12.5% in tier |
| Loan To Share |
51.6%
+4.2% YoY+6.9% QoQ
|
-9.6% |
61.2%
-3.0% YoY
|
53.7%
-2.5% YoY
|
68.0%
-1.7% YoY
|
34% |
| AMR |
$8,210
-15.2% YoY-7.9% QoQ
|
$-6K |
$14,627
-2.7% YoY
|
$15,980
-4.9% YoY
|
$19,418
+1.3% YoY
|
20% |
| CD Concentration |
3.9%
+22.8% YoY+10.0% QoQ
|
-20.5% |
24.4%
+4.2% YoY
|
14.2%
+4.6% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
0.9%
-16.1% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)