BlastPoint's Credit Union Scorecard
KUE
Charter #22478 · KY
KUE demonstrates 5 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.02% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Loan Growth Rate: Top 7.7% in tier
- + Members Per Employee (MPE): Top 9.3% in tier
- + Average Member Relationship (AMR): Top 9.9% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (KY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,853
-1.4% YoY-1.2% QoQ
|
+227 |
2,625
-2.2% YoY
|
18,350
+6.5% YoY
|
33,089
+6.1% YoY
|
65% |
| Assets |
$54.8M
+3.7% YoY+0.7% QoQ
|
+$24.9M |
$29.9M
+1.1% YoY
|
$291.9M
+10.4% YoY
|
$547.7M
+7.8% YoY
|
80% |
| Loans |
$21.3M
+12.6% YoY+7.9% QoQ
|
+$5.5M |
$15.8M
-2.4% YoY
|
$208.5M
+10.3% YoY
|
$388.7M
+8.6% YoY
|
72% |
| Deposits |
$47.1M
+3.5% YoY+0.4% QoQ
|
+$21.6M |
$25.5M
+0.4% YoY
|
$245.3M
+10.3% YoY
|
$464.6M
+9.3% YoY
|
80% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.7%
+7.0% YoY+7.7% QoQ
|
+0.0% |
0.7%
-731.4% YoY
|
0.2%
-216.5% YoY
|
0.7%
+273.4% YoY
|
47% |
| NIM |
2.8%
+10.1% YoY+2.3% QoQ
|
-1.1% |
3.9%
+3.8% YoY
|
3.6%
+4.6% YoY
|
3.7%
+5.0% YoY
|
Bottom 13.6% in tier |
| Efficiency Ratio |
75.3%
-2.7% YoY+1.1% QoQ
|
-6.1% |
81.4%
-2.4% YoY
|
85.0%
-21.4% YoY
|
79.1%
-3.3% YoY
|
43% |
| Delinquency Rate |
1.0%
-33.6% YoY-30.4% QoQ
|
-0.5 |
1.5%
-2.0% YoY
|
0.8%
-26.3% YoY
|
1.2%
-0.9% YoY
|
61% |
| Loan To Share |
45.3%
+8.8% YoY+7.4% QoQ
|
-16.0% |
61.2%
-3.0% YoY
|
65.5%
-4.4% YoY
|
68.0%
-1.7% YoY
|
26% |
| AMR |
$23,968
+7.7% YoY+3.9% QoQ
|
+$9K |
$14,627
-2.7% YoY
|
$16,917
+3.2% YoY
|
$19,418
+1.3% YoY
|
Top 9.9% in tier |
| CD Concentration |
19.0%
+7.8% YoY+10.3% QoQ
|
-5.4% |
24.4%
+4.2% YoY
|
22.1%
-0.3% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
7.8%
-3.4% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)