BlastPoint's Credit Union Scorecard
KUE
Charter #22478 · KY
KUE has 3 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Loan Growth Rate: Top 6.2% in tier
- + Average Member Relationship (AMR): Top 8.0% in tier
- + AMR Growth Rate: Top 8.5% in tier
Key Concerns
Areas that may need attention
- - ROA 0.61% below tier average
- - Delinquency rate 0.10% above tier average
- - Member decline: -4.6% YoY
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 34 that size in Kentucky.
- Shares and deposits +2.4% year over year ($48.0M in shares and deposits).
- Membership: 2,754 members, -4.6% vs a year ago.
- Delinquency rate 1.65%.
- Return on assets 0.88%.
- Efficiency ratio 72.24% vs a 88.77% peer average.
- Loan-to-share ratio 46.73% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (KY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,754
-4.6% YoY-0.2% QoQ
|
+168 |
2,585
-1.7% YoY
|
19,704
+8.5% YoY
|
34,678
+6.6% YoY
|
64% |
| Assets |
$56.1M
+3.1% YoY+0.9% QoQ
|
+$25.8M |
$30.3M
+1.5% YoY
|
$329.2M
+13.7% YoY
|
$593.1M
+10.2% YoY
|
80% |
| Loans |
$22.4M
+13.6% YoY+0.8% QoQ
|
+$7.0M |
$15.5M
-1.7% YoY
|
$234.8M
+15.2% YoY
|
$418.6M
+10.1% YoY
|
74% |
| Deposits |
$48.0M
+2.4% YoY+0.5% QoQ
|
+$22.2M |
$25.8M
+1.1% YoY
|
$276.9M
+13.5% YoY
|
$504.8M
+10.3% YoY
|
81% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.9%
+34.6% YoY-6.9% QoQ
|
-0.6% |
1.5%
+241.5% YoY
|
1.2%
+141.8% YoY
|
1.2%
+121.4% YoY
|
54% |
| NIM |
2.9%
+5.0% YoY-0.6% QoQ
|
-1.0% |
3.9%
+0.9% YoY
|
3.7%
+2.3% YoY
|
3.8%
+2.3% YoY
|
Bottom 14.4% in tier |
| Efficiency Ratio |
72.2%
-3.0% YoY-3.4% QoQ
|
-16.5% |
88.8%
-6.9% YoY
|
83.2%
+1.5% YoY
|
83.0%
-5.3% YoY
|
30% |
| Delinquency Rate |
1.6%
+14.0% YoY+16.2% QoQ
|
+0.1 |
1.5%
+2.1% YoY
|
1.1%
+18.9% YoY
|
1.3%
+2.6% YoY
|
74% |
| Loan To Share |
46.7%
+10.9% YoY+0.4% QoQ
|
-12.2% |
58.9%
-3.1% YoY
|
64.3%
-0.2% YoY
|
66.4%
-1.4% YoY
|
31% |
| AMR |
$25,568
+10.8% YoY+0.8% QoQ
|
+$11K |
$14,963
-6.8% YoY
|
$17,761
+5.3% YoY
|
$20,028
-0.9% YoY
|
Top 8.0% in tier |
| CD Concentration |
19.6%
+13.8% YoY+4.2% QoQ
|
-5.0% | 24.6% | 23.1% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 7.6% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)