BlastPoint's Credit Union Scorecard

CAMC

Charter #22657 · WV

<100M

2508 CUs in <100M nationally 63 in WV

CAMC has 3 strengths but faces 1 concern

National Analysis

How does the industry compare?

WV Analysis

How does WV stack up?

Key Strengths

Areas where this CU excels compared to peers

+ ROA 1.63% above tier average
+ Net Worth Ratio: Top 7.2% in tier
+ Total Assets: Top 7.7% in tier

Key Concerns

Areas that may need attention

- First Mortgage Concentration (%): Bottom 6.2% in tier

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (WV)	National Avg	Tier Percentile
Members	5,121 +1.2% YoY-0.5% QoQ	+2.4K	2,676 +1.6% YoY	5,081 -0.5% YoY	33,913 +5.7% YoY	Top 12.4% in tier
Assets	$79.2M +1.8% YoY+0.9% QoQ	+$49.0M	$30.2M +1.3% YoY	$71.0M +4.1% YoY	$578.3M +9.0% YoY	Top 7.7% in tier
Loans	$34.9M -3.1% YoY-1.8% QoQ	+$19.6M	$15.3M -2.0% YoY	$37.7M -0.4% YoY	$402.4M +8.7% YoY	Top 13.4% in tier
Deposits	$56.6M +0.5% YoY+0.7% QoQ	+$30.8M	$25.8M +0.7% YoY	$60.8M +3.5% YoY	$494.3M +9.1% YoY	Top 14.2% in tier

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA	1.8% -11.0% YoY-6.6% QoQ	+1.6%	0.1% -77.6% YoY	0.8% -6.9% YoY	0.4% -39.2% YoY	Top 9.4% in tier
NIM	3.9% -2.6% YoY-4.8% QoQ	-0.1%	4.0% +4.0% YoY	4.0% +3.8% YoY	3.8% +4.1% YoY	52%
Efficiency Ratio	62.5% +7.2% YoY+3.0% QoQ	-28.2%	90.6% +6.5% YoY	76.6% +1.6% YoY	84.6% +2.8% YoY	Top 14.9% in tier
Delinquency Rate	0.1% -4.0% QoQ	-1.4	1.5% +3.8% YoY	1.3% -25.1% YoY	1.2% +3.4% YoY	21%
Loan To Share	61.7% -3.6% YoY-2.4% QoQ	+3.2%	58.5% -3.0% YoY	57.8% -4.2% YoY	65.6% -1.4% YoY	54%
AMR	$17,873 -2.1% YoY+0.3% QoQ	+$3K	$14,884 -1.7% YoY	$14,840 -0.3% YoY	$19,920 +1.6% YoY	69%
CD Concentration	11.0% +23.1% YoY+1.1% QoQ	-13.2%	24.3%	15.9%	19.8%	50%
Indirect Auto %	0.0%	-13.8%	13.8%	2.0%	7.7%	50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 2508 peers in tier

Top Strengths (11 metrics)

Indirect Auto Concentration (%)

balance_sheet

Value: 0.00%

Peer Median: 0.00%

#1 of 2508 Top 0.1% in <100M tier

182

Net Worth Ratio

risk

Value: 28.15%

Peer Median: 14.28%

#182 of 2508 Top 7.2% in <100M tier

193

Total Assets

balance_sheet

Value: $79.22M

Peer Median: $21.86M

#193 of 2508 Top 7.7% in <100M tier

237

Return on Assets (ROA)

profitability

Value: 1.78%

Peer Median: 0.61%

#237 of 2508 Top 9.4% in <100M tier

312

Total Members

engagement

Value: 5,121

Peer Median: 1,918

#312 of 2508 Top 12.4% in <100M tier

336

Total Loans

balance_sheet

Value: $34.93M

Peer Median: $9.48M

#336 of 2508 Top 13.4% in <100M tier

344

Fee Income Per Member

profitability

Value: $141.29

Peer Median: $60.42

#344 of 2508 Top 13.7% in <100M tier

357

Total Deposits

balance_sheet

Value: $56.60M

Peer Median: $18.77M

#357 of 2508 Top 14.2% in <100M tier

374

Efficiency Ratio

profitability

Value: 62.45%

Peer Median: 81.45%

#374 of 2508 Top 14.9% in <100M tier

532

Total Delinquency Rate (60+ days)

risk

Value: 0.09%

Peer Median: 0.65%

#532 of 2508 Top 21.2% in <100M tier

Top Weaknesses (1 metrics)

2354

First Mortgage Concentration (%)

balance_sheet

Value: 54.69%

Peer Median: 3.66%

#2354 of 2508 Bottom 6.2% in <100M tier