BlastPoint's Credit Union Scorecard

CROUSE

Charter #22972 · NY

<100M

2508 CUs in <100M nationally 179 in NY

CROUSE has 1 strength but faces 1 concern

National Analysis

How does the industry compare?

NY Analysis

How does NY stack up?

Key Strengths

Areas where this CU excels compared to peers

+ ROA 0.23% above tier average

Key Concerns

Areas that may need attention

- Member decline: -3.3% YoY

Core Metrics

As of 2026-Q1

Metric	Current	vs Tier	Tier Avg	State Avg (NY)	National Avg	Tier Percentile
Members	2,028 -3.3% YoY-0.1% QoQ	-648	2,676 +1.6% YoY	27,572 +9.2% YoY	33,913 +5.7% YoY	52%
Assets	$21.1M +4.3% YoY+3.9% QoQ	$-9.1M	$30.2M +1.3% YoY	$497.6M +8.1% YoY	$578.3M +9.0% YoY	49%
Loans	$6.4M -5.3% YoY-3.8% QoQ	$-8.9M	$15.3M -2.0% YoY	$329.7M +7.8% YoY	$402.4M +8.7% YoY	40%
Deposits	$19.1M +4.5% YoY+4.5% QoQ	$-6.7M	$25.8M +0.7% YoY	$425.1M +7.9% YoY	$494.3M +9.1% YoY	50%

See Your Full Scorecard

Unlock complete metrics, rankings, and AI-powered insights — always free

Tier 1

50+ financial metrics with peer benchmarks

Performance signatures (strengths & concerns)

AI-generated insights and rankings

Want to see an example first? Preview Navy Federal's scorecard →

ROA	0.4% -8.2% YoY+7.6% QoQ	+0.2%	0.1% -77.6% YoY	0.7% -43.8% YoY	0.4% -39.2% YoY	39%
NIM	3.3% -8.7% YoY-6.0% QoQ	-0.7%	4.0% +4.0% YoY	3.5% -2.6% YoY	3.8% +4.1% YoY	27%
Efficiency Ratio	87.6% +0.4% YoY+0.7% QoQ	-3.0%	90.6% +6.5% YoY	81.8% +0.3% YoY	84.6% +2.8% YoY	64%
Delinquency Rate	0.0% -89.6% YoY	-1.5	1.5% +3.8% YoY	1.5% -10.1% YoY	1.2% +3.4% YoY	16%
Loan To Share	33.5% -9.4% YoY-7.9% QoQ	-25.0%	58.5% -3.0% YoY	58.9% -2.1% YoY	65.6% -1.4% YoY	Bottom 14.7% in tier
AMR	$12,563 +5.3% YoY+2.4% QoQ	$-2K	$14,884 -1.7% YoY	$19,395 -21.8% YoY	$19,920 +1.6% YoY	42%
CD Concentration	12.2% +31.7% YoY+30.0% QoQ	-12.0%	24.3%	16.4%	19.8%	50%
Indirect Auto %	0.0%	-13.8%	13.8%	2.6%	7.7%	50%

Signature Analysis

Strengths (0)

No strengths identified

Concerns (0)

No concerns identified

Metric Rankings

See how this credit union ranks across all tracked metrics compared to peers.

Strengths: Metrics in the top 25% (75th percentile or higher) | Concerns: Metrics in the bottom 25% (25th percentile or lower)

Compare against:

Comparing against 2508 peers in tier

Top Strengths (5 metrics)

Indirect Auto Concentration (%)

balance_sheet

Value: 0.00%

Peer Median: 0.00%

#1 of 2508 Top 0.1% in <100M tier

First Mortgage Concentration (%)

balance_sheet

Value: 0.00%

Peer Median: 3.66%

#1 of 2508 Top 0.1% in <100M tier

413

Total Delinquency Rate (60+ days)

risk

Value: 0.04%

Peer Median: 0.65%

#413 of 2508 Top 16.4% in <100M tier

414

Net Charge-Off Rate

risk

Value: -0.02%

Peer Median: 0.07%

#414 of 2508 Top 16.5% in <100M tier

615

AMR Growth Rate

growth

Value: 5.28%

Peer Median: 1.27%

#615 of 2508 Top 24.5% in <100M tier

Top Weaknesses (2 metrics)

2173

Net Worth Ratio

risk

Value: 9.49%

Peer Median: 14.28%

#2173 of 2508 Bottom 13.4% in <100M tier

2137

Loan-to-Share Ratio

balance_sheet

Value: 33.50%

Peer Median: 58.72%

#2137 of 2508 Bottom 14.8% in <100M tier