BlastPoint's Credit Union Scorecard
GSA
Charter #2299 · DC
GSA has 1 strength but faces 4 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Members Per Employee (MPE): Top 1.4% in tier
Key Concerns
Areas that may need attention
- - ROA 1.22% below tier average
- - Efficiency ratio 1.59% above tier (higher cost structure)
- - Net Worth Ratio: Bottom 3.4% in tier
- - First Mortgage Concentration (%): Bottom 8.1% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 17 that size in D.C..
- Shares and deposits +1.4% year over year ($34.9M in shares and deposits).
- Membership: 5,526 members, +0.0% vs a year ago.
- Delinquency rate 0.21%.
- Return on assets 0.27%.
- Efficiency ratio 90.35% vs a 88.77% peer average.
- Loan-to-share ratio 66.42% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (DC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,526
0% YoY0% QoQ
|
+2.9K |
2,585
-1.7% YoY
|
11,304
+3.6% YoY
|
34,678
+6.6% YoY
|
Top 10.8% in tier |
| Assets |
$37.9M
-2.7% YoY-1.7% QoQ
|
+$7.6M |
$30.3M
+1.5% YoY
|
$419.5M
+5.8% YoY
|
$593.1M
+10.2% YoY
|
67% |
| Loans |
$23.2M
-3.8% YoY+1.6% QoQ
|
+$7.7M |
$15.5M
-1.7% YoY
|
$248.4M
+4.8% YoY
|
$418.6M
+10.1% YoY
|
76% |
| Deposits |
$34.9M
+1.4% YoY-1.9% QoQ
|
+$9.1M |
$25.8M
+1.1% YoY
|
$364.6M
+5.5% YoY
|
$504.8M
+10.3% YoY
|
70% |
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| ROA |
0.3%
+0.4% YoY+4.6% QoQ
|
-1.2% |
1.5%
+241.5% YoY
|
1.0%
-30.4% YoY
|
1.2%
+121.4% YoY
|
16% |
| NIM |
2.8%
+0.5% YoY+1.0% QoQ
|
-1.1% |
3.9%
+0.9% YoY
|
3.6%
-0.1% YoY
|
3.8%
+2.3% YoY
|
Bottom 13.1% in tier |
| Efficiency Ratio |
90.4%
+1.9% YoY-0.3% QoQ
|
+1.6% |
88.8%
-6.9% YoY
|
84.8%
+17.5% YoY
|
83.0%
-5.3% YoY
|
72% |
| Delinquency Rate |
0.2%
-46.1% YoY-39.5% QoQ
|
-1.3 |
1.5%
+2.1% YoY
|
2.7%
+26.2% YoY
|
1.3%
+2.6% YoY
|
27% |
| Loan To Share |
66.4%
-5.1% YoY+3.6% QoQ
|
+7.5% |
58.9%
-3.1% YoY
|
60.8%
-1.7% YoY
|
66.4%
-1.4% YoY
|
61% |
| AMR |
$10,519
-0.8% YoY-0.5% QoQ
|
$-4K |
$14,963
-6.8% YoY
|
$22,625
-0.7% YoY
|
$20,028
-0.9% YoY
|
30% |
| CD Concentration |
29.8%
+3.1% YoY+4.9% QoQ
|
+5.2% | 24.6% | 15.9% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 0.2% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)