BlastPoint's Credit Union Scorecard
PRESTON
Charter #23015 · WV
PRESTON demonstrates 3 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.29% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
- + Member Growth Rate: Top 8.1% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2025-Q3
| Metric | Current | vs Tier | Tier Avg | State Avg (WV) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,902
+4.2% YoY+1.7% QoQ
|
-723 |
2,625
-2.2% YoY
|
5,095
+0.6% YoY
|
33,089
+6.1% YoY
|
49% |
| Assets |
$30.2M
+4.9% YoY+1.1% QoQ
|
+$343K |
$29.9M
+1.1% YoY
|
$68.6M
+3.5% YoY
|
$547.7M
+7.8% YoY
|
60% |
| Loans |
$9.2M
+5.0% YoY+1.6% QoQ
|
$-6.6M |
$15.8M
-2.4% YoY
|
$38.2M
+0.9% YoY
|
$388.7M
+8.6% YoY
|
48% |
| Deposits |
$26.2M
+4.5% YoY+0.9% QoQ
|
+$749K |
$25.5M
+0.4% YoY
|
$58.7M
+3.0% YoY
|
$464.6M
+9.3% YoY
|
61% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
1.0%
+322.7% YoY+82.7% QoQ
|
+0.3% |
0.7%
-731.4% YoY
|
1.0%
+49.4% YoY
|
0.7%
+273.4% YoY
|
60% |
| NIM |
2.9%
+47.3% YoY+12.3% QoQ
|
-1.1% |
3.9%
+3.8% YoY
|
3.9%
+3.9% YoY
|
3.7%
+5.0% YoY
|
Bottom 14.4% in tier |
| Efficiency Ratio |
64.1%
-27.6% YoY-13.0% QoQ
|
-17.3% |
81.4%
-2.4% YoY
|
72.7%
-3.2% YoY
|
79.1%
-3.3% YoY
|
20% |
| Delinquency Rate |
0.8%
+152.4% YoY-22.2% QoQ
|
-0.7 |
1.5%
-2.0% YoY
|
1.3%
-29.4% YoY
|
1.2%
-0.9% YoY
|
54% |
| Loan To Share |
34.9%
+0.5% YoY+0.7% QoQ
|
-26.3% |
61.2%
-3.0% YoY
|
60.8%
-6.8% YoY
|
68.0%
-1.7% YoY
|
Bottom 13.8% in tier |
| AMR |
$18,591
+0.5% YoY-0.7% QoQ
|
+$4K |
$14,627
-2.7% YoY
|
$14,844
+2.4% YoY
|
$19,418
+1.3% YoY
|
74% |
| CD Concentration |
25.4%
+0.3% YoY+2.7% QoQ
|
+1.0% |
24.4%
+4.2% YoY
|
16.2%
+7.9% YoY
|
19.6%
+6.2% YoY
|
50% |
| Indirect Auto % | 0.0% | -14.0% |
14.0%
-5.7% YoY
|
2.3%
-13.6% YoY
|
7.9%
-2.9% YoY
|
50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)