BlastPoint's Credit Union Scorecard
DOE RUN
Charter #23376 · KY
DOE RUN has 2 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.31% above tier average
- + Fee Income Per Member: Top 9.9% in tier
Key Concerns
Areas that may need attention
- - ROA 1.42% below tier average
- - Efficiency ratio 13.22% above tier (higher cost structure)
- - Delinquency rate 1.99% above tier average
- - Member decline: -11.8% YoY
- - Member Growth Rate: Bottom 4.6% in tier
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 34 that size in Kentucky.
- Shares and deposits -3.9% year over year ($10.8M in shares and deposits).
- Membership: 1,532 members, -11.8% vs a year ago.
- Delinquency rate 3.53%.
- Return on assets 0.07%.
- Efficiency ratio 101.99% vs a 88.77% peer average.
- Loan-to-share ratio 52.07% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (KY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,532
-11.8% YoY+0.6% QoQ
|
-1.1K |
2,585
-1.7% YoY
|
19,704
+8.5% YoY
|
34,678
+6.6% YoY
|
41% |
| Assets |
$12.2M
-3.7% YoY+0.5% QoQ
|
$-18.1M |
$30.3M
+1.5% YoY
|
$329.2M
+13.7% YoY
|
$593.1M
+10.2% YoY
|
36% |
| Loans |
$5.6M
-13.8% YoY-0.8% QoQ
|
$-9.9M |
$15.5M
-1.7% YoY
|
$234.8M
+15.2% YoY
|
$418.6M
+10.1% YoY
|
37% |
| Deposits |
$10.8M
-3.9% YoY+0.8% QoQ
|
$-15.0M |
$25.8M
+1.1% YoY
|
$276.9M
+13.5% YoY
|
$504.8M
+10.3% YoY
|
38% |
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| ROA |
0.1%
-69.2% YoY-128.1% QoQ
|
-1.4% |
1.5%
+241.5% YoY
|
1.2%
+141.8% YoY
|
1.2%
+121.4% YoY
|
Bottom 5.0% in tier |
| NIM |
4.2%
+3.1% YoY+1.2% QoQ
|
+0.3% |
3.9%
+0.9% YoY
|
3.7%
+2.3% YoY
|
3.8%
+2.3% YoY
|
66% |
| Efficiency Ratio |
102.0%
+0.5% YoY-3.3% QoQ
|
+13.2% |
88.8%
-6.9% YoY
|
83.2%
+1.5% YoY
|
83.0%
-5.3% YoY
|
Bottom 12.0% in tier |
| Delinquency Rate |
3.5%
+193.2% YoY-5.8% QoQ
|
+2.0 |
1.5%
+2.1% YoY
|
1.1%
+18.9% YoY
|
1.3%
+2.6% YoY
|
Bottom 10.6% in tier |
| Loan To Share |
52.1%
-10.3% YoY-1.5% QoQ
|
-6.8% |
58.9%
-3.1% YoY
|
64.3%
-0.2% YoY
|
66.4%
-1.4% YoY
|
40% |
| AMR |
$10,678
+4.9% YoY-0.3% QoQ
|
$-4K |
$14,963
-6.8% YoY
|
$17,761
+5.3% YoY
|
$20,028
-0.9% YoY
|
31% |
| CD Concentration |
17.2%
-34.2% YoY-4.3% QoQ
|
-7.4% | 24.6% | 23.1% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 7.6% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)