BlastPoint's Credit Union Scorecard
DOE RUN
Charter #23376 · KY
DOE RUN has 2 strengths but faces 5 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.16% above tier average
- + Indirect Auto Concentration (%): Top 0.0% in tier
Key Concerns
Areas that may need attention
- - ROA 0.44% below tier average
- - Efficiency ratio 19.85% above tier (higher cost structure)
- - Member decline: -13.0% YoY
- - Member Growth Rate: Bottom 3.6% in tier
- - Loan Growth Rate: Bottom 5.6% in tier
Core Metrics
As of 2025-Q4
| Metric | Current | vs Tier | Tier Avg | State Avg (KY) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,518
-13.0% YoY-0.4% QoQ
|
-1.1K |
2,615
-1.9% YoY
|
18,352
+6.1% YoY
|
33,374
+5.7% YoY
|
41% |
| Assets |
$12.1M
-0.1% YoY-6.1% QoQ
|
$-18.1M |
$30.1M
+2.1% YoY
|
$297.6M
+11.0% YoY
|
$561.6M
+9.7% YoY
|
36% |
| Loans |
$5.8M
-20.2% YoY-4.4% QoQ
|
$-10.0M |
$15.8M
-1.3% YoY
|
$214.0M
+12.0% YoY
|
$397.0M
+8.8% YoY
|
37% |
| Deposits |
$10.7M
+0.7% YoY-6.8% QoQ
|
$-15.0M |
$25.7M
+1.4% YoY
|
$249.6M
+10.9% YoY
|
$477.3M
+9.7% YoY
|
38% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.2%
+451.8% YoY-140.8% QoQ
|
-0.4% |
0.6%
+10.8% YoY
|
0.3%
-193.7% YoY
|
0.7%
+15.9% YoY
|
24% |
| NIM |
4.1%
-3.8% YoY+3.3% QoQ
|
+0.2% |
4.0%
+4.0% YoY
|
3.7%
-0.4% YoY
|
3.8%
+5.1% YoY
|
59% |
| Efficiency Ratio |
102.4%
+3.4% YoY-0.8% QoQ
|
+19.8% |
82.6%
-2.3% YoY
|
85.5%
-17.8% YoY
|
79.7%
-3.3% YoY
|
Top 9.5% in tier |
| Delinquency Rate |
1.2%
+115.9% YoY+27.1% QoQ
|
-0.3 |
1.6%
-3.1% YoY
|
1.1%
-5.8% YoY
|
1.3%
-2.1% YoY
|
66% |
| Loan To Share |
54.4%
-20.8% YoY+2.6% QoQ
|
-6.2% |
60.6%
-3.1% YoY
|
65.9%
-3.9% YoY
|
67.4%
-1.7% YoY
|
40% |
| AMR |
$10,840
+5.9% YoY-5.5% QoQ
|
$-4K |
$14,783
-1.4% YoY
|
$17,204
+6.4% YoY
|
$19,687
+2.0% YoY
|
32% |
| CD Concentration |
24.2%
-4.9% YoY+1.9% QoQ
|
-0.2% | 24.4% | 22.4% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 7.7% | 7.8% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)