BlastPoint's Credit Union Scorecard
ACCLAIM
Charter #23386 · NC
ACCLAIM demonstrates 3 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.61% above tier average
- + Net Interest Margin 0.30% above tier average
- + Fee Income Per Member: Top 6.7% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (NC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,053
-1.5% YoY+0.7% QoQ
|
+2.4K |
2,676
+1.6% YoY
|
91,843
+3.2% YoY
|
33,913
+5.7% YoY
|
Top 12.8% in tier |
| Assets |
$58.9M
+0.0% YoY+1.5% QoQ
|
+$28.7M |
$30.2M
+1.3% YoY
|
$1.6B
+7.7% YoY
|
$578.3M
+9.0% YoY
|
82% |
| Loans |
$38.5M
-6.3% YoY+0.2% QoQ
|
+$23.3M |
$15.3M
-2.0% YoY
|
$1.1B
+5.7% YoY
|
$402.4M
+8.7% YoY
|
Top 10.8% in tier |
| Deposits |
$50.9M
-1.1% YoY+1.7% QoQ
|
+$25.1M |
$25.8M
+0.7% YoY
|
$1.4B
+7.2% YoY
|
$494.3M
+9.1% YoY
|
83% |
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| ROA |
0.8%
-40.5% YoY-27.2% QoQ
|
+0.6% |
0.1%
-77.6% YoY
|
0.4%
+21.7% YoY
|
0.4%
-39.2% YoY
|
58% |
| NIM |
4.3%
-4.5% YoY-7.9% QoQ
|
+0.3% |
4.0%
+4.0% YoY
|
4.0%
+0.2% YoY
|
3.8%
+4.1% YoY
|
71% |
| Efficiency Ratio |
77.3%
+9.9% YoY+10.0% QoQ
|
-13.3% |
90.6%
+6.5% YoY
|
84.1%
+2.7% YoY
|
84.6%
+2.8% YoY
|
40% |
| Delinquency Rate |
0.3%
-64.1% YoY-38.0% QoQ
|
-1.2 |
1.5%
+3.8% YoY
|
1.3%
-24.7% YoY
|
1.2%
+3.4% YoY
|
32% |
| Loan To Share |
75.8%
-5.3% YoY-1.4% QoQ
|
+17.3% |
58.5%
-3.0% YoY
|
74.3%
+0.8% YoY
|
65.6%
-1.4% YoY
|
76% |
| AMR |
$17,698
-1.9% YoY+0.3% QoQ
|
+$3K |
$14,884
-1.7% YoY
|
$17,856
+2.9% YoY
|
$19,920
+1.6% YoY
|
68% |
| CD Concentration |
23.2%
+6.2% YoY-1.6% QoQ
|
-1.1% | 24.3% | 21.2% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 4.9% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)