BlastPoint's Credit Union Scorecard
ACCLAIM
Charter #23386 · NC
ACCLAIM has 2 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.40% above tier average
- + Fee Income Per Member: Top 6.8% in tier
Key Concerns
Areas that may need attention
- - ROA 0.70% below tier average
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 31 that size in North Carolina.
- Shares and deposits +3.1% year over year ($52.2M in shares and deposits).
- Membership: 5,030 members, -0.7% vs a year ago.
- Delinquency rate 0.44%.
- Return on assets 0.80%.
- Efficiency ratio 78.53% vs a 88.77% peer average.
- Loan-to-share ratio 72.45% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (NC) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
5,030
-0.7% YoY-0.5% QoQ
|
+2.4K |
2,585
-1.7% YoY
|
91,933
+2.2% YoY
|
34,678
+6.6% YoY
|
Top 13.3% in tier |
| Assets |
$60.4M
+4.2% YoY+2.5% QoQ
|
+$30.1M |
$30.3M
+1.5% YoY
|
$1.6B
+7.2% YoY
|
$593.1M
+10.2% YoY
|
83% |
| Loans |
$37.8M
-6.1% YoY-1.8% QoQ
|
+$22.4M |
$15.5M
-1.7% YoY
|
$1.1B
+5.6% YoY
|
$418.6M
+10.1% YoY
|
Top 11.6% in tier |
| Deposits |
$52.2M
+3.1% YoY+2.7% QoQ
|
+$26.4M |
$25.8M
+1.1% YoY
|
$1.4B
+7.1% YoY
|
$504.8M
+10.3% YoY
|
83% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.8%
-8.1% YoY+6.0% QoQ
|
-0.7% |
1.5%
+241.5% YoY
|
0.9%
+189.6% YoY
|
1.2%
+121.4% YoY
|
49% |
| NIM |
4.3%
-6.0% YoY-0.3% QoQ
|
+0.4% |
3.9%
+0.9% YoY
|
4.0%
+0.2% YoY
|
3.8%
+2.3% YoY
|
69% |
| Efficiency Ratio |
78.5%
+10.9% YoY+1.5% QoQ
|
-10.2% |
88.8%
-6.9% YoY
|
83.1%
+0.7% YoY
|
83.0%
-5.3% YoY
|
45% |
| Delinquency Rate |
0.4%
-55.4% YoY+72.0% QoQ
|
-1.1 |
1.5%
+2.1% YoY
|
1.5%
+12.0% YoY
|
1.3%
+2.6% YoY
|
39% |
| Loan To Share |
72.5%
-8.9% YoY-4.4% QoQ
|
+13.6% |
58.9%
-3.1% YoY
|
74.9%
+0.0% YoY
|
66.4%
-1.4% YoY
|
70% |
| AMR |
$17,909
-0.3% YoY+1.2% QoQ
|
+$3K |
$14,963
-6.8% YoY
|
$17,976
+4.0% YoY
|
$20,028
-0.9% YoY
|
69% |
| CD Concentration |
21.4%
-8.2% YoY-7.9% QoQ
|
-3.2% | 24.6% | 21.4% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 4.6% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)