BlastPoint's Credit Union Scorecard
TULANE/LOYOLA
Charter #23540 · LA
TULANE/LOYOLA has 2 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + Net Interest Margin 0.59% above tier average
- + Members Per Employee (MPE): Top 6.1% in tier
Key Concerns
Areas that may need attention
- - ROA 4.23% below tier average
- - Efficiency ratio 15.74% above tier (higher cost structure)
- - Net Worth Ratio: Bottom 3.0% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
3,175
-0.8% YoY-1.0% QoQ
|
+498 |
2,676
+1.6% YoY
|
9,512
+2.6% YoY
|
33,913
+5.7% YoY
|
70% |
| Assets |
$15.1M
-5.5% YoY-2.6% QoQ
|
$-15.1M |
$30.2M
+1.3% YoY
|
$128.1M
+5.9% YoY
|
$578.3M
+9.0% YoY
|
41% |
| Loans |
$11.7M
-7.0% YoY-4.2% QoQ
|
$-3.6M |
$15.3M
-2.0% YoY
|
$89.6M
+5.7% YoY
|
$402.4M
+8.7% YoY
|
56% |
| Deposits |
$13.8M
-5.1% YoY-2.1% QoQ
|
$-11.9M |
$25.8M
+0.7% YoY
|
$109.6M
+6.0% YoY
|
$494.3M
+9.1% YoY
|
43% |
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| ROA |
-4.1%
-18.6% YoY+165.6% QoQ
|
-4.2% |
0.1%
-77.6% YoY
|
0.1%
-79.1% YoY
|
0.4%
-39.2% YoY
|
Bottom 2.4% in tier |
| NIM |
4.6%
+1.6% YoY-3.5% QoQ
|
+0.6% |
4.0%
+4.0% YoY
|
4.2%
-0.4% YoY
|
3.8%
+4.1% YoY
|
79% |
| Efficiency Ratio |
106.4%
+8.7% YoY+11.5% QoQ
|
+15.7% |
90.6%
+6.5% YoY
|
88.0%
+2.9% YoY
|
84.6%
+2.8% YoY
|
Bottom 11.6% in tier |
| Delinquency Rate |
0.6%
-48.9% YoY-40.8% QoQ
|
-0.9 |
1.5%
+3.8% YoY
|
1.7%
-21.7% YoY
|
1.2%
+3.4% YoY
|
50% |
| Loan To Share |
84.7%
-2.0% YoY-2.2% QoQ
|
+26.2% |
58.5%
-3.0% YoY
|
68.2%
-2.4% YoY
|
65.6%
-1.4% YoY
|
Top 13.2% in tier |
| AMR |
$8,053
-5.2% YoY-2.1% QoQ
|
$-7K |
$14,884
-1.7% YoY
|
$13,483
+2.5% YoY
|
$19,920
+1.6% YoY
|
19% |
| CD Concentration | 0.0% | -24.3% | 24.3% | 14.9% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)