BlastPoint's Credit Union Scorecard
GEISMAR COMPLEX
Charter #23620 · LA
GEISMAR COMPLEX demonstrates 8 strengths
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.69% above tier average
- + Asset Growth Rate: Top 2.7% in tier
- + Deposit Growth Rate: Top 3.0% in tier
- + Net Charge-Off Rate: Top 6.4% in tier
- + Loan-to-Member Ratio (LMR): Top 7.7% in tier
- + AMR Growth Rate: Top 7.9% in tier
- + Loan Growth Rate: Top 7.9% in tier
- + Average Member Relationship (AMR): Top 8.6% in tier
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,532
+2.7% YoY+0.4% QoQ
|
-144 |
2,676
+1.6% YoY
|
9,512
+2.6% YoY
|
33,913
+5.7% YoY
|
61% |
| Assets |
$43.2M
+14.7% YoY+0.9% QoQ
|
+$13.0M |
$30.2M
+1.3% YoY
|
$128.1M
+5.9% YoY
|
$578.3M
+9.0% YoY
|
72% |
| Loans |
$25.8M
+11.7% YoY+1.2% QoQ
|
+$10.5M |
$15.3M
-2.0% YoY
|
$89.6M
+5.7% YoY
|
$402.4M
+8.7% YoY
|
78% |
| Deposits |
$37.4M
+15.7% YoY+0.7% QoQ
|
+$11.6M |
$25.8M
+0.7% YoY
|
$109.6M
+6.0% YoY
|
$494.3M
+9.1% YoY
|
72% |
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| ROA |
0.8%
-49.3% YoY-32.8% QoQ
|
+0.7% |
0.1%
-77.6% YoY
|
0.1%
-79.1% YoY
|
0.4%
-39.2% YoY
|
62% |
| NIM |
2.9%
-23.0% YoY-7.9% QoQ
|
-1.1% |
4.0%
+4.0% YoY
|
4.2%
-0.4% YoY
|
3.8%
+4.1% YoY
|
16% |
| Efficiency Ratio |
72.7%
+28.4% YoY+18.3% QoQ
|
-17.9% |
90.6%
+6.5% YoY
|
88.0%
+2.9% YoY
|
84.6%
+2.8% YoY
|
30% |
| Delinquency Rate |
0.7%
+37.5% YoY-4.2% QoQ
|
-0.8 |
1.5%
+3.8% YoY
|
1.7%
-21.7% YoY
|
1.2%
+3.4% YoY
|
53% |
| Loan To Share |
68.9%
-3.4% YoY+0.4% QoQ
|
+10.4% |
58.5%
-3.0% YoY
|
68.2%
-2.4% YoY
|
65.6%
-1.4% YoY
|
66% |
| AMR |
$24,932
+11.0% YoY+0.5% QoQ
|
+$10K |
$14,884
-1.7% YoY
|
$13,483
+2.5% YoY
|
$19,920
+1.6% YoY
|
Top 8.7% in tier |
| CD Concentration |
35.5%
+64.8% YoY-2.4% QoQ
|
+11.2% | 24.3% | 14.9% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 5.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)