BlastPoint's Credit Union Scorecard
GEISMAR COMPLEX
Charter #23620 · LA
GEISMAR COMPLEX has 5 strengths but faces 1 concern
Key Strengths
Areas where this CU excels compared to peers
- + Asset Growth Rate: Top 3.5% in tier
- + Deposit Growth Rate: Top 4.0% in tier
- + Net Charge-Off Rate: Top 5.0% in tier
- + Loan-to-Member Ratio (LMR): Top 7.6% in tier
- + Average Member Relationship (AMR): Top 8.1% in tier
Key Concerns
Areas that may need attention
- - ROA 0.47% below tier average
NEW · Q2 2026 RECAP
Your Quarter, Wrapped
A 35-second highlight reel of your Q2 2026 — the wins worth celebrating and the one signal worth watching, pulled straight from your scorecard data.
Q2 2026 at a glance
- One of 2,437 credit unions with under $100M in assets nationally, and 1 of 107 that size in Louisiana.
- Shares and deposits +14.5% year over year ($38.6M in shares and deposits).
- Membership: 2,555 members, +2.2% vs a year ago.
- Delinquency rate 0.51%.
- Return on assets 1.03%.
- Efficiency ratio 69.20% vs a 88.77% peer average.
- Loan-to-share ratio 69.01% vs a 58.89% peer average.
Data period: Q2 2026 NCUA call report. Animation disabled (reduced-motion preference). Full details in the metrics table below.
Core Metrics
As of 2026-Q2
| Metric | Current | vs Tier | Tier Avg | State Avg (LA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,555
+2.2% YoY+0.9% QoQ
|
-30 |
2,585
-1.7% YoY
|
9,550
+2.7% YoY
|
34,678
+6.6% YoY
|
61% |
| Assets |
$44.6M
+13.5% YoY+3.2% QoQ
|
+$14.3M |
$30.3M
+1.5% YoY
|
$130.2M
+7.1% YoY
|
$593.1M
+10.2% YoY
|
73% |
| Loans |
$26.7M
+8.5% YoY+3.5% QoQ
|
+$11.2M |
$15.5M
-1.7% YoY
|
$92.6M
+7.3% YoY
|
$418.6M
+10.1% YoY
|
80% |
| Deposits |
$38.6M
+14.5% YoY+3.4% QoQ
|
+$12.8M |
$25.8M
+1.1% YoY
|
$111.6M
+7.6% YoY
|
$504.8M
+10.3% YoY
|
74% |
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| ROA |
1.0%
-36.9% YoY+22.8% QoQ
|
-0.5% |
1.5%
+241.5% YoY
|
1.1%
+258.0% YoY
|
1.2%
+121.4% YoY
|
62% |
| NIM |
3.0%
-20.1% YoY+2.6% QoQ
|
-0.9% |
3.9%
+0.9% YoY
|
4.2%
-0.2% YoY
|
3.8%
+2.3% YoY
|
16% |
| Efficiency Ratio |
69.2%
+21.5% YoY-4.8% QoQ
|
-19.6% |
88.8%
-6.9% YoY
|
89.3%
+0.7% YoY
|
83.0%
-5.3% YoY
|
24% |
| Delinquency Rate |
0.5%
-19.2% YoY-27.8% QoQ
|
-1.0 |
1.5%
+2.1% YoY
|
2.0%
+21.9% YoY
|
1.3%
+2.6% YoY
|
42% |
| Loan To Share |
69.0%
-5.2% YoY+0.1% QoQ
|
+10.1% |
58.9%
-3.1% YoY
|
68.1%
-2.7% YoY
|
66.4%
-1.4% YoY
|
65% |
| AMR |
$25,553
+9.6% YoY+2.5% QoQ
|
+$11K |
$14,963
-6.8% YoY
|
$13,536
+2.7% YoY
|
$20,028
-0.9% YoY
|
Top 8.2% in tier |
| CD Concentration |
35.1%
+26.1% YoY-1.2% QoQ
|
+10.5% | 24.6% | 15.1% | 20.0% | 50% |
| Indirect Auto % | 0.0% | -13.6% | 13.6% | 5.1% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)