BlastPoint's Credit Union Scorecard
RALEIGH CO. EDUCATORS
Charter #23722 · WV
RALEIGH CO. EDUCATORS demonstrates 1 strength
Key Strengths
Areas where this CU excels compared to peers
- + ROA 1.29% above tier average
Key Concerns
Areas that may need attention
No key concerns identified
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (WV) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
2,294
-0.3% YoY+0.3% QoQ
|
-382 |
2,676
+1.6% YoY
|
5,081
-0.5% YoY
|
33,913
+5.7% YoY
|
58% |
| Assets |
$21.6M
-0.8% YoY+1.2% QoQ
|
$-8.6M |
$30.2M
+1.3% YoY
|
$71.0M
+4.1% YoY
|
$578.3M
+9.0% YoY
|
50% |
| Loans |
$9.0M
+7.8% YoY+3.0% QoQ
|
$-6.3M |
$15.3M
-2.0% YoY
|
$37.7M
-0.4% YoY
|
$402.4M
+8.7% YoY
|
49% |
| Deposits |
$16.0M
-2.6% YoY+1.1% QoQ
|
$-9.8M |
$25.8M
+0.7% YoY
|
$60.8M
+3.5% YoY
|
$494.3M
+9.1% YoY
|
46% |
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| ROA |
1.4%
+174.4% YoY+38.8% QoQ
|
+1.3% |
0.1%
-77.6% YoY
|
0.8%
-6.9% YoY
|
0.4%
-39.2% YoY
|
84% |
| NIM |
4.0%
+14.5% YoY+9.8% QoQ
|
+0.0% |
4.0%
+4.0% YoY
|
4.0%
+3.8% YoY
|
3.8%
+4.1% YoY
|
60% |
| Efficiency Ratio |
65.9%
-19.1% YoY-9.7% QoQ
|
-24.7% |
90.6%
+6.5% YoY
|
76.6%
+1.6% YoY
|
84.6%
+2.8% YoY
|
19% |
| Delinquency Rate |
0.0%
-96.7% YoY-97.1% QoQ
|
-1.5 |
1.5%
+3.8% YoY
|
1.3%
-25.1% YoY
|
1.2%
+3.4% YoY
|
Top 14.6% in tier |
| Loan To Share |
56.1%
+10.6% YoY+1.9% QoQ
|
-2.4% |
58.5%
-3.0% YoY
|
57.8%
-4.2% YoY
|
65.6%
-1.4% YoY
|
47% |
| AMR |
$10,858
+1.2% YoY+1.5% QoQ
|
$-4K |
$14,884
-1.7% YoY
|
$14,840
-0.3% YoY
|
$19,920
+1.6% YoY
|
32% |
| CD Concentration |
27.3%
+1.0% YoY-0.3% QoQ
|
+3.1% | 24.3% | 15.9% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 2.0% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)