BlastPoint's Credit Union Scorecard
TAUPA LITHUANIAN
Charter #23803 · MA
TAUPA LITHUANIAN has 4 strengths but faces 3 concerns
Key Strengths
Areas where this CU excels compared to peers
- + ROA 0.27% above tier average
- + Loan-to-Share Ratio: Top 1.4% in tier
- + Loan-to-Member Ratio (LMR): Top 2.3% in tier
- + Average Member Relationship (AMR): Top 5.8% in tier
Key Concerns
Areas that may need attention
- - Share Certificate Concentration (%): Bottom 0.7% in tier
- - First Mortgage Concentration (%): Bottom 1.1% in tier
- - Net Interest Margin (NIM): Bottom 4.9% in tier
Core Metrics
As of 2026-Q1
| Metric | Current | vs Tier | Tier Avg | State Avg (MA) | National Avg | Tier Percentile |
|---|---|---|---|---|---|---|
| Members |
1,780
-0.3% YoY+0.1% QoQ
|
-896 |
2,676
+1.6% YoY
|
33,485
+24.8% YoY
|
33,913
+5.7% YoY
|
47% |
| Assets |
$29.6M
+2.4% YoY+3.6% QoQ
|
$-607K |
$30.2M
+1.3% YoY
|
$590.7M
+35.2% YoY
|
$578.3M
+9.0% YoY
|
59% |
| Loans |
$25.4M
-1.8% YoY-1.1% QoQ
|
+$10.1M |
$15.3M
-2.0% YoY
|
$447.1M
+33.6% YoY
|
$402.4M
+8.7% YoY
|
78% |
| Deposits |
$23.2M
+7.7% YoY+4.4% QoQ
|
$-2.6M |
$25.8M
+0.7% YoY
|
$496.3M
+36.0% YoY
|
$494.3M
+9.1% YoY
|
56% |
See Your Full Scorecard
Unlock complete metrics, rankings, and AI-powered insights — always free
✓ Check your email for the access link!
Want to see an example first? Preview Navy Federal's scorecard →
| ROA |
0.4%
-31.2% YoY+36.7% QoQ
|
+0.3% |
0.1%
-77.6% YoY
|
0.7%
+27.7% YoY
|
0.4%
-39.2% YoY
|
40% |
| NIM |
2.2%
+6.8% YoY+4.0% QoQ
|
-1.8% |
4.0%
+4.0% YoY
|
3.3%
+3.6% YoY
|
3.8%
+4.1% YoY
|
Bottom 4.8% in tier |
| Efficiency Ratio |
79.6%
+12.3% YoY-5.3% QoQ
|
-11.0% |
90.6%
+6.5% YoY
|
80.2%
-4.6% YoY
|
84.6%
+2.8% YoY
|
45% |
| Delinquency Rate |
0.1%
-91.5% YoY+8.6% QoQ
|
-1.4 |
1.5%
+3.8% YoY
|
0.7%
-9.8% YoY
|
1.2%
+3.4% YoY
|
20% |
| Loan To Share |
109.5%
-8.8% YoY-5.3% QoQ
|
+51.0% |
58.5%
-3.0% YoY
|
71.5%
-1.7% YoY
|
65.6%
-1.4% YoY
|
Top 1.5% in tier |
| AMR |
$27,301
+2.8% YoY+1.3% QoQ
|
+$12K |
$14,884
-1.7% YoY
|
$25,479
+3.4% YoY
|
$19,920
+1.6% YoY
|
Top 5.8% in tier |
| CD Concentration |
67.5%
+7.7% YoY+2.3% QoQ
|
+43.2% | 24.3% | 25.2% | 19.8% | 50% |
| Indirect Auto % | 0.0% | -13.8% | 13.8% | 2.3% | 7.7% | 50% |
Signature Analysis
Strengths (0)
Concerns (0)
Metric Rankings
See how this credit union ranks across all tracked metrics compared to peers.
Strengths: Metrics in the top 25% (75th percentile or higher) Concerns: Metrics in the bottom 25% (25th percentile or lower)